Travel Insurance for Canada Vacations (2024)

Is the trip of a lifetime waiting for you just across the border? Find travel insurance for your Canada trip and start planning your dream vacation with protection in mind.

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24/7 Assistance

Get emergency travel and medical assistance whenever and wherever you need it while you’re vacationing in Canada.

Expertise On the Go

Travelex’s Travel On app provides real-time security alerts, destination advice, tap-to-call travel assistance, and more.

Customizable

With the Travel Select plan, you can choose optional upgrades to fit your travel needs while in Canada.

While planning your trip, it’s important to stay updated on travel alerts posted by the U.S. Department of State on its Travel Advisories website. Travel alerts that may affect your travel insurance policy can be found on Travelex’s website.

Plus, as a Travelex policyholder, you can receive real-time security alerts while in Canada via the Travelex Travel On app.

With endless wide-open spaces and awe-inspiring national parks, Canada was made for road trips. If you’re planning to drive a rental car while abroad, travel insurance can add extra protection in the case of an accident that results in damage to the rental vehicle.

When you’re behind the wheel and experience a collision, vandalism, theft, or weather events, including a windstorm, fire, hail, or flood, rental car coverage through travel insurance can assist. Car Rental Collision Coverage can be added to Travelex’s Travel Select and Travel Basic plans as an optional upgrade.

With much of the northern U.S. and Canada sharing a border, many Americans may choose to drive to Canada rather than fly. However, travel insurance for visitors to Canada typically does not cover personal vehicles when driving to Canada. Travel insurance primarily focuses on providing coverage for the traveler and their belongings during the trip.

If you’re taking your own vehicle to Canada, you may consider looking into separate auto insurance options specifically designed for international travel or extending your existing auto insurance coverage to include international travel to Canada. Before you leave on your trip, it's a good idea to contact your auto insurance provider to inquire about coverage options and requirements for driving in Canada.

If you're planning to set sail on a cruise during your trip to Canada, it’s worth considering investing in travel insurance. If your cruise schedule changes, you get sick or injured on board, or miss a connecting flight, the right coverage can help to reimburse costs of non-refundable travel bookings, medical expenses, medical evacuation, lost personal belongings, and more.

Good news: Travelex’s Booking a cruise? Consider travel insurance for your Canada trip and discover Travelex’s Travel Select and Travel Basic plans.

Visiting Canada for a snow adventure at Whistler, Big White, or another Canadian ski resort? Travelex can provide travel insurance coverage for sports equipment delays, emergency medical bills, adventure sports, and more to help protect you and your upcoming ski or snowboard trip investment.

Travelex’s sel/node/86 plan offers comprehensive coverage for snow sports vacations in Canada. From injuries to icy conditions interrupting your travel plans, travel insurance is designed to provide 24/7 medical assistance and coverage for additional costs in the event your trip is delayed or canceled.

Canada quickly captures the hearts of thrill seekers – but it’s important to ensure you have the right coverage for all the adventure activities you plan to do while abroad.

Good news: Travelex’s Travel Select and Travel Basic plans automatically include coverage for certain activities. This includes kayaking, skiing, canyoning, river rafting, horseback riding, hiking, and more. If your next trip involves any extreme sports or adventures other than what is automatically covered by these two plans – including zip-lining, mountaineering, and skydiving – it is recommended you consider purchasing the Adventure Sports upgrade, which can be added to the Travel Select plan.

Still have questions? You can check your policy wording or speak to a Travelex representative to ensure your policy provides coverage for your chosen adventure activity before you purchase travel insurance.

Life is unpredictable and the reality is you don’t always know what’s around the next corner.

If you’re planning a trip, Travelex’s Cancel For Any Reason upgrade may be a wise addition to your travel insurance policy. Available only on the Travel Select plan, it lets you cancel for any reason – whatever it may be – up to 48 hours prior to your scheduled departure date. This helps ensure you’re not left completely out of pocket, as Travelex can reimburse you with up to 75% of your insured trip costs (up to $7,500).

If you’re searching for health insurance for travel to Canada, it’s important to understand the medical coverage that travel insurance can – and can’t – offer.

Travelex’s Travel Select and Travel Basic plans offer coverage for emergency medical and dental expenses only. This does not include elective medical procedures undertaken while abroad or traveling for the purpose of obtaining medical treatments.

If you are already aware of a pre-existing medical condition, you may also be wondering if it will cause you problems during your trip to Canada. Travel insurance for Canada can offer coverage for pre-existing medical conditions if all the following requirements are met:

• The Travel Select travel insurance policy is purchased within the “early purchase window” (within 15 days of first trip payment);

• The amount of coverage purchased equals all prepaid nonrefundable payments or deposits applicable to the trip at the time of purchase;

• The costs of any subsequent arrangements added to the same trip are insured within the timeframe in the early purchase window; and

• All insureds are medically able to travel when the policy is purchased.

Trip Cancellation and Trip Interruption coverage under the pre-existing medical condition exclusion waiver will be limited to 100% of insured trip cost, up to a maximum of $50,000.