Download the Western Union Digital Banking app and enjoy fee-free2 money transfers between users, a free bank account, savings account and other perks.
Redirect money to a Western Union Digital Banking account
Expecting a money transfer? Earn a 100 PLN bonus1when you redirect it toWestern Union Digital Banking until March 31, 2024.
Just download the Digital Banking app and use MTCN Redirect to deposit an incoming money transfer into your Digital Banking account.
You’ll get the 100 PLN reward and access to other Digital Banking benefits. It’s a win-win!
Western Union Digital Banking
is going to transform the way you send, save and spend money.
Banking in multiple currencies and earn interest rate on your savings account.
Instant money transfers to other Western Union Digital Banking account holders for 0 PLN transfer fee2.
Free Visa Platinum debit card3.
Account top up with debit or credit card for 0 PLN fee.
How to get started?
- Sign up to the new Digital Banking bank account with your existing Western Union login details or create a new account.
- Opening a bank account requires ID details and other additional information. It takes only a few steps to submit your Western Union Digital Banking application.
- Once your Digital Banking account is approved, you’re done! Now you will be able to order your Visa Platinum debit card.
- All these benefits are available in a single Western Union Digital Banking app. Find the FAQ’s here.
Tap to pay with Apple Pay or Google Pay™.
Simply add your Visa Debit card to Apple or Google Wallet and enjoy convenient payments with your smart devices.
Tap to pay with Apple Pay or Google Pay™.
Simply add your Visa Debit card to Apple or Google Wallet and enjoy convenient payments with your smart devices.
Digital banking designed for your needs
Standard
Premium (9,99 PLN a month)
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Up to 5 additional currency accounts
Up to 5 additional currency accounts
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Up to 4 additional goal saving accounts
Up to 4 additional goal saving accounts
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Free Visa Platinum debit card renewals
Free Visa Platinum debit card renewals
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Preferential exchange rates on card transactions
Preferential exchange rates on card transactions
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Preferential fee for debit and credit card top-ups and SOFORT transfers
Preferential fee for debit and credit card top-ups and SOFORT transfers
NEW!1.50% intereston saving account balances up to 15 000 PLN
NEW!1.50% intereston saving account balances up to 15 000 PLN
NEW!3% intereston saving account balances up to 15 000 PLN
NEW!3% intereston saving account balances up to 15 000 PLN
1 free ATM withdrawal per month (outside eurozone)
1 free ATM withdrawal per month (outside eurozone)
2 free ATM withdrawal per month (outside eurozone)
2 free ATM withdrawal per month (outside eurozone)
Free current bank account
Free current bank account
Free current bank account
Free current bank account
Free “My saved money” account
Free “My saved money” account
Free “My saved money” account
Free “My saved money” account
Send and receive money directly from your account
Send and receive money directly from your account
Send and receive money directly from your account
Send and receive money directly from your account
Send money without transfer fees2 between Digital Banking users
Send money without transfer fees2 between Digital Banking users
Send money without transfer fees2 between Digital Banking users
Send money without transfer fees2 between Digital Banking users
Instantly send money to other Digital Banking users
Instantly send money to other Digital Banking users
Instantly send money to other Digital Banking users
Instantly send money to other Digital Banking users
Free Visa Platinum debit card3
Free Visa Platinum debit card3
Free Visa Platinum debit card3
Free Visa Platinum debit card3
Access to Visa Platinum services
Access to Visa Platinum services
Access to Visa Platinum services
Access to Visa Platinum services
Free2domestic bank transfers
Free2domestic bank transfers
Free2domestic bank transfers
Free2domestic bank transfers
Free automatic payments (direct debit)
Free automatic payments (direct debit)
Free automatic payments (direct debit)
Free automatic payments (direct debit)
24/7 customer support for lost/stolen card
24/7 customer support for lost/stolen card
24/7 customer support for lost/stolen card
24/7 customer support for lost/stolen card
Standard
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NEW!1.50% intereston saving account balances up to 15 000 PLN
NEW!1.50% intereston saving account balances up to 15 000 PLN
1 free ATM withdrawal per month (outside eurozone)
1 free ATM withdrawal per month (outside eurozone)
Free current bank account
Free current bank account
Free “My saved money” account
Free “My saved money” account
Send and receive money directly from your account
Send and receive money directly from your account
Send money without transfer fees2 between Digital Banking users
Send money without transfer fees2 between Digital Banking users
Instantly send money to other Digital Banking users
Instantly send money to other Digital Banking users
Free Visa Platinum debit card3
Free Visa Platinum debit card3
Access to Visa Platinum services
Access to Visa Platinum services
Free2domestic bank transfers
Free2domestic bank transfers
Free automatic payments (direct debit)
Free automatic payments (direct debit)
24/7 customer support for lost/stolen card
24/7 customer support for lost/stolen card
Premium (9,99 PLN a month)
Up to 5 additional currency accounts
Up to 5 additional currency accounts
Up to 4 additional goal saving accounts
Up to 4 additional goal saving accounts
Free Visa Platinum debit card renewals
Free Visa Platinum debit card renewals
Preferential exchange rates on card transactions
Preferential exchange rates on card transactions
Preferential fee for debit and credit card top-ups and SOFORT transfers
Preferential fee for debit and credit card top-ups and SOFORT transfers
NEW!3% intereston saving account balances up to 15 000 PLN
NEW!3% intereston saving account balances up to 15 000 PLN
2 free ATM withdrawal per month (outside eurozone)
2 free ATM withdrawal per month (outside eurozone)
Free current bank account
Free current bank account
Free “My saved money” account
Free “My saved money” account
Send and receive money directly from your account
Send and receive money directly from your account
Send money without transfer fees2 between Digital Banking users
Send money without transfer fees2 between Digital Banking users
Instantly send money to other Digital Banking users
Instantly send money to other Digital Banking users
Free Visa Platinum debit card3
Free Visa Platinum debit card3
Access to Visa Platinum services
Access to Visa Platinum services
Free2domestic bank transfers
Free2domestic bank transfers
Free automatic payments (direct debit)
Free automatic payments (direct debit)
24/7 customer support for lost/stolen card
24/7 customer support for lost/stolen card
Protect yourself from fraud.
We’re here to help you learn to spot scams and warning signs. Click the button to see our tips.
Protect yourself from fraud.
We’re here to help you learn to spot scams and warning signs. Click the button to see our tips.
Learn more
Download the app and open your Western Union Digital Banking bank account today
1 Customer must make a deposit using MTCN Redirect of transaction which is greater than 200 EURs (or equivalent in other currency /1000 PLN). The MTCN redirect is awarded with 100 PLN. In total, Western Union Digital Banking account user can receive up to 100 PLN max. Limited time offer until March 31, 2024.
2There is a limit on the number of fee free transactions. Check our price list for details on number of free transfers and applicable fees thereafter. Western Union also makes money from currency exchange. Exchange rates are subject to change without notice.
3 Free physical Visa Platinum Debit card during after opening an account. Limited to standard shipping only. Limited time offer valid until March 31, 2024.
The above terms and conditions refer to the currently advertised promotions. Other active promotions are available here:https://www.westernunion.com/pl/en/digitalbanking/frequently-asked-questions.html.
