Travel Insurance for Coronavirus (2024)

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Looking for Travel Insurance That Covers Covid-19?

The pandemic has changed the way we travel, and Travel Insurance has never been so important.

Whilst you may have travelled since the pandemic, we understand you may still have concerns about howCoronavirusmight still have an impact on your holiday plans. As the majority of the world has relaxed covid entry requirements, a few still remain so it is important to ensure that you’re still protected should you contract Covid-19 abroad or at home.

All of our policies include cover forcancellationif you contract Covid-19 within 14 days of your departureas well asemergency medical and associated expensesincluding repatriation, if you contract Covid-19 abroad. As each insurer has different terms, please check the policy wording.

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Your Coronavirus Travel Insurance Questions Answered

If I fall ill at home with COVID-19 and cannot travel am I covered under Travel Insurance?

Yes, with some of our schemes you will be covered as standard, subject to a medical certificate / test result, providing you have tested positive for Covid-19 within 14 days of travel. Note that with some insurersyou will not be covered for Covid-related cancellation claims within the first 7 days after the policy start date. Check policy wording for more details.

Can I still buy Travel Insurance with Covid cover if I have not been vaccinated?

Yes, you can still buy Travel Insurance if you have not been vaccinated against Covid-19. At Just Travel Cover all our policies include cover for Covid-19 regardless of whether or not you have had a covid vaccine. However, it is always important to check the policy wordings for any exclusions that may apply and ensure that you have adequate cover for your individual needs and circ*mstances.

Does Covid cancellation cover start immediately?

While cancellation cover typically starts immediately on a single trip policy, you should be aware that some insurers stipulate that you will not be covered for Covid-related cancellation claims within the first 7 days after the policy start date. Please check the policy wording when obtaining a a quote.

If I fall ill with COVID-19 (or other pandemic illness) when I am on holiday will I be covered?

You will be covered on all schemes for emergency medical (and associated) expenses, provided you have not travelled against government / medical advice. All insurers provide different levels of cover – check the policy wording or call us for details.

Does Travel Insurance cover me if there is a change in FCDO (government) advice?

You will not be covered to travel to any destination where the Foreign, Commonwealth and Development office (FCDO) has advised against all, or all but essential Travel, and it is your responsibility to check the latest advice from the FCDO prior to commencing your trip.

If the FCDO changes its advice for the country you are travelling to due to Covid-19, you will not be covered to claim for cancellation on your Travel Insurance.

If this does happen you should contact your travel agent or tour operator who will usually provide alternative options.

I've changed my holiday date due to COVID-19 and I already have Travel Insurance. Can I change dates?

It is usually possible to change the dates on your policy, and how far into the future you can amend to will depend on which company you are insured with. Please call us to discuss your options.

Travel Insurance for Coronavirus (1)

Travel Insurance for Coronavirus (2)

Travel Insurance for Coronavirus (3)

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Cancellation cover before you travel

  • Cancellation cover if you contract Covid-19 before your holiday and cannot travel*
  • Cancellation cover if there is a hospitalisation or death of a close relative from Covid-19.

*Cover and terms vary between insurer and every scheme does not provide the same cover benefits. Please read all documents when you get a quote. No cover if you travel against FCDO advice.

Travel Insurance for Coronavirus (4)

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Covid-19 cover during your holiday

  • Cover for emergency medical expenses (up to £15m) if you contract Covid-19 on holiday
  • Coverfor accommodation and/or travelling expenses incurred*
  • Repatriation cover to help you get back home

*Cover and terms vary between insurer and every scheme does not provide the same cover benefits. Please read all documents when you get a quote. No cover if you travel against FCDO advice.

You Can Compare Prices and Cover From These Insurers

All insurers will provide cover for Emergency Medical (and associated) Expenses should you need assistance while abroad. Each insurer and level of cover will provide different terms and you should read all policy documents before purchasing, alternatively, you canclick here to view the policy wording and important information for each insurer.

Travel Insurance for Coronavirus (5)

Travel Insurance for Coronavirus (6)

Travel Insurance for Coronavirus (7)

Travel Insurance for Coronavirus (8)

Travel Insurance for Coronavirus (9)

Travel Insurance for Coronavirus (10)

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Travel Insurance for Coronavirus (2024)

FAQs

Is there COVID specific travel insurance? ›

As you search for plans that will provide sufficient coverage for your next trip, you'll find travel insurance that covers COVID-19 quarantine both inside and outside the United States. However, you'll typically need to have your condition certified by a physician in order for this coverage to apply.

Which travel insurance is best for COVID cover? ›

Allianz Travel Insurance can help you when travel plans unexpectedly change. It's designed to provide cover under selected benefits if you or your travel companion are diagnosed with COVID-19 during your period of cover.

How much does travel medical insurance cost? ›

The Best Travel Medical Insurance Plans
CompanyAverage Plan CostCOVID-19 Coverage
Travelex GET QUOTE$212Yes
Faye GET QUOTE$298Yes
International Medical Group GET QUOTE$217Yes
AIG Travel Guard GET QUOTE$251Yes, limited
1 more row
Apr 30, 2024

Who gives the best travel insurance? ›

The best travel insurance
  • Santander. Times Money Mentor award winning cover. ...
  • Saga. Best for over-50s. ...
  • Post Office. Best for those with pre-existing medical conditions. ...
  • Aviva. Best for those wanting substantial medical cover. ...
  • LV= Best for a range of unique add-ons. ...
  • Switched On. ...
  • Just Travel Cover* ...
  • InsureandGo*
5 days ago

Is COVID a covered reason for trip cancellation? ›

Trip cancellation that is due solely to concern or fear of travel related to an epidemic or pandemic, including COVID-19, is not covered. If the cancellation of your trip is not covered, you may be eligible for an insurance premium refund or a travel insurance voucher.

Is Allianz travel insurance good? ›

Allianz is a popular choice among business travelers due to its AllTrips Executive travel insurance policy with coverage for lost, stolen or damaged business equipment and rental car insurance. Earning 4.1 out of 5 stars, our expert reviewers think Allianz is a great choice for international travel insurance.

What does travel insurance not cover? ›

Travelling against medical advice or to get medical treatment. If your doctor says it's not safe for you to travel, then you won't be covered. Similarly, if you go abroad to get planned treatment, sometimes called 'medical tourism', a standard policy will not cover this – you'll need specialist insurance instead.

When should I buy travel insurance? ›

If you're wondering when you should buy travel insurance, the simple answer is as soon as possible. Ideally, you'll buy coverage no later than 15 days prior to your trip.

Should you pay for travel insurance? ›

Buying the travel insurance is usually worth it if: Your non-refundable trip costs are much more than you can afford to lose. You are traveling internationally. You are traveling to a remote area with limited health care facilities.

Who sells the best travel insurance for seniors? ›

Summary: Best Senior Travel Insurance Companies
Top-scoring policy for seniorsCompanyTravel medical insurance primary or secondary coverage?
Trip Protection ChoiceSeven CornersPrimary
GoldTin LegPrimary
Worldwide Trip ProtectorTravel InsuredPrimary
RubyUSI AffinityPrimary

Can I just get medical travel insurance? ›

Some travelers need travel insurance that covers just emergency medical expenses and mishaps while traveling, not the entire cost of their trip. The name for this is post-departure travel insurance: a plan that provides protection while you're traveling, without trip cancellation/interruption.

Does AARP offer international travel insurance? ›

While there are no AARP travel insurance products or discounts available for seniors, members can use the AARP website for trips and tricks on how to plan for international travel and information regarding how to choose the right insurance plan for older travelers.

Who is the best and cheapest travel insurance? ›

The 7 Best Cheap Travel Insurance Companies Worth The Cost
CompanyBBB RatingCheapest Plan
Travelex Compare PlansA+Travel basic
Seven Corners Travel Insurance Compare PlansA+Trip Protection Basic
Generali Global Assistance Compare PlansA+Standard Plan
AIG Travel Guard Compare PlansA+Essential
3 more rows
5 days ago

Who is cheaper than travelers insurance? ›

Of the 10 largest car insurance companies, only Geico and USAA are cheaper than Travelers, on average.

What percent of trip should travel insurance cost? ›

The average cost of travel insurance is about 3% to 5% of a trip's total value, according to quotes gathered by our research team across different travel insurance providers for various traveler profiles.

What is Faye travel insurance? ›

Faye offers whole-trip coverage to protect your health, your trip, your stuff and even your pet. We offer a robust, custom plan so you're not over or under-insured or paying for things you simply don't need. It includes 24/7 assistance, emergency medical coverage, trip delay coverage, baggage care and more.

What is Squaremouth travel insurance? ›

Travel Insurance Providers: Squaremouth is an online company that compares travel insurance policies from every major provider in the United States. Squaremouth allows quality policies to shine.

Is Seven Corners a good travel insurance? ›

We recommend the company as a good option for international travel. Seven Corners offers significant coverage limits and add-ons like cancel for any reason (CFAR) and trip interruption for any reason (IFAR). You can also add coverage for pre-existing medical conditions with some plan types.

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