InsureMyTrip Review [2024]: Legit travel insurance service? (2024)

Travel insurance is a smart and relatively inexpensive way to provide financial protection for your trip. It can be a solution to problems such as flight cancellations and unexpected accidents while traveling, such as baggage delay, loss, or theft.

But with so many travel insurance providers out there, which one does an excellent job of protecting travelers? Which one will give you peace of mind when you travel? We've previously covered travel insurance companies like World Nomads and Safetywing. Still, today, we'll be reviewing InsureMyTrip, a slightly different service that helps match you with the perfect travel insurance provider.

What is InsureMyTrip?

InsureMyTripis currently the internet's highly-rated travel insurance comparison site. You'll find the right travel insurance for your next trip using the site. It helps you compare travel insurance and suggests you the right company depending on the details of your trip.

InsureMyTrip can also help you filter the options you want. If you need help, they even have licensed travel insurance agents to assist you when comparing and explaining travel insurance.

Founded by Jim Grace in 2000, the company currently has its headquarters in Warwick, United Kingdom, with around 100-250 employees.

InsureMyTrip Review [2024]: Legit travel insurance service? (1)

What's So Great About InsureMyTrip?

Best Travel Insurance Providers

Travel insurance is incredibly important whether you only travel once every six months, annually, or regularly.

InsureMyTrip provides customers with the best and most legitimate travel insurance providers. Rest assured that all companies listed on the platform are licensed and trustworthy. They also cover all kinds of companies and plans. They even feature small providers with great policies that will fit your specific needs.

Amazing Customer Service

InsureMyTrip is known for its passion and dedication to serving its customers. They have the best team of travel representatives that can help customers find the right travel insurance for their individual needs.

InsureMyTrip also has claims assistance which helps its customers navigate the claim process with their chosen travel insurance provider. No other travel comparison site does this. Most comparison sites simply give you data about pricing and policies. They don't have agents that will help you throughout the insurance process.

InsureMyTrip Review [2024]: Legit travel insurance service? (2)

Risk-Free

With InsureMyTrip, you can purchase travel insurance with confidence. Their comparison engine and agents are all unbiased. Even if they work with travel insurance companies, they ensure that their customers get good service.

They make recommendations based on your specific case and concerns. If you're ever unhappy with your choice, they will give you an option to cancel during the review period. You'll get your money back 100%.

InsureMyTrip's Dispute Resolution

Sometimes claims are denied, and it's possible that the customer's requirements are lacking or his case is not included in the policy guidelines. If the customer's claim is denied, InsureMyTrip will work on your behalf to make sense of the situation and assist with the appeal process.

This is a sign that InsureMyTrip truly cares for its customers!

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How Reliable is InsureMyTrip?

As a travel insurance comparison site, InsureMyTrip does a great job of helping customers find a trusted travel insurance provider.

While they're not perfect, they've helped a lot of people claim their money back for the most part. In fact, according to them, they've already helped customers get back over $1,000,0000 in coverage.

InsureMyTrip had anupsurge in claims submissionsbecause the Omicron surge resulted in delays. This was expected when unprecedented events happened. InsureMyTrip advises travelers to understand requirements in advance and supply the proper documents to prevent lag time.

InsureMytrip Vs. Squaremouth: Which Is Better?

We can't do a review without talking about InsureMyTrip's close competitor, can we? Let's look at Squaremouth, a close alternate to InsureMyTrip, and how they stack up.

Both InsureMyTrip andSquaremouthare leading travel insurance comparison sites. Still, we believe that the edge goes slightly in favor of InsureMyTrip!

Why? First, InsureMyTrip provides more varied insurance company options. Since the site has a wide range of selections of insurance providers, you'll quickly find a reasonable price and value for your specific needs.

Second, InsureMyTrip does a better job comparing policies over several insurance companies. With their comparison tool, you can quickly find the coverage you need.

In terms of user complaints, both sites have numerous complaints. Still, InsureMyTrip resolves the complaints they receive quickly. A tipping point in favor of InsureMyTrip is that they center their services toward customers' success and satisfaction instead of sales. If you want a company that will be with you every step of the way to ensure you're travel-insured, you might want to pick InsureMyTrip!

Should you go with InsureMyTrip?

If you're spending thousands of dollars on your trip, investing in international travel insurance makes sense. Canceled trips and delays can significantly affect your finances when you travel regularly, and travel insurance can protect them.

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But the question is: which insurance company is right for you?

While the answer may be subjective and circ*mstantial, InsueMyTrip helps you get to that final decision and ensures you choose your insurance company wisely. InsureMyTrip doesn't only provides options for insurance for travelers, and they also compare travel insurance policies. They provide affordable vacation insurance and will also offer the best coverage.

We recommend giving InsureMyTrip a try to help you match with great travel insurance for your trip!

Our Rating: 4.1/5

Pros:

  • Great Customer Service
  • Insurance Provider Comparisons
  • Minimal risks

Cons:

  • Third-party service
  • Poor Insurance providers

Image Courtesy of InsureMyTrip

Plan your travels with your insurance!

Whether you're going on a tropical cruise or sightseeing trip in Europe, travel insurance will protect your finances while on vacation. You'll avoid losing money if travel plans go awry by purchasing travel insurance.

For best practices, pair your travel insurance with a sound travel plan! This is the best way to ensure nothing will go wrong during your trip, and if things do, you'll be well prepared for it. Speaking of a great travel plan, have you heard of Pilot?

InsureMyTrip Review [2024]: Legit travel insurance service? (2024)

FAQs

Is InsureMyTrip legitimate? ›

Yes, InsureMyTrip is a reputable travel insurance comparison tool. It has been in the market for over 20 years and has served millions of customers. That said, it's essential to understand InsureMyTrip is not a travel insurance provider. It does not offer policies or underwrite claims.

How much does InsureMyTrip cost? ›

In general, you should expect a plan will cost anywhere from 4%-10% of your total pre-paid, nonrefundable trip cost.

Is Faye a good travel insurance company? ›

We rated Faye Travel Insurance 4.6 out of 5 stars. The company is our overall top pick for travel insurance due to its comprehensive travel insurance plan, variety of add-on options and strong reputation for customer service.

What is the best international travel insurance for seniors? ›

Compare Travel Insurance Companies for Seniors
CompanyRecommended PlanBBB Rating
Travelex GET QUOTETravel SelectA+
Berkshire Hathaway Travel Protection GET QUOTELuxuryCare®A+
Nationwide Travel Insurance GET QUOTELuxury CruiseA+
Generali Global Assistance GET QUOTEPremiumA+
5 more rows
7 days ago

Who is the founder of InsureMyTrip? ›

Jim Grace is CEO and Founder of the InsureMyTrip, the world's first and leading travel insurance comparison site. Grace also served as President of United States Travel Insurance Association. His leadership in the industry spans nearly 30 years.

How do I know if a travel website is legit? ›

You should also Google the agency's website to make sure it's legitimate. Book your travel on websites that the IATA accredits. The International Air Transport Association (IATA) maintains a database of verified travel websites. Only book travel with websites or companies that are IATA-accredited.

What is the best travel insurance company? ›

The Best International Travel Insurance Providers in Detail
  • Faye. Our Top Pick. ...
  • Travelex. Our pick for families. ...
  • Nationwide Travel Insurance. Our pick for most coverage reimbursed. ...
  • Tin Leg. Our pick for customizable coverage. ...
  • Berkshire Hathaway Travel Protection. ...
  • Seven Corners Travel Insurance. ...
  • AIG Travel Guard.
6 days ago

Does trip insurance cover cancelled flights? ›

Comprehensive travel insurance typically covers canceled flights that delay your trip for at least 3–12 hours. If your flight is delayed more than 12 hours, you may even qualify for trip cancellation coverage, depending on your plan.

What should I expect to pay for travel insurance? ›

The average cost of travel insurance is 5% to 6% of your trip costs, according to Forbes Advisor's analysis of travel insurance rates. For a $5,000 trip, the average travel insurance cost is $228, and the range of rates is from $154 for a basic policy up to $437 for a policy with generous coverage .

Who is the best and cheapest travel insurance? ›

The 7 Best Cheap Travel Insurance Companies Worth The Cost
CompanyBBB RatingCheapest Plan
Travelex Compare PlansA+Travel basic
Seven Corners Travel Insurance Compare PlansA+Trip Protection Basic
Generali Global Assistance Compare PlansA+Standard Plan
AIG Travel Guard Compare PlansA+Essential
3 more rows
5 days ago

How reliable is Allianz travel insurance? ›

We at the MarketWatch Guides team awarded Allianz Travel Insurance 4.1 out of 5 stars based on our provider review methodology. Named our pick for concierge services, Allianz offers 24/7 travel assistance through a multilingual team, which can help policyholders with travel and coverage issues while abroad.

Does AARP offer international travel insurance? ›

While there are no AARP travel insurance products or discounts available for seniors, members can use the AARP website for trips and tricks on how to plan for international travel and information regarding how to choose the right insurance plan for older travelers.

Can a 70 year old get travel insurance? ›

Travel insurance companies consider people older than 70 to be at high risk for illness and injury. Because of this, most senior travel insurance plans have restricted policy maximum options, reduced benefits and higher premiums.

Is travel insurance worth it for seniors? ›

Since seniors and retirees are more likely to face a medical emergency during a trip, most travel insurance plans for seniors include coverage for emergency medical expenses and emergency medical evacuation. Coverages vary among plans, as do limits, so make sure to compare options before you book a trip overseas.

Which insurance company is best for senior citizens? ›

It's important to note that while life insurance rates often increase with age, we found that the following companies provide the best coverage options for older adults.
  • Fidelity Life: Our top pick for seniors.
  • MassMutual: Our pick for guaranteed issue coverage for seniors.
  • State Farm: Our pick for customer satisfaction.

What is the best medical travel insurance? ›

Based on our comprehensive review, the companies offering the best travel medical insurance are Faye, IMG, Travelex, AIG Travel Guard and Allianz. Travel medical insurance is a specialized type of coverage that helps pay for medical bills and emergency evacuations if you're hurt or become sick while traveling.

Is Allianz travel insurance good? ›

Allianz is a popular choice among business travelers due to its AllTrips Executive travel insurance policy with coverage for lost, stolen or damaged business equipment and rental car insurance. Earning 4.1 out of 5 stars, our expert reviewers think Allianz is a great choice for international travel insurance.

Is travel insured good? ›

We chose Travel Insured's Worldwide Trip Protector plan because it offers robust benefits at a lower price compared to other top-rated plans, including superior non-medical evacuation coverage. We were also impressed with its variety of optional add-ons available that can expand your financial protection.

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