Traveling is fun. You get to explore new lands, new cultures, and new cuisines. You also get to take a break from the monotony of everyday life and spend quality time with your family. However, your trip can quickly turn into a nightmare if you suffer unforeseen exigencies and incur financial losses.
A Travel Insurance plan provides financial contingencies in the event of unexpected urgencies.
Types of Travel Insurance Plans that You Can Find on PhonePe
Travel insurance plans come in different variants depending on where you travel. As such, PhonePe offers tailor-made Travel Insurance plans for your trips. There are two main types of Travel Insurance policies offered by PhonePe that are as follows:
Is Buying Travel Insurance
Important?
Travel insurance plans have a comprehensive scope of coverage against unforeseen financial necessities that you may incur on your trip. If you encounter a financial emergency covered under the Travel Insurance plan, the policy compensates you for the incurred expenses.
A Travel Insurance policy covers you for the duration of the trip. If you are traveling with your family, you can buy one policy providing coverage to all the family members traveling with you. Moreover, there are specialized Travel Insurance plans for your parents too so that they can also travel risk-free.
PhonePe offers two comprehensive Travel Insurance plans to cover your trips and keep you financially secured during your travels.
Why Buy An International Travel Insurance Plan on PhonePe?
The international Travel Insurance plans offered by PhonePe provide a range of coverage benefits. Here are some benefits of buying international Travel Insurance plans through PhonePe.
Medical coverage
Medical coverage
The primary Travel Insurance cover is a medical cover. It covers the cost of hospitalization if you fall ill or are injured. Medical costs in other countries are high. So, if you are traveling overseas and need serious medical attention, you might incur a heavy hospital bill. A travel health insurance policy covers such medical expenses and provides much-needed financial relief. PhonePe allows coverage of up to USD 100,000 for medical emergencies incurred on your international trips.
Important for Schengen countries
Important for Schengen countries
If you are traveling to a Schengen country, like France, Germany, Italy, Switzerland, etc., you will need international health insurance coverage to avail of the Visa. So, if you are flying to a Schengen country, a Travel Insurance plan becomes all the more important. PhonePe’s international Travel Insurance plans offer this coverage.
A comprehensive scope of coverage
A comprehensive scope of coverage
Besides medical coverage, Travel Insurance plans also provide coverage against other risks that you face when traveling. For instance, the chances of losing baggage, passport, wallet, etc., are covered under Travel Insurance plans. Thus, Travel Insurance plans provide a wide range of coverage benefits and secure your trip.
24*7 assistance
24*7 assistance
Lastly, with the coverage offered, Travel Insurance plans provide financial security. You can travel worry-free when you know that the travel plan would cover possible financial emergencies.
Gives financial security
Gives financial security
Emergencies don’t come announced, and so, PhonePe offers 24*7 claim-related assistance in more than 220 countries worldwide.
Why Buy a Domestic Travel Insurance Policy on PhonePe?
PhonePe’s domestic Travel Insurance policies also pack a host of benefits similar to international Travel Insurance plans. These benefits are as follows:
Affordable coverage
Affordable coverage
You can invest in a domestic Travel Insurance policy with a coverage of up to Rs 5,00,000 at a premium that is less than Rs. 2 per day. This makes the policy easy to afford, and the comprehensive coverage ensures that your financial risks are sufficiently covered.
Take unlimited trips without worrying about the coverage
Take unlimited trips without worrying about the coverage
PhonePe’s domestic Travel Insurance plans allow annual coverage wherein you can take multiple trips through bus, car, train, or flight. If you face any emergency on any journey, the plan will allow coverage for the same.
Get covered for flight cancellations
Get covered for flight cancellations
If your proposed flight gets canceled due to the pandemic, you would be compensated for the loss of the ticket price already paid. In these uncertain times, having this coverage gives you the security that you need.
Get insured against burglary when traveling
Get insured against burglary when traveling
PhonePe’s domestic Travel Insurance policy provides home insurance coverage as an inbuilt benefit. This coverage insures your home when you are not around. If your home is burgled, coverage of up to Rs. 1,00,000 is available to compensate you for the loss suffered.
Travel Insurance on PhonePe: Features and Benefits
PhonePe offers you instant Travel Insurance plans so that you can travel without any worry. The features and benefits of buying Travel Insurance plans through PhonePe are as follows:
COVID 19 coverage
If you suffer from COVID 19 while traveling, PhonePe’s Travel Insurance plans will cover the medical costs incurred if you are hospitalized. You would get compensated for the expenses incurred on COVID 19 treatments as well as evacuation if required.
Best plans at your fingertips
PhonePe has tied up with the best Travel Insurance providers in India. This ensures you get the best insurance for your trip. You can also compare different plans and choose the most suitable policy.
Instant coverage
Buying Travel Insurance is straightforward. Just pay the premium online, and your coverage is granted instantly. No need for elaborate paperwork or a physical visit to the insurer to buy the plan.
Different policies for different needs
PhonePe offers both international and domestic Travel Insurance plans. So, irrespective of where you are traveling, you can secure your trip with a tailor-made policy suiting your coverage needs.
COVID 19 coverage
If you suffer from COVID 19 while traveling, PhonePe’s Travel Insurance plans will cover the medical costs incurred if you are hospitalized. You would get compensated for the expenses incurred on COVID 19 treatments as well as evacuation if required.
Best plans at your fingertips
PhonePe has tied up with the best Travel Insurance providers in India. This ensures you get the best insurance for your trip. You can also compare different plans and choose the most suitable policy.
Instant coverage
Buying Travel Insurance is straightforward. Just pay the premium online, and your coverage is granted instantly. No need for elaborate paperwork or a physical visit to the insurer to buy the plan.
Different policies for different needs
PhonePe offers both international and domestic Travel Insurance plans. So, irrespective of where you are traveling, you can secure your trip with a tailor-made policy suiting your coverage needs.
The Coverage Under Travel Insurance Plans
There are various types of risks that a Travel Insurance policy covers. Here's a look into some of the most common inclusions found in Travel Insurance plans:
- Emergency hospitalization, medical evacuation, or repatriation.
- Emergency dental treatments due to an accident.
- Trip cancellation, delay, or curtailment.
- Loss of checked-in baggage.
- Loss of passport.
- Accidental death or disablement suffered when flying in a common carrier.
- Third-party liabilities incurred when you physically harm an individual or damage someone's property.
- Home burglary while you are away on the trip.
- Missed flight connections.
A Look into What's Not Covered
Travel insurance plans have exclusions wherein the financial losses suffered are not paid. Common exclusions include financial losses sustained due to the following:
- Pre-existing medical conditions, i.e., illnesses that you have while buying the policy. Medical complications suffered due to such diseases would not be covered.
- Maternity-related expenses are not covered under Travel Insurance.
- Traveling against a doctor's advice and the subsequent medical complications suffered.
- War or nuclear perils are not covered under Travel Insurance.
- Terrorism is not covered.
- Alcohol and/or drug abuse is not covered under Travel Insurance.
- Injuries sustained due to participation in adventure sports, which results in hospitalization or death.
- Self-inflicted injuries or attempted suicides.
Buying Travel Insurance on PhonePe
You can buy a travel insurance policy on PhonePe with just a few clicks. Here is a step-by-step process of buying travel insurance cover on PhonePe:
STEP
1
/7
1. Select Insurance Options
Select Insurance Tab and Choose Travel Insurance Type
2. Get a Quote
Click on 'GET A QUOTE'
3. Enter details
Select Country, Date and Travellers details
4. Select a Plan
Choose your desired plan
5. Fill Other Details
Fill Policy buyer and travellers details
6. Declare Health Conditions
Declare health conditions
7. Buy Plan
Review & Buy
STEP 7/7
7. Buy Plan
Review & Buy
STEP 1/7
1. Select Insurance Options
Select Insurance Tab and Choose Travel Insurance Type
STEP 2/7
2. Get a Quote
Click on 'GET A QUOTE'
STEP 3/7
3. Enter details
Select Country, Date and Travellers details
STEP 4/7
4. Select a Plan
Choose your desired plan
STEP 5/7
5. Fill Other Details
Fill Policy buyer and travellers details
STEP 6/7
6. Declare Health Conditions
Declare health conditions
STEP 7/7
7. Buy Plan
Review & Buy
STEP 1/7
1. Select Insurance Options
Select Insurance Tab and Choose Travel Insurance Type
STEP 2/7
2. Get a Quote
Click on 'GET A QUOTE'
STEP 3/7
3. Enter details
Select Country, Date and Travellers details
STEP 4/7
4. Select a Plan
Choose your desired plan
STEP 5/7
5. Fill Other Details
Fill Policy buyer and travellers details
STEP 6/7
6. Declare Health Conditions
Declare health conditions
STEP 7/7
7. Buy Plan
Review & Buy
Blogs and Related reading
Got questions?
Read on to find out more!
What are the things to consider before buying Travel Insurance?
Can I get Travel Insurance with a pre-existing medical condition?
Does Travel Insurance help me if I lose my Passport during travel?
How to choose the best Travel Insurance?
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