Self Care on a Budget - Queen of Free (2024)

Self Care on a Budget - Queen of Free (1)

Self Care on a Budget - Queen of Free (2)

My mom wore tennis shoes with holes in them when I was in high school. It wasn’t that our family couldn’t afford a new pair. We also had access to stores where they sold shoes. But when it came to our family, my mom took care of everyone else’s needs first. I remember thinking she was maybe a little bit crazy for not just going and buying new sneakers.

And then I became a mom.

I struggle to take care of myself on a regular basis. Last year, my body began physically manifesting the dangers of this unbalanced habit. As my blood pressure creeped higher, I realized I needed to make wiser choices or I wouldn’t be around to take care of everyone else as long as I’d like to. This predicament endangers one’s health more than a holey pair of shoes.

So this year, I invested in some regular self care practices to keep me from serving my family from an empty cup. For years, I neglected my own health and well being thinking it would cost too much to maintain. However, I began to discover a number of smart ways to live life to the fullest and richest without putting my health or budget at risk.Self-care doesn’t have to equal shelling out tons of cash. You can invest in your body and life without breaking the bank.

Most research points toward the need to regularly take in more water. A wise rule of thumb states you should divide your body weight in half and then consume that number of ounces of water per day. While I don’t mind water and reach for it first in restaurants because of the price (yay free) or after a great workout, I get bored with the lack of flavor. So this year, to reinforce the positive life habit and take better care of my body, I’ve been drinking fruit infused water. While you can buy an bottle that separates the fruit from the water, I found that I’m fine with placing a slice or two of lemon or lime in refillable water bottle does the trick just as well.

Occasionally, if we’re running low on fresh fruit I place a drop or two of lime concentrate in a bottle, too. I’ve added blueberries and pineapple and even herbs to my water. My favorite fruit combination of all time though is sliced strawberry and sliced lime. Delicious. If you can, fill up a bottle the night before and let it sit in the refrigerator overnight. Then you can grab it on your way out the door in the morning. Bonus: no need to grab a drink at the gas station or the drive through.

After some measurements and self reflection, I realized my blood pressure spiked during times of high stress. To combat my weary spirit, I chose to spend intentional time breathing and stretching. Simply slowing down every day for 15 – 30 minutes and calming my heart and body began to cause my numbers to drop. I knew I didn’t have the budget to afford a regular yoga or stretching class, so I headed to YouTube to find some ideas. I’ve always loved the free FitnessBlender Channel which features a wide variety of workouts posted every week by a super fit husband wife duo. However, this year, I discovered 30 Days of Yoga from Yoga with Adriene. After completing the first challenge, I couldn’t believe what a difference it made in my day and life. I dove into another 31 day challenge and rarely miss my afternoon appointment with YouTube.

The winter months in Indiana feel bleak and long. Early in January, I begin to long for green – green leaves, green grass, or I’d even settle for green weeds. In the fresh produce department of Meijer, I found a small fresh basil plant priced at $2.99. I had enough extra green in our grocery budget to bring a little green home with me. So I brought the lovely little plant home and placed it in a coffee mug on my desk. Not only was I able to enjoy all of the fresh basil goodness in my meals, the plant grew new leaves and continues to thrive. Watching something grow is good for my soul. I don’t have to have a fancy hydroponic garden or a greenhouse. My sweet little $3 plant accomplishes more than I could have ever imagined it would.

Self Care on a Budget - Queen of Free (3)

Self Care on a Budget - Queen of Free (4)

My pursuit to take better care of myself this year dovetailed nicely with another goal – reading more books. I set out to read 80 books in 2018. I’m currently reading my 24th (and 25th and 26th because I’m always reading more than one) book of the year. I love reading across genres and history, across perspectives and topics. However, I don’t really have the cash to purchase 80 new books this year. Enter the local library. Certainly, we all know we can check out high quality books, DVDs, and more at our local branch.

However, few people know about or use the free apps libraries offer. This year, I’ve already listened to best sellers and sought after books by using both the Hoopla and Overdrive Apps on my smartphone. You simply download the app, link it to your library card, and then select the books you want to read. While I’m folding the laundry, driving to pick up or drop off kids at school, or even grocery shopping, odds are good I’m also listening to an audiobook. The TV remains off and my mind opens to works of fiction and nonfiction, scholarly pursuits and imaginary worlds. And cost? Absolutely free. The books return themselves when they’re due so you don’t even risk a late fee.

Price doesn’t always correspond with quality. Last year, I discovered a line of skin care that I LOVE. My skin looks and feels great and I’m not out a wad of cash. It’s called Formula 10.0.6 and you can find it for the best price in Meijer and ULTA where I live. I love that they offer a small sampler pack that allows you to try a handful of their products for only $10. While you don’t have to purchase this brand, there are plenty of fantastic ways to take care of your skin and yourself (it’s your largest organ after all!) without overspending. ULTA regularly places the products on sale online and in stores and has great coupons and rewards.

In the end, I’ve realized I can’t afford not to take care of myself. Self care doesn’t have to look like pricey meals out or a trip to the spa. Each day, I can take small steps to restoring my body and soul without shoveling out loads of cash. Then, when you need to, take the time and all the money you’ve saved to buy yourself a new pair of hole free shoes.

My book is now available:Slaying the Debt Dragon: How One Family Conquered Their Money Monster and Found an Inspired Happily Ever After.You can also check outThe Debt Free DevotionalSelf Care on a Budget - Queen of Free (6)on Kindle.

This post contains an affiliate link. That means when you get a great deal, learn about a way to save, or maybe even something for free, I may end up making a small commission.

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Self Care on a Budget - Queen of Free (2024)

FAQs

How do I take care of myself on a budget? ›

We're sharing our budget-friendly, low-cost self-care tips to get you back on your game and feeling balanced once again.
  1. Tip #1: Get outside. ...
  2. Tip #2: Take a bath. ...
  3. Tip #3: Stay hydrated. ...
  4. Tip #4: Get some sleep. ...
  5. Tip #5: Stretch. ...
  6. Tip #6: Read more. ...
  7. Tip #7: Say no. ...
  8. Tip #8: Declutter your space.

How to afford self-care? ›

Many people perceive self-care to be expensive. In reality, the most accessible self-care is often the simplest.
  1. Get enough sleep. It may sound simple, but getting enough sleep can be challenging. ...
  2. Get moving. You don't have to spend money to get moving. ...
  3. Balance your information intake. ...
  4. Eat smarter. ...
  5. Practice grounding.
Sep 19, 2023

How do you budget for personal care items? ›

Clothing and Personal Upkeep

If you buy things like soap and shampoo at the grocery store, it might be easier to include those in your food and grocery budget category. If you purchase your shampoo, body wash, or other grooming items from a specialty store, be sure to include that amount in your monthly budget planner.

How much should you spend on self-care? ›

“The allocation can change depending on your financial situation and goals, but generally, your self-care budget should fall under the 5% to 10% range,” Meiggs said.

What are the 7 pillars of self-care? ›

Each method of self-care fits into one of the seven pillars: mental, emotional, physical, environmental, spiritual, recreational, and social. A well-balanced self-care routine involves each of these, so avoid restricting yourself to just one or two pillars.

What should I do every day to take care of myself? ›

Here are some self-care tips:
  1. Get regular exercise. Just 30 minutes of walking every day can boost your mood and improve your health. ...
  2. Eat healthy, regular meals and stay hydrated. ...
  3. Make sleep a priority. ...
  4. Try a relaxing activity. ...
  5. Set goals and priorities. ...
  6. Practice gratitude. ...
  7. Focus on positivity. ...
  8. Stay connected.

What does poor self-care look like? ›

Poor self-care can manifest in many different ways. It might mean not getting enough sleep or skipping meals for some people. For others, it might involve engaging in harmful behaviors. It can also manifest as neglecting personal hygiene or not taking steps to manage chronic conditions.

What is basic self-care? ›

Common examples of self-care include: maintaining a regular sleeping routine, eating healthy, spending time in nature, doing a hobby you enjoy, and expressing gratitude. Self-care can look different for everyone, but to count as self-care, the behavior should promote health and happiness for you.

What is the average cost of self-care per month? ›

Respondents spend an average of $46 on beauty, $30 on fitness, and $30 on wellness per month. Women spend $124, men pay $94, and non-binary people spend $114 on beauty, fitness, and wellness per month.

What is the 50 30 20 rule? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings.

What is the biggest life expense? ›

We don't put enough attention on taxes.

For most people, it is the single largest expense of your entire life. We tend to overlook this because it feels outside our control, but there are things we can do to optimize our tax burden, and it can be high-return work.

What three things should a good budget include? ›

What monthly expenses should I include in a budget?
  • Housing. Whether you own your own home or pay rent, the cost of housing is likely your biggest monthly expense. ...
  • Utilities. ...
  • Vehicles and transportation costs. ...
  • Gas. ...
  • Groceries, toiletries and other essential items. ...
  • Internet, cable and streaming services. ...
  • Cellphone. ...
  • Debt payments.

What are examples of self-care? ›

What is Self-Care? Self-care activities can range from physical activities such as exercising and eating healthy, to mental activities such as reading a book or practicing mindfulness, to spiritual or social activities such as praying or catching lunch with a friend.

How much does the average woman spend on personal care? ›

Women spend slightly more than men on beauty products and services. Women spend $3,756 a year compared to $2,928. This amounts to $225,360 and $175,000 over a lifetime!

Can you do too much self-care? ›

You are the only person who can answer this question, and a sign of a self-care routine being overdone is that you are tired completing your daily habits. If you are exhausted after all of the activities that supposedly make you relaxed, you may be going too hard on yourself.

How much do people pay for self-care? ›

People are spending an average of $374.95 per month on their mental health, a 30.6% increase of $87.95 from $287 in 2020. 73.1% stated that they feel emotionally stressed. 89.4% of Americans emotionally spend in some form. The average emotional spend purchase is $62.55.

Is it possible to afford to live on my own? ›

Can you afford to live alone? The average spending per month for a single person in the United States is $3,693 per month ($44,312 per year), according to 2022 data from the Bureau of Labor Statistics' Consumer Expenditure Study. Being able to afford living on your own is a major financial milestone, but it's not easy.

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