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ConsumersAdvocate.orgRating: 4.7 / 5 (Excellent)
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InsureMyTrip helps travelers find the right travel insurance plan from the top providers in the world. Founded in 2000, the company has an A+ BBB rating and over 60,000 customer reviews to help travelers pick the right plan for their trip.
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How is InsureMyTrip rated?
Breakdown
4.8/5
Coverage
4.5/5
Extra Benefits
4.8/5
Financial Strength
4.8/5
Price & Reputation
Overall Rating: 4.7 / 5 (Excellent)
InsureMyTrip is a winner with its excellent overall ranking. It is likely the best place to compare and buy travel insurance. Customers can get detailed and well-researched information on policies from multiple top carriers, and this is not the same thing as just a list of quotes to click on.
The company offers its own award-winning customer service, and three customer protecting guarantees. What's more, the site is not just a place to buy travel insurance, but a vastsource of information. And since representatives do not work on commission, customers going with InsureMyTrip are casting the widest net possible to get the exact right policy to fit their travel plans.
InsureMyTrip Plans & Coverage
Coverage - 4.8 / 5
Since InsureMyTrip offers so many different travel insurance carriers, it can potentially connect customers with just about every type of coverage option under the sun. Affiliate providers include big names like AIG, Allianz, Nationwide, etc. The marketplace also represents smaller more local companies if that provides more suitable coverage. Additionally, InsureMyTrip does not just provide a list of quotes. Each policy offering from each carrier is presented in detail so customers can get the most information possible when comparing travel insurance offerings. Maximum coverage, deductibles, and exclusions will all vary by provider.
| Available Plans | Comprehensive Trip Cancelation/ Interruption Medical Baggage Accidental Death Group |
| Trip Cancellation/Interruption Coverage | Injury/Illness/Death of Traveler Injury/Illness/Death of Non Traveling Family Member Natural Disaster at Destination Tour Operator/Airline/Cruise Line Ceases Operation Terrorism/Evacuation at Destination Victim of Crime Prior to Trip Theft of Passport Prior to Trip CFAR Coverage (Cancel for Any Reason) |
| Emergency Medical and Emergency Transportation Coverage | Doctor, Hospital, or Other Licensed Provider Dental Emergency Medical Evacuation/Repatriation Transport Family Member to Bedside Transport Children Home |
| Baggage Coverage | Lost/Damaged/Stolen Baggage Delay Coverage |
Emergency Medical Coverage Details
| Emergency Medical Pre-Existing Condition Coverage |
InsureMyTrip Financial Strength
Financial Strength - 4.8 / 5
InsureMyTrip is affiliated with some of the longest-standing and most solid insurance carriers in the country. Firms like Generali Global Assistance, AXA Assistance USA, and Nationwide all have strong financial ratings for creditworthiness and future claims paying ability. This means that, with InsureMyTrip, customers get connected with some of the best names in the business.
| Underwriter | Depends on carrier |
| Financial Information for Marketplaces | Since InsureMyTrip is an insurance marketplace or aggregator, it may refer its customers to any one of a number of insurance companies. Different insurers have different financial strengths, so consumers are advised to investigate the finances of any insurance company recommended by any agent, marketplace or aggregator. |
InsureMyTrip Price & Reputation
Price & Reputation - 4.8 / 5
InsureMyTrip has a great reputation among its customers for providing top notch customer service. Ninety-eight percent of the company's customers would recommend the service to friends or family members. Since InsureMyTrip is a third party go between, the company is not staffed with salespeople. The Customer Care Center contains fully licensed insurance professionals who are not working on commission. Their sole motivation is to 100% solve customer problems. InsureMyTrip received the Stevie Award for Sales and Customer Service in 2014 and 2018.
| BBB Rating | A+ |
| Number of BBB Positive Reviews | |
| Number of BBB Negative Reviews | |
| Date Collected | 2018-04-11 |
InsureMyTrip Customer Assistance Services
Extra Benefits - 4.5 / 5
InsureMyTrip can connect customers with policies that feature almost every kind of customer assistance service available. Travelers should consult with the company's staff to make sure the individual policy they choose has all the right assistance features they might require. Additionally, InsureMyTrip offers three guarantees. The "Best Plans Guarantee" stipulates that new providers get a 6 month grace period on the site. Should they not average at least a four star customer review rating during this time they are removed. The "Price Guarantee" ensures customers are getting the lowest price available for a given policy. Finally, the "Money Back Guarantee" refunds your policy in full should you cancel during the review period.
| 24/7 Support | |
| Mobile App |
Travel Assistance Services
- Return Travel Arrangements
- Rebooking
- Lost Baggage Search
- ATM Locator
- Lost Passport/Document Assistance
- Emergency Cash
- Translation Services
- Legal Assistance Referral
- Roadside Assistance
Emergency Medical Assistance Services
- Physician Referral
- Emergency Medical Case Management
- Arrange Medical Payment Where Available
- Emergency Prescription Replacement
- Eyeglass Replacement Assistance
- Update Family at Home
- Shipment of Medical Records
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Concierge Assistance Services
- Restaurant/Event Referral and Reservation
- Ground Transportation Recommendations
- Weather Advisories
- Wireless Device Assistance
- Plane/Boat Charter Assistance
- Gift Delivery
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3 More
| Homepage URL | |
| Company Phone | (401) 773-9300 |
| Headquarters Address | 100 Commerce Drive, Warwick, RI, 02886 |
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Top Rated
Our Partner
Best to compare and buy from big-name insurers inminutes
- Lowest prices guaranteed on any plan
- 24/7 emergency assistance worldwide
- Over 100,000 verified customer reviews with a 97/100 rating
- Safe & secure checkout with instant confirmation of coverage
- Access to cruise, domestic & international policies from only top ratedinsurers in the market
READ FULL REVIEW >
VIEW RATES
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