How to Save Money on Moving (2024)

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If you consider me to be great at organizing, I’m a moving queen. In my 14 years of marriage, my husband moved us around, on average once every 3 to 6 months! No, he wasn’t in the Army or anything like that, he just liked to run from problems. I thought it would stop when we had kids, but he just dragged them along, city to city, state to state, place to place.

I’ve had my fair share of moving and I can also tell you that preparing to move house is one of those things that will charge up your debt like nothing else. There’s rental truck fees, new housing rental agreement fees, deposits to come up with, spare keys to make, decorations to buy, every situation is different. Even if you’re just moving across town, it can get expensive. One place won’t have a fan, you’ll need to buy one. Another will, you’ll want to sell it and not store it. But with all those fees and costs adding up quickly, you CAN save money when you move.

Shop around with moving companies and moving vans or trucks

Often there is quite a difference in price. Don’t assume that the first place you call, is offering the lowest price in the market. Also, be willing to haggle to get a good deal and reduce the cost of moving house. Moving companies and moving truck brands are often very willing to give you a better deal than their competitor just to score your business.

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Look for deals and coupons online

You would be amazed at how many coupons and deals there are out there for moving expenses. Just by following some of the big name moving companies on their social media accounts may be able to save you some money. RetailMeNot is another fantastic place to score coupon codes, and here’s a little known secret. Pick up your moving packet from USPS BEFORE you move. It may be easier to pay the $1 fee and do it online, and I say go for it, but pick up that packet anyway. Inside it, you will see several coupons that are VERY helpful. AFTER you move, places like Home Depot and Lowe’s, will send you out 10-20% off any purchase up to $1,000-$2,000 purchase. All of these coupons are extremely helpful in saving you a bundle of money!

Choose to move during a non-peak time or day

Generally, rates will be higher on weekends, during the summer, or when college comes back into session or gets out. If you can, move on a weekday during the early winter or early spring. This will save you hundreds of dollars!

Check with your insurance company before you buy into that extra protection insurance on moving vehicles

Okay, so this is a biggie where rental truck fees completely RIP PEOPLE OFF! Many people don’t know and I only know this from all my banking experience, many times, your current insurance company will actually cover you for more than what the rental truck company is offering for insurance and you can avoid that extra large cost altogether.

Your car insurance company generally covers you as a driver as well, so any expenses that can occur while moving are usually covered. Again, check with your particular car insurance company. I have heard that some don’t cover you in a move or your rental truck. If you don’t get the answers you want when you call, call again and talk to someone else until you get the information you need!

Don’t pay for boxes

It is amazing to me when people pay for boxes to move. You can get them free from local restaurants, grocery stores, and even pharmacies. Just call around and ask them if they have any or if they would be willing to save some for you for a day. If you do this a couple days in a row, you should be able to get more than enough boxes. Also, check on Craigslist for free boxes from someone else’s recent move. If you plan ahead, you can get packing peanuts, moving boxes, extra newspapers, everything you need right there on Craigslist for free!

When I lived in Oregon, this was a little more challenging as they flatten all boxes immediately for environmental reasons. Driving around to the back of stores and looking at their recycle bins is a fantastic way to do that in such cases. Malls and large store complexes usually have a row of cardboard boxes. I’ve never had anyone tell me I couldn’t take what they deem as garbage away, so you can either ask the store directly or just get what you need, depending on the laws of the state that you are in.

Make sure you know how many miles and how many days you have on your moving vehicle for the rental price

If you even go over 1 mile, you will be charged and the fees are spendy! You can often be charged exorbitant amounts per mile that you go over the allotted amount. If you think you will go over it (use Mapquest to pull mileage and add a good 50 miles on top of that), ask if you can buy extra miles. These are often much cheaper if purchased up front.

Fill ‘Er Up!

Be sure that when you return the truck, the gas is filled up to where they said it needed to be. If you don’t, there are usually large fees involved and they charge more per gallon than you would pay had you of done it yourself!

Do your own packing and as much of the loading as you can yourself

Get help from your church, your friends, if you have to, you can hire a local moving company by the hour and tell them you only need them for 1 hour for the most heaviest of items, like the refrigerator, washer/dryer, and anything else you have that’s super heavy. They generally charge a flat fee and count the driving time from them to you, then to your new place as well. Moving companies can save you lots of time and pain, but if you can do most of it yourself, it will save you lots of money in the long run.

Downsize as you pack

Most people tend to downsize in the new place. This is a huge mistake. A few weeks before I move, I am generally found sorting, organizing, and downsizing everything I won’t need at the new place. Here’s why…after you get to the new place, you’ll have tons of boxes everywhere that you don’t know what to do with. I have heard of people keeping those boxes of stuff in their garages or something for up to years later. Why? Everything can already be put away if it’s not there to deal with afterwards. For me, this has made moving much simpler. I can literally put an entire house away, by myself, top to bottom in 2-3 days. I’m not kidding!

This may not seem like a money saving tips, but if you can get rid of some things you don’t need at the new place, you may find you can go with a smaller truck and save yourself money and time in the process.

How to put a house away in 2-3 days

In order to do this, the first step is getting everything in the appropriate room it needs to be. Label your boxes and bags, with the room it should go in. Then, put it in there. Go room by room, putting everything away until it’s all put away, starting with putting the furniture where it needs to go. You don’t really want to fill up that dresser, only to have to move it FULL of stuff, later on.

After furniture, I usually go straight to the clothes. Since closets are in every home, they are super quick and easy to get them out of the bags (I pack clothes ON THE HANGER in large trash bags), pull them out and wala, hang them up! If you take a stack of like 10 clothes on the hanger and fold them in half, then put them in the bag, you won’t get wrinkles (just put your most likely to wrinkle ones on top so they are folded less). If you have stairs, it’s also very easy to roll those bags down the stairs (less for you to lift, lug, and haul!) I have broken 2 hangers in all the time I’ve done that, but hangers are what…like 10¢ each?

Consider a Pod

If you are moving a long distance, consider renting a pod. Doing things this way will save you money because you won’t have to pay for gas, the use of the truck or for a professional moving company. You just pack up the large pod, a company comes by with a truck and takes it to your destination and you unpack it yourself. This is often a lot cheaper than driving a truck yourself as well as the whole shabang of hiring an entire fleet of people to move your stuff for you.

How to Save Money on Moving (2024)

FAQs

How to Save Money on Moving? ›

The answer depends on various factors, such as your location, lifestyle, and personal circ*mstances. While $5,000 can be a good starting point, it's crucial to have a clear understanding of the costs associated with moving out and living independently.

Is $5000 enough to move out? ›

The answer depends on various factors, such as your location, lifestyle, and personal circ*mstances. While $5,000 can be a good starting point, it's crucial to have a clear understanding of the costs associated with moving out and living independently.

How to make a move cheaper? ›

How do people afford moving expenses?
  1. Avoid peak moving season, if possible. ...
  2. Be flexible on your moving date. ...
  3. Avoid paying for boxes. ...
  4. Use your own packing material. ...
  5. Pay attention to your utilities. ...
  6. Create “keep, donate or throw away” piles. ...
  7. Sell what you don't need. ...
  8. Pack what you can ahead of time.
Nov 28, 2022

How much money should you save to move? ›

A general rule of thumb is to have three to six months' worth of living expenses saved up in case of an emergency. As movers with 30 years of experience, we can say for sure that sticking to your budget is crucial when living on your own for the first time. We've seen many people overspend and struggle financially.

How do I save enough money to move out? ›

7 steps to save money to move out
  1. Create a personal budget. Start by creating a personal budget to track your income and expenses. ...
  2. Pay off debt. ...
  3. Open a savings account. ...
  4. Increase sources of income. ...
  5. Cut down on unnecessary expenses. ...
  6. Build up your credit score. ...
  7. Stick to your plan and stay motivated.
Oct 27, 2023

How much money should I have saved by 30? ›

How much money you should have saved by 30? If you're 30 and wondering how much you should have saved, experts say this is the age where you should have the equivalent of one year's worth of your salary in the bank. So if you're making $50,000, that's the amount of money you should have saved by 30.

How much money should I have saved by 25? ›

The national average for Americans between 25 and 30 years of age is $20,540. According to Ryze, this amount is achievable for young adults save a minimum of 15% of the average annual salary of early 20s workers in the U.S. “The median salary for this age group is around $38,500 per year.” Ryze says.

What is the least expensive month to move? ›

What Is the Cheapest Month to Move? The moving industry's “off-season” typically runs from September through April, so if you're interested in moving during those months, you could save a good chunk of money. This is likely due to the reduced demand for movers during this time.

What is the cheapest option for moving? ›

What is the cheapest way to move a long distance? The cheapest way to move long distance without hiring cheap long-distance movers is by renting a truck and doing the move yourself. Packing up your stuff, hauling it in the rental truck, and unloading it at your new spot are all parts of a DIY long-distance move.

What is the least expensive day to move? ›

What's the Cheapest Day of the Week to Move? The short answer to this question is that the cheapest day to move is on a weekday — Monday, Tuesday, Wednesday or Thursday. Simply put, most moving companies offer better rates during the week because they aren't as busy then.

What is the 50 30 20 rule? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

How do people afford to move out? ›

Before moving out, ideally save six months' worth of living expenses, though some manage with less. Calculate all potential upfront and ongoing costs to ensure affordability. Consider sharing expenses with a roommate to make moving more feasible.

Is it smart to move home to save money? ›

“For young people who are struggling to make ends meet or who are trying to save money for a major financial goal, such as paying off debt or saving for a down payment on a home, moving back in with their parents or caretakers can be a good financial decision.

How much money should you have saved before moving into an apartment? ›

As a general rule, you should have at least three times your rent saved before moving into a new apartment. That means that if you're looking to rent an apartment that's $1,200 per month, you should have at least $3,600 saved for rent.

How much can I afford to move out? ›

The right number is different for every person. But here's a general rule of thumb: Calculate monthly net income (income after taxes) and see if you will need to spend 20%, 30% or 40% of your take-home pay on rent. If you're spending 20% - That's a pretty thrifty living situation.

How much money should I save before getting an apartment? ›

Based on the above categories, you should save an amount equal to at least 3-4 months' rent. That will cover paying rent for the first month, security deposits and last month's rent.

Can you move out with 6000? ›

Based on these numbers, you'll need close to $6,000 saved up to cover the initial deposit and moving expenses—and that doesn't include the price of furniture or other home furnishings.

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