Top 12 Money-Saving Tips: Expert Advice (2024)

Of all the “How To’s” out there, the one I have always found interesting and helpful were the How To Saving Money Tips.

All of my adult life, when times got tough, I started looking for the easiest ways to save or make money on the side. Not save to put in the bank account, mind you, as we were always hand to mouth when the kids were growing up.

I was always keeping a tight budget and saving on the bills, food, gas, insurance, anything I could do to cut the bills down to save a lot of money to be used on what we had to pay to survive.

Super Easy Ways To Save Money

Now, this post is not about coupons, but I would be remiss if I didn’t say that once I learned how to use them, it was an absolute game-changer for how we lived. It’s a great way to get the best deal.

There are always ways to save more or extra money. One easy wayyou can save a ton of money on your monthly budget is to cut out bills or monthly payments, change plans (cell phone, cable company, internet, insurance, etc.), eat home more often, use less, reuse more.

Here are my Super Easy how to tips for saving moneyI thought I would share with you today!Lots of things that can save you a little money at the end of the month.

1. See what free special services your favorite stores offer

Most stores offer their customers free services, from tours, to special cuts of meat, to recipes for preparing what you purchased and much more!

Here’s a list of 10 Little Known Free Grocery Store Services.

2. Buy your meat in bulk

Find out when your local grocery store marks their meat down. We call it the “cheap meat section” in our family, and generally, on a regular basis on the same day each week, they go through and fill that section up with meat that needs to be purchased and either eaten or frozen right away to reduce food waste.

We buy most of our meat from that section. It‘s the best way to get a lower rate on meat.We buy as much as we can, and we separate it and freeze it in the portion sizes we’ll need for each meal.

3. If you have a dog (not sure if you can do this with cats) – Supplement their food

Dog food can be expensive in the long run. Our dog Molly has a sensitive stomach, and we have to spend a little more on food that won’t upset her stomach (not pet store specialty food sensitive, just a little sensitive).

So, while her food costs a little more than the cheapest out there, we always use coupons and catch sales, but we also supplement. My Vet told me it’s good for dogs to have vegetables and that some people even cook for their dogs. I don’t go that far :), but we eat healthy, so I make sure to mix in some of what we have with her dog food.

I am not talking about frozen pizza and fish sticks. I mean potatoes, carrots, green beans and so on, she loves it, and it’s good for her according to my Vet! Plus, think about the amount of money you will save.

4. Reuse those coffee filters

I know there are many uses for leftover coffee filters, but one new way I save is to reuse them. I can’t see just using them one time. I rinse them off and reuse them until they get worn out.

I have done this for years, and I don’t think anything about it anymore. I know they don’t cost a lot, but every little bit counts! With all these small changes, think of how much money you will save.

Another good option is to buy a permanent coffee filter and then you don’t ever run out or have to buy them again. They’re really rather cheap and they’ll pay for themselves in no time.

5. Read your bills

This one is so important and has saved me a ton of money and cost me money when I didn’t do it.

Make sure to read your bills, and bank statements each time you receive them, in detail, to make sure you aren’t charged for something new.

You can find out more about How To Save Money On Your Bills NOW! <—Here.

6. Buy your shampoo and conditioner in bulk

I buy gallon bottles of shampoo and conditioner at the beauty supply. When you go to the salon, it’s the same shampoo they use on you. Plus, one of the best things you can do to lower your monthly bills is to spend less money on everyday household items.

I fill the bottles half with shampoo and half with water and mix – per the instructions. I don’t dilute the conditioner.

But, with a big family it lasts a long time and you’re not spending a ton on expensive small bottles of shampoos and conditioners.

7. Keep coupons in the car

I have a notebook with photo holder pages in it that I keep in the car. I put restaurant coupons, oil change, tuneup, and hair salon coupons to be used when we are out and about. They’re great for many different things, and any impulse buy, your checking account will thank you.

I HATE being out and deciding to go somewhere knowing I have a coupon at home for it!

8. Use your recycling bin instead of your trash bags

I used to fight the whole idea of recycling. Now, I see a value. It’s a great option in getting a lot of the larger pieces of trash out of the trash can and into a recycling bin, and how much that saves me in trash bags!

I can fill up a huge recycling bin to almost overflowing each week and even if I broke all of the boxes and stuff down small that would take up more room in the trash bag.

Milk cartons, juice bottles/boxes, cans, jars, bottled water, all sorts of things take up a ton of room! So really use your recycling bin to its fullest and save money on your trash bags (they are so expensive anyway). Think about how much cash you will save.

9. Learn how to coupon

This one is pretty self-explanatory. Couponing is a great way to meet your financial goals. It’s not hard, you can learn to coupon in no time and save thousands for your family every year. Yes, I said thousands….

10. Learn how to meal plan

Planning your meals and strategizing your shopping trips will not only save you money it will save your sanity! No more “what am I gonna cook for dinner”, or “I forgot to defrost anything” (that was one I said all the time).

Once you learn how to meal plan, you’ll never want to go back, you’ll wonder how you ever survived before!

You might also like: Keep Your Money Safe While Shopping

11. Use your mobile device

There are a TON of great apps to help you save money. Apps that can help you see your spending habits with financial planners, and there are even rebating apps that give you cashback or free money from buying everyday necessities like milk!

Most stores and restaurants have apps, too and they often have special sales or coupons just for users of their app, here are my favorite money saving apps.

NEVER check out anywhere until you check their app to see if there is a coupon or deal – dress store, grocery store, restaurant – anywhere.

12. Make your own

• Mayo<— Click here to learn how.

I love to make my own mayo, it doesn’t take much time just a couple of minutes, I know what’s in it, it’s super fresh, it’s cheaper than store bought and tastes great!

Plus, when you run out it takes seconds to make more and you probably have what you need to make it in your pantry right now!

• Butter<— Click here to learn how.

Again, I love making my own butter – first of all, who doesn’t love real butter? But, it’s expensive! You can make it in just a few minutes and know just what’s in it. Plus, it tastes SO much better than store bought.

You can make spreadable or block, it’s all up to you. Again it is so fast.

If you want to start earning money from home and supplement your income why not check out this series: Starting A Blog? Check Out My Step By Step Guide!

Everyone hastheir own money saving tips, so please share yours with us and we can all benefit!