17 Best Travel Credit Cards 2024 - Indigo Sahara (2024)

By: Indigo Sahara, M.A. | |

Overall, the best travel credit cards for 2024 are the Capital One Venture and Capital One Venture X travel credit cards.

17 Best Travel Credit Cards 2024 - Indigo Sahara (1)

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However, there are various factors to consider when choosing the best travel credit cards for you, such as the opening bonus, annual fee and miles rewarded.

Thanks to travel credit cards and the responsible use of these cards called travel hacking, I’ve been able to travel all over the world for free. You can too.

Here are the best travel credit cards this year.

Table of Contents

Overall Best Travel Credit Cards

1. Capital One Venture Rewards

  • 2X miles per dollar spent.
  • 75,000 mile opening bonus.
  • $95 annual fee.
  • No foreign transaction fees.
  • $100 Global Entry or TSA PreCheck credit.
  • 19.99%-29.99% APR.

Opening bonus: 75,000 bonus miles after you spend $4000 in the first 3 months.

Pros: best midtier card opening bonus, great mile per dollar rate, points redeemable on multiple airlines and hotels, travel insurance protection, 5X miles on travel purchases booked through Capital One Travel and more.

Cons: excellent credit score required.

2. Capital One Venture X Rewards

  • 10X miles on Capital One Travel hotels and rental cars.
  • 5X miles on Capital One Travel flights.
  • 2X miles on all other purchases.
  • 75,000 mile opening bonus
  • 10,000 mile anniversary bonus.
  • $300 annual travel credit.
  • Airport lounge access.
  • No foreign transaction fees.
  • $395 annual fee.
  • 19.99%-29.99% APR.

Opening bonus: 75,000 bonus miles after you spend $4000 in the first 3 months.

Pros: best premium travel credit card overall, points redeemable on multiple airlines and hotels, no blackout dates, free additional cardholders, cell phone protection, travel insurance protection and more.

Cons: high annual fee, excellent credit score required.

3. Chase Sapphire Preferred

  • 3X miles on dining purchases.
  • 2X miles on travel purchases.
  • 1X miles on other purchases.
  • 60,000 mile opening bonus.
  • $95 annual fee.
  • No foreign transaction fee.
  • 21.49%-28.49% APR.

Opening bonus: 60,000 bonus miles after you spend $4000 in the first 3 months.

Pros: 5X miles on travel purchases booked through Chase Ultimate Rewards, points redeemable on multiple airlines and hotels, travel insurance protection and more.

Cons: Chase 5/24 restrictions, excellent credit score required.

Best Premium Travel Credit Cards

1. Chase Sapphire Reserve

  • 10X miles on hotels and car rentals booked through Chase Ultimate Rewards.
  • 5X miles on flights booked through Chase Ultimate Rewards.
  • 60,000 mile opening bonus.
  • $300 annual travel credit.
  • $100 Global Entry or TSA PreCheck credit.
  • Airport lounge access.
  • $550 annual fee.
  • 22.49%-29.49% APR.

Opening bonus: 60,000 bonus miles after you spend $4000 in the first 3 months.

Pros: travel insurance protection, partner benefits and more.

Cons: Chase 5/24 restrictions, $75 fee for each authorized user, high annual fee, excellent credit score required.

Best Travel Credit Cards For Miles

1. The Gold Card from American Express

  • 4X miles on restaurant purchases.
  • 4X miles on grocery purchases.
  • 3X miles on American Express Travel flights.
  • $120 dining credit.
  • $120 Uber cash.
  • $100 American Express Travel hotel credits.
  • No foreign transaction fees.
  • $250 annual.
  • 21.24%-29.24% APR.

Opening bonus: Up to 75,000 bonus miles after you spend $6000 in the first 6 months.

Pros: travel insurance protection, over $300 in statement credits, rental car insurance and more.

Cons: highest mid-tier annual fee, excellent credit score required.

2. Citi Premier Card

  • 3X miles on restaurants, groceries, gas stations, flights and hotels.
  • 1X miles on other purchases.
  • 60,000 mile opening bonus.
  • No foreign transaction fees.
  • $95 annual fee.
  • 21.24%-29.24% APR.

Opening bonus: 60,000 bonus miles after you spend $4000 in the first 3 months.

Pros: good miles per dollar rewards and more.

Cons: fewer card benefits.

Best Travel Credit Cards For Opening Bonuses

1. The Platinum Card From American Express

  • Up to 150,000 mile opening bonus.
  • 5X miles on American Express Travel purchases.
  • 1X miles on other purchases.
  • $1500+ in statement credits.
  • $189 CLEAR Plus credit.
  • Premium car rental status.
  • Airport lounge access.
  • $695 annual fee.
  • 21.24%-29.24% APR.

Opening bonus: Up to 150,000 bonus miles after you spend $8000 in the first 6 months.

Pros: best premium travel credit card benefits, over $1500 in statement credits for airlines/Uber/hotels/groceries/etc., travel insurance protection, cell phone protection and more.

Cons: highest annual fee, excellent credit score required.

2. IHG One Rewards Premier

  • 140,000 point opening bonus.
  • Up to 26X points at IHG Hotels & Resorts.
  • 5X on select travel purchases.
  • 5X on gas purchases.
  • 5X on dining purchases.
  • 3X on other purchases.
  • Free anniversary night.
  • Free 4th night on 3-night bookings.
  • Global Entry, TSA PreCheck or NEXUS credit.
  • IHG Elite Status.
  • $99 annual fee.

Opening bonus: 140,000 bonus points after you spend $3000 in the first 3 months.

Pros: low annual fee, great opening bonus, great points per dollar rewards, free night stays, travel insurance protection and more.

Cons: points best redeemed on IHG hotel stays, Chase 5/24 restrictions.

3. Hilton Honors American Express Aspire

  • Up to 180,000 point opening bonus.
  • 14X points on Hilton hotels and resort.
  • 7X points on select travel.
  • 7X points on dining purchases.
  • 3X points on other purchases.
  • Complimentary Hilton Honors Diamond Status.
  • $400 Hilton resort credit semi-annually.
  • Free night annually.
  • $200 flight credit per year.
  • $189 CLEAR Plus credit.
  • $550 annual fee.
  • 20.99%-29.99% APR.

Opening bonus: up to 180,000 Hilton Honors bonus points after you spend $6000 in the first 6 months.

Pros: best premium travel credit card point per dollar reward, exclusive Diamond Status hotel experiences and more.

Cons: high annual fee.

Stay organized with my Travel Hacking Spreadsheet! This free downloadable spreadsheet will ensure all yourcredit cardbonuses, annual fee deadlines and payment deadlines stay organized.

4. Chase Ink Business Preferred

  • 100,000 mile opening bonus.
  • 3X miles on select business purchases.
  • No foreign transaction fees.
  • $95 annual fee.
  • 21.24%-26.24% APR.

Opening bonus: 100,000 bonus miles after you spend $8000 in the first 3 months.

Pros: miles worth 25% more when redeemed through Chase Ultimate Rewards, travel insurance protection, free employee cards and more.

Cons: high opening bonus spending minimum.

5. Disney Premier Visa

  • $300 cash back statement credit opening bonus.
  • 10% off on select Disney Park dining purchases.
  • 10% off on other select Disney Park purchases.
  • Exclusive Disney Park character photo opportunities.
  • Free character card designs.
  • $49 annual fee.

Opening bonus: $300 statement credit after you spend $1000 in the first 3 months.

Pros: Disney vacation discounts, exclusive discounts and experiences in Disney Parks, spending minimum easily earned with Disney Park pass purchases, low annual fee and more.

Cons: not for people who don’t travel to Disney Parks, earns only Disney Rewards dollars, Chase 5/24 restrictions.

Best Travel Credit Cards With No Annual Fee

1. Wells Fargo Autograph

  • 3X miles on select dining, gas, travel purchases and more.
  • 1X miles on other purchases.
  • Up to 30,000 mile opening bonus.
  • No foreign currency conversion fees.
  • 0% APR for first year.
  • 20.24%-29.99% APR after first year.

Opening bonus: 30,000 bonus miles after you spend $1500 in the first 3 months.

Pros: highest opening bonus for no annual fee, highest miles per dollar for no annual fee, zero APR for first year, travel insurance protection, cell phone protection and more.

Cons: lower opening bonus than paid cards.

2. Bilt World Elite Mastercard

  • 3-6X points on dining purchases.
  • 2-4X points on travel purchases.
  • 1X points on rent (no transaction fee).
  • 1X points on other purchases.
  • $0 annual fee.
  • No foreign currency conversion fees.
  • 21.49%-29.49% APR.

Opening bonus: none.

Pros: earn points on any apartment rental without a transaction fee, higher points per dollar on the first of the month, travel insurance protection and more.

Cons: no opening bonus, must use card 5 times per month to earn points.

3. US Bank Altitude Connect

  • 5X miles on Altitude Reward Center travel bookings.
  • 4X miles on gas station and EV station purchases.
  • 2X miles on grocery and dining purchases.
  • 2X miles on other purchases.
  • 50,000 miles opening bonus.
  • No foreign transaction fees.
  • $100 Global Entry or TSA PreCheck credit.
  • No annual fee for first year.
  • $95 annual for following years.

Opening bonus: 50,000 bonus miles after you spend $1000 in the first 120 days.

Pros: good opening bonus, $30 streaming service statement credit and more.

Cons: annual fee after first year.

4. Bank Of America Travel Rewards Card

  • 1.5X miles on every purchase.
  • 25,000 mile opening bonus.
  • $0 annual fee.
  • No foreign transaction fees.
  • 18.24%-28.24% APR.

Opening bonus: 25,000 bonus miles after you spend $1000 in the first 90 days.

Pros: no annual fee, low introductory APR and more.

Cons: lower opening bonus.

5. Capital One VentureOne Rewards

  • 1.25X miles on every purchase.
  • 20,000 mile opening bonus.
  • $0 annual fee.
  • No foreign transaction fees.
  • 19.99%-29.99% APR.

Opening bonus: 20,000 bonus miles after you spend $500 in the first 3 months.

Pros: travel insurance protection, no annual fee, 5X miles on travel purchased through Capital One Travel, low opening bonus minimum spending and more.

Cons: low opening bonus, excellent credit score required.

What is the easiest travel card to get?

1. Credit One Bank Wander Card

  • 10X points on eligible Credit One Bank travel partner bookings.
  • 5X on eligible flights, dining and gas purchases.
  • 1X points on all other purchases.
  • 10,000 point opening bonus.
  • Average credit score required.
  • 10% cash back from select retailers.
  • $95 annual fee.
  • 29.24% APR.

Opening bonus: 10,000 bonus points when you spend $1000 in the first 90 days.

Pros: low credit score requirement, high dining and gas points per dollar and more.

Cons: low opening bonus, high APR, annual fee.

Can’t decide which card to open? Take this free quiz to help you choose the best travel credit card for you.

More Travel Credit Card Tips

How To Get Free Flights For Life (Travel Hacking For Beginners)
How To Choose The Best Travel Credit Card (Quiz)
Cheap Travel Tips That Will Change Your Life

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17 Best Travel Credit Cards 2024 - Indigo Sahara (21)

About Indigo Sahara, M.A.

Indigo Sahara, M.A., is the founder and CEO of the Indigo Sahara travel blog. Since earning her master's degree in global leadership, she has traveled to more than 20 countries. Now, her goal is to make travel accessible to all by teaching others how to travel on a budget. She writes world travel guides and travel hacking tips weekly.

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17 Best Travel Credit Cards 2024 - Indigo Sahara (2024)

FAQs

What credit score is needed for an Indigo credit card? ›

To get the Indigo Credit Card, you need a credit score between 300 to 639, meaning you can get this card even if you have bad credit. The Indigo Card is designed to help people improve their credit score, so it has easy approval requirements and it reports to all three major credit bureaus.

Is Indigo a good credit card? ›

While the Indigo card could be a decent temporary credit-building tool if you want to avoid a security deposit, there are less expensive options with better long-term value. Plus, if you have to pay an annual fee to hold the Indigo card, you may need to pay that fee until you close the card account.

What is the best credit card to use while Travelling? ›

NerdWallet's Best Travel Credit Cards of June 2024
  • United℠ Explorer Card: Best for Best airline card.
  • PenFed Pathfinder® Rewards Visa Signature® Card: Best for Credit union benefits.
  • Wells Fargo Autograph Journey℠ Card: Best for Booking directly with airlines/hotels.

What is the best travel card to use overseas? ›

The Travelex Money Card is a multi currency card that can be used in most countries around the world. Widely considered the best travel money card for overseas travel, the Travelex Money Card can be used in the US, Europe, Japan, Canada, Hong Kong, Singapore, Japan, New Zealand, and many more countries.

What is the highest credit limit for an Indigo credit card? ›

Annual fees range from $0 with better credit to $99 for those with worse credit. The Indigo Platinum Mastercard has 40 different cardholder agreements, so you don't know your rates and fees unless you apply. Credit limits range from $300 to $2,000.

Does Indigo credit card do a hard pull? ›

The Indigo® Mastercard® does a hard inquiry on your credit report when you apply. The Indigo Credit Card requires bad credit to be approved. You can check your credit score by signing up for a free WalletHub account. You'll have access to free credit scores and free credit reports, both updated daily.

What bank owns the Indigo credit card? ›

The card, issued by Utah-based Celtic Bank, comes in a variety of different colors and designs, but don't let that distract you from its potentially high fees. Depending on the offer you get, it can provide a costly pathway toward building credit.

How many credit cards are too many? ›

Owning more than two or three credit cards can become unmanageable for many people. However, your credit needs and financial situation are unique, so there's no hard and fast rule about how many credit cards are too many. The important thing is to make sure that you use your credit cards responsibly.

What credit card can I get with a 500 credit score? ›

Comparing the best cards for a 500 credit score
Card nameAnnual feeBankrate review score
Discover it Secured® Secured Credit card$05 / 5
Petal® 2 “Cash Back, No Fees” Visa® Credit card$05 / 5
Mission Lane Visa® Credit card$0 to $593.4 / 5
Indigo® Mastercard®$0 to $992.2 / 5
2 more rows
Jan 25, 2024

What is the most accepted credit card for international travel? ›

Visa and Mastercard are usually accepted anywhere you can pay with a card. So if you want to use a Discover or Amex card abroad, you may want to bring a Visa or Mastercard along as well, just to be safe.

Which bank travel card is best? ›

Best 10 Forex Cards in India
  1. Niyo Global Card by Equitas Bank. ...
  2. BookMyForex YES Bank Forex Card. ...
  3. Axis Bank Multi-Currency Forex Card. ...
  4. Standard Chartered Forex Card. ...
  5. HDFC Bank Multicurrency Platinum ForexPlus Chip Card. ...
  6. ICICI Bank Student Forex Prepaid Card. ...
  7. State Bank Multi-Currency Foreign Travel Card.

What type of card is best for international travel? ›

NerdWallet's Best Credit Cards for International Travel of June 2024
  • Chase Sapphire Preferred® Card: Best for Flexibility and value.
  • Capital One Venture Rewards Credit Card: Best for Simple travel rewards.
  • The Platinum Card® from American Express: Best for VIP travel.

Is it better to use a travel card or credit card? ›

Travel cards offer several advantages that a credit card can't compete with, including the ability to load multiple foreign currencies, secure PIN protection, locked-in exchange rates, no foreign transaction fees, online account management, and the option for emergency assistance.

What bank is best for international travel? ›

Best Bank Accounts for International Travel Benefits
  • Ally Savings Account.
  • Bask Bank Mileage Savings Account.
  • Capital One 360 Checking.
  • Schwab Bank High Yield Investor Checking® Account.
  • SoFi Checking and Savings.
  • Revolut Account.
Apr 29, 2024

What is the best card to use worldwide? ›

Best debit card to use abroad

Digital bank Chase doesn't charge fees for making purchases abroad. Chase also doesn't charge fees for withdrawing cash while overseas, though you're limited to withdrawing £500 per day.

What bank issues Indigo credit card? ›

The Indigo Mastercard is issued by Celtic Bank, based in Salt Lake City, UT.

What is the minimum credit score to apply for a credit card? ›

In general, a credit score of at least 660 gives you the best chance of approval, but it's hard to know the exact score an issuer will require when you apply for a credit card.

Can I get a credit card with a score of 470? ›

With an 470 credit score, you're unlikely to get approved for a traditional credit card. Credit cards are unsecured forms of debt, so banks tend to be a bit more cautious compared to loans backed by specific assets, like mortgages and auto loans.

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