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Life Insurance Face Value (Terms Explained)
Life insurance provides varying amounts of life insurance death benefits depending on the coverage and company you choose. This is known as the life insurance face value. There is no difference between face value and death benefits, and many life insurance companies use these terms interchangeably when determining your rates. The higher your face value,…
→ Read MoreHow do life insurance companies make money?
Since life insurance companies pay out multiple claims per year, you may wonder how life insurance companies make money if claims sometimes eclipse the amount earned in premiums. The answer is that life insurance company profitability is based on more than just the amount it earns in premiums. While some of life insurance company revenue…
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→ Read MoreHow to Find an Old Life Insurance Policy
If your loved one didn’t leave a clear record of a life insurance policy, it can be difficult to know how to find an old life insurance policy. We break down the main steps on how to find out if someone has life insurance, so you can easily find out whether the deceased had an…
→ Read MoreHow to Find an Unclaimed Life Insurance Policy
Life insurance payouts may only be claimed if the insurance company can find a beneficiary or the beneficiary knows about the policy. Fortunately, these unclaimed life insurance policies can be found, regardless of how much time has passed. Keep reading to learn how to find an unclaimed life insurance policy and file a claim. Reasons…
→ Read MoreHow Life Insurance Payouts Work [2024]
The life insurance payout is available to the beneficiaries in the event of an insured’s death. However, the way the payment is disbursed varies. Whether you choose a lump sum or annuity payment, you may have to pay taxes on the death benefit. Keep reading to learn how life insurance payouts work and how to…
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