Home Refinance - Quicken Compare (2024)

Last Updated: March 8, 2024
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Home Refinance Reviews

If you are looking to refinance to a lower rate or lower monthly payment, we can help find you the best mortgage refinance lender for your unique situation. We’ve taken a stab at putting together the best lenders in a variety of categories that can help you through the refinance process. Even though you’ve been through the home loan process, there are more refinance lenders and more loan options than we’ve seen previously. With mortgage interest rates at historically low levels, it appears to be a good time for borrowers to refinance their home loan. Given that no mortgage refinance company is perfect for every single borrower, we’ve compiled a list of mortgage lenders spanning a variety of categories.Below are the picks for top mortgage lenders for March 2024:

Rocket Mortgage®

Rocket Mortgage is the largest online retail mortgage lender, according to National Mortgage News. They provide home loans in all 50 states and offer a wide variety of mortgage refinance options, including conventional loans, jumbo loans, adjustable-rate mortgages (ARM), VA and FHA loans, and cash-out refinances.

Rocket Mortgage offers clients a wide range of unique mortgage options. The first is a YOURgage®, which allows you to personalize your loan term based on your financial goals while still securing a fixed interest rate. You could pick a loan term between 8 and 29 years and refinance up to 97% of your home’s value or purchase a home with as little as 3% down.

Rocket Mortgage also has an exciting new refinance option for homeowners who have had trouble qualifying in the past. With this refinance option, you could take advantage of today’s low rates and lower your monthly payment, even if you’ve been denied for a home loan previously.

loanDepot

loanDepot is a fast-growing mortgage lender. They also pride themselves on having personal support from professionals.

AmeriSave

Customers can apply for mortgage loans both online and over the phone, but don’t have a physical branch.They offer rate & term refinancing to lower your current interest rate or change the term length of your mortgage, as well as cash out refinancing to get cash out of your home’s equity to use it or debt consolidation, home improvements and more. They offer a wide variety of loan products from Fannie Mae, USDA, FHA and VA loans.

Figure

With Figure, customers can apply 100% online in minutes and close faster than traditional lenders. Their automated application allows for consumers to go through the form and complete their application without the need for speaking to a broker. Figure offers both the option to cash out and a 30 year fixed term. At this time, Figure can only support primary residences, not second homes or investment properties. They also boast excellent customer service, with published response times of less than 15 seconds.

New American Funding

New American Funding is licensed in 48 states and provides a variety of mortgages from fixed-rate, adjustable-rate, Jumbo, FHA, VA, USDA and Home Improvement loans. One mortgage exclusive to New American Funding is the “I CAN Mortgage.” This a fixed-rate loan offer to help customers who are between loan types. This mortgage offers down payments as low as 5% and the flexibility to choose your loan term from 8 to 30 years. This is only available to borrowers if their new home is a primary residence and single-family home.

Veterans United

Veterans United is for America’s military community. Their specialty is VA loans.

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Rocket Mortgage is one of our top providers as it received the highest score in the J.D. Power Mortgage Origination Satisfaction Studies of customers’ satisfaction with their mortgage origination process 2010-2020, and 2022. See jdpower.com for more information.

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QuickenCompare, a LMB Mortgage Services, Inc. company, is not acting as a lender or broker. The information provided by you to QuickenCompare is not an application for a mortgage loan, nor is it used to pre-qualify you with any lender. If you are contacted by a lender or broker advertising within our network, your quoted rate may be higher depending on your property location, credit score, loan-to-value ratio, debt-to-income ratio, and/or other factors. QuickenCompare does not offer its matching services in all states. This loan may not be available for all credit types, and not all service providers in the QuickenCompare network offer this or other products with interest-only options. The information that we provide is from companies which QuickenCompare and its partners may receive compensation. This compensation may influence the selection, appearance, and order of appearance on this site. The information provided by QuickenCompare does not include all financial services companies or all of their available product and service offerings.