The IHG Rewards Club Credit Card: Stay for Free (2024)

A few weeks ago, I shared some tips on using the Southwest Rapid Rewards card to fly free. Check out that posthere. Flights are a huge expense, but if you can get a free place to stay, it can be an incredible help on the ole wallet. So here's the second installment of travel tips on Currently Kelsie, this time telling you how to get free hotel stays using the Intercontinental Hotel Group (IHG) Rewards Club Credit Card.

The IHG Rewards Club Credit Card: Stay for Free (1)

The Intercontinental Hotel Group, otherwise referred to as IHG, consists of several hotel brands including Holiday Inn, Holiday Inn Express, Intercontinental, Hotel Indigo, Staybridge Suites, and Candlewood Suites. Their rewards program is free to join, and offers points for hotel stays. You can also earn points by doing the dining or cruising rewards programs, but the best way to get them in a hurry is with the credit card. At the time of this post, IHG is offering 70,000 points when you signed up for the credit card, but when we got the card, we got 80,000 points. Sign up when bonuses are highest in order to maximize your free stays.

How It Works:
You apply for the card. Once you receive it, you have to spend $1,000 within the first three months of opening the account. Then the 70,000 points are yours! It's pretty easy to reach this within a month, just by buying groceries, filling up the gas tank, and paying bills. You can always purchase pre-paid gift cards as needed.

The Rewards:

  • 70,000 bonus points can usually get you at least 10 hotel room stays, as long as you are decisive about which hotels you use for points. Point Break hotels are the real way to go (more on that later).
  • An Annual Free night that you can use ANYWHERE in the world ANYTIME. (Aaron and I are using ours at a hotel in Geneva, Switzerland that would be worth over $600. For free.)
  • Automatic 10% point rebate. You use them, you get them back. It's a beautiful thing.
  • Platinum Elite Status, which gets you priority check in and room upgrades.
  • No Foreign Transaction Fees. Super nice if you're going out of the country.
  • $0 Introductory Annual Fee. Only $49 the next year, which is nothing since you get your free night anywhere in the world. A no brainer.
  • Earn DOUBLE Points on gas, groceries, and at restaurants. Really adds up!
  • Roll-Over Nights. If you don't use them, you don't lose them. And dates are never blacked out.

Using the Website and Booking Rooms:
Their website,http://www.ihg.com/hotels/us/en/reservation, is easy to navigate. When you sign up for the card, you are automatically given a member number. You use this number and password to access hotels online. Just search your destination, dates, and select "Reward Nights" under Rate Preference. List view will show you all of the hotels that match your search, as well as the number of points required to book them:

The IHG Rewards Club Credit Card: Stay for Free (2)
Notice how it allows you to book nights with points, or with a combo of points and dollars. This can help if you have some points, but not enough, or if you want to break up the use of your points. San Fran is pricey for points.

The IHG Rewards Club Credit Card: Stay for Free (3)
Using the Map View is super helpful. You can see all of the different IHG locations in the area. This is an example using San Francisco, CA. The map view is perfect for planning road trips! Also, San Francisco isn't the best place to use points....it's pretty expensive.

Point Break Hotels:
Point Break Hotels are one of the BEST things about this card. Every few months, IHG releases a list of hotels across the world (with most in the US) that you can get for only 5,000 points. This is HUGE because it means that you could get up to 14 free nights just on your card bonus alone (and remember, you're going to earn points for all of your spending too!). It's best to be flexible in order to really use these. Think about various places you would like to go that are within driving distance. You can only book two nights per each specific Point Break hotel for that round of released options, but you could book as many total as you wanted.

The IHG Rewards Club Credit Card: Stay for Free (4)
This is a selection of the Spring Point Break hotels, available to book through July 2015. You'll have to have your points earned in time to book fast when they come available. Being flexible on your travel location is huge.


How We've Used the Card:
Aaron and I have stayed ten nights for free so far on this card, and we still have points to use! We used three free Point Break nights for our Southwest Spring Break trip. For Spring Break 2014, we used seven free nights as we drove across the Southeast. You can really maximize this card when you have a car (either rental or your own). This way you can stay at Point Break hotels or other cheap point hotels across the nation, stopping to sleep for free before you head to your next destination. Staying out in the suburbs is always worth less points than staying in the city, but it's so worth it. Honestly, we don't even bother booking reward nights unless they are 10,000 points or less. You really want to get the most bang for your buck (or free points in this case).

Ready to Get Started? To apply for the card, check out this link.
Still have questions? I would love to tell you about our experiences or answer any questions you may have. Click here to contact me, or comment below. If you'd really like to dive deeper into making IHG work for you, check out this awesome guide: http://travelisfree.com/2014/07/29/the-complete-guide-to-ihg-rewards/. If you liked this post, and want to be updated when new travel tips or posts are shared, click here to sign up for our newsletter. Happy Travels!

Currently,
Kelsie

The IHG Rewards Club Credit Card: Stay for Free (2024)

FAQs

How many points do I need for a free stay with IHG? ›

Booking a stay with points is easy. You'll need at least 5,000 points to use Points & Cash or redeem a Reward Night.

Is it worth getting an IHG credit card? ›

If you see one and think “Yep, I'll probably stay there at least a night or two this year,” then the IHG One Rewards Premier Credit Card is for you. As long as you stay at least two nights per year at an IHG property, you'll get enough value to make the card's annual fee worth it.

What credit score do you need for an IHG credit card? ›

You need a credit score of at least 700 to be approved for an IHG credit card, which is considered good credit. If your credit score is below the threshold needed for an IHG credit card, it's best to wait to apply until you meet the credit score requirement.

How hard is it to get an IHG Chase credit card? ›

The IHG One Rewards Premier Credit Card is hard to get because it requires good credit for approval, which means you need a credit score of 700+ to have good odds of being approved. This requirement may be difficult for the average American to meet.

How much are 5000 IHG points worth? ›

How Much IHG Points Are Worth
Number of IHG PointsAverage Value
5,000$40
15,000$120
25,000$200
35,000$280
2 more rows
Jan 30, 2023

How many points is a free night for hotel? ›

Editorial Guidelines
Marriott Bonvoy quick facts
How many Marriott Bonvoy points for a free night?5,000-100,000
Marriott points value$0.009 (10,000 Marriott Bonvoy points are worth around $90)
How many hotels does Marriott have?8,500+ in 138 countries and territories
3 more rows
Dec 28, 2023

What will 10 000 IHG points get you? ›

How Much IHG Points Are Worth
Number of IHG PointsAverage Value
10,000$80
20,000$160
30,000$240
40,000$320
2 more rows
Jan 30, 2023

What does 25000 IHG points get you? ›

IHG Rewards points can be redeemed for gift cards or products from select merchants like Amazon, Nordstrom, Apple or Starbucks. Most $25 gift cards are redeemable for 13,000 IHG points and most $50 gift cards go for 25,000 IHG points, whereas $100 gift cards can cost you 49,000 points.

What is the 5 24 rule? ›

What is the 5/24 rule? Many card issuers have criteria for who can qualify for new accounts, but Chase is perhaps the most strict. Chase's 5/24 rule means that you can't be approved for most Chase cards if you've opened five or more personal credit cards (from any card issuer) within the past 24 months.

What is the minimum credit limit for IHG credit card? ›

The minimum starting credit limit for the IHG One Rewards Premier Credit Card is $2,000.

Which Chase card is hardest to get? ›

Why it's one of the hardest credit cards to get: Chase Sapphire Reserve® is one of the hardest credit cards to get approved for by virtue of the fact that it is one of the best rewards cards on the market. From its initial bonus of See Terms to the ...

How long does it take to get approved for IHG credit card? ›

John Miller, Credit Cards Moderator

You should receive a decision on your application immediately after applying, though in some cases it might take 30 days. If you don't hear back after 30 days, you can always call customer service to ask about the delay.

How many IHG points for a free room? ›

Free Nights

Get a Reward Night at our 6,000+ hotels and resorts around the world, starting at just 5,000 points.

What bank is IHG credit card? ›

An IHG credit card is a co-branded credit card issued by IHG and Chase, the credit card issuer that IHG partners with. IHG credit cards offer the ability to earn IHG One Rewards points on purchases and also offer additional benefits that people who stay at IHG hotels may enjoy like complimentary IHG elite status.

Is an IHG credit card good? ›

Editor's Review

The IHG One Rewards Premier Credit Card is a good hotel credit card for a big initial bonus. New cardholders get a staggering 140,000 points (worth around $1,120 in IHG reservations) in return for charging at least $3,000 to the card within 3 months of opening an account.

How does points work for IHG hotels? ›

IHG One Rewards members earn points on qualifying stays at IHG properties. You typically earn 10 points for every $1 spent at most IHG hotels, though you earn only 5 points per $1 spent at Candlewood Suites and Staybridge Suites.

What is an IHG qualifying stay? ›

Qualifying Stays: A “Stay” is defined as one night or consecutive nights at the same hotel, regardless of frequency of Check-In/Check-Out. A Stay is a “Qualifying Stay” when a Member pays a Qualifying Rate (defined below) for that Stay, or is on an enrolling stay.

Top Articles
Latest Posts
Article information

Author: Dan Stracke

Last Updated:

Views: 6169

Rating: 4.2 / 5 (63 voted)

Reviews: 94% of readers found this page helpful

Author information

Name: Dan Stracke

Birthday: 1992-08-25

Address: 2253 Brown Springs, East Alla, OH 38634-0309

Phone: +398735162064

Job: Investor Government Associate

Hobby: Shopping, LARPing, Scrapbooking, Surfing, Slacklining, Dance, Glassblowing

Introduction: My name is Dan Stracke, I am a homely, gleaming, glamorous, inquisitive, homely, gorgeous, light person who loves writing and wants to share my knowledge and understanding with you.