7 December 2023
SPEECH
Frank Elderson:Powers, ability and willingness to act – the mainstay of effective banking supervision
Speech by Frank Elderson, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB
English
6 December 2023
THE ECB BLOG
Green lending: do banks walk the talk?
Banks are talking more about the environment. But does such talk go hand in hand with greener lending? The ECB Blog finds a disconnect: banks talking more about their environmental policies and goals tend to lend more to brown industries.
- Mariassunta Giannetti
- Martina Jasova
- Maria Loumioti
- Caterina Mendicino
English
Details
- JEL Code
- G11 : Financial Economics→General Financial Markets→Portfolio Choice, Investment Decisions
G15 : Financial Economics→General Financial Markets→International Financial Markets
G21 : Financial Economics→Financial Institutions and Services→Banks, Depository Institutions, Micro Finance Institutions, Mortgages
30 November 2023
SPEECH
Christine Lagarde:Welcome address at the fifth ECB Forum on Banking Supervision
Speech by Christine Lagarde, President of the ECB, at 5th ECB Forum on Banking Supervision "Europe: banking on resilience" in Frankfurt, Germany
English
22 June 2023
SPEECH
Fabio Panetta:Central clearing in turbulent times: frontiers in regulation and oversight
Keynote speech by Fabio Panetta, Member of the Executive Board of the ECB, at the Fifth Joint Deutsche Bundesbank, European Central Bank and Federal Reserve Bank of Chicago Conference on CCP Risk Management
English
9 June 2023
SPEECH
Luis de Guindos:EU banking package
Contribution by Luis de Guindos, Vice-President of the ECB, at Seminar on the Capital Requirements Regulation and Directive (CRR/CRD)
English
8 June 2023
THE ECB BLOG
Frank Elderson:The economy and banks need nature to survive
Humanity needs nature to survive, and so do the economy and banks. The more species become extinct, the less diverse are the ecosystems on which we rely. This presents a growing financial risk that cannot be ignored, warns Frank Elderson, member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB.
English
Details
- JEL Code
- Q50 : Agricultural and Natural Resource Economics, Environmental and Ecological Economics→Environmental Economics→General
Q20 : Agricultural and Natural Resource Economics, Environmental and Ecological Economics→Renewable Resources and Conservation→General
G28 : Financial Economics→Financial Institutions and Services→Government Policy and Regulation
17 May 2023
SPEECH
Luis de Guindos:A resilient banking sector for the euro area
Remarks by Luis de Guindos, Vice-President of the ECB, at the 18th edition of the Banking Sector Industry Meeting “Banking: Navigating the Wave of Inflation”
English
4 November 2022
THE ECB BLOG
Andrea Enria, Luis de Guindos:Strong rules, strong banks: let’s stick to our commitments
We need strong rules for strong banks. Basel III has what it takes. But planned EU laws might fall behind international standards, write ECB Vice-President Luis de Guindos, ECB Supervisory Chair Andrea Enria and EBA Chairperson José Manuel Campa in a joint Blog post.
- José Manuel Campa
English
Details
- JEL Code
- G21 : Financial Economics→Financial Institutions and Services→Banks, Depository Institutions, Micro Finance Institutions, Mortgages
7 May 2022
INTERVIEW
Christine Lagarde:Interview with Delo
Interview with Christine Lagarde, President of the ECB, conducted by Miha Jenko and published on 7 May 2022
English
OTHER LANGUAGES(1)+
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See AlsoWhy do we regulate banks?Banking Regulation 2024 - UK | Global Practice GuidesBanking Regulation 2024 | Global Practice Guides2024 Banking Regulatory OutlookSlovenščinaSL
7 May 2021
PRESS RELEASE
ECB updates treatment of leverage ratio in the Eurosystem monetary policy counterparty framework
English
Annexes
7 May 2021
OTHER PUBLICATION
Guideline of the European Central Bank amending Guideline (EU) 2015/510 on the implementation of the Eurosystem monetary policy framework (ECB/2021/23)
English
9 April 2021
INTERVIEW
Isabel Schnabel:Interview with Der Spiegel
Interview with Isabel Schnabel, Member of the Executive Board of the ECB, conducted by Tim Bartz and Stefan Kaiser on 1 April and published on 9 April 2021, in print on 10 April 2021
English
OTHER LANGUAGES(1)+
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DeutschDE
1 March 2021
SPEECH
Luis de Guindos:Macroprudential policy after the COVID-19 pandemic
Panel contribution by Luis de Guindos, Vice-President of the ECB, at the Banque de France / Sciences Po Financial Stability Review Conference 2021 “Is macroprudential policy resilient to the pandemic?”
English
19 November 2020
SPEECH
Isabel Schnabel:COVID-19 and the liquidity crisis of non-banks: lessons for the future
Speech by Isabel Schnabel, Member of the Executive Board of the ECB, Financial Stability Conference on “Stress, Contagion, and Transmission” organised by the Federal Reserve Bank of Cleveland and the Office of Financial Research
English
Annexes
19 November 2020
SPEECH
Slides
English
21 September 2020
PRESS RELEASE
ECB proposes to reduce reporting burden for banks and increase data quality
English
Related
21 September 2020
OTHER PUBLICATION
The ESCB input into the EBA feasibility report under article 430c of the Capital Requirements Regulation (CRR 2)
English
17 September 2020
PRESS RELEASE
ECB’s Governing Council says that exceptional circ*mstances justify leverage ratio relief
English
1 July 2020
INTERVIEW
Luis de Guindos:Interview with La Stampa
Interview with Luis de Guindos, Vice-President of the ECB, conducted by Marco Zatterin on 26 June 2020 and published on 1July 2020
English
OTHER LANGUAGES(1)+
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ItalianoIT
16 April 2020
SPEECH
Christine Lagarde:IMFC Statement
Statement by Christine Lagarde, President of the ECB, at the forty-first meeting of the International Monetary and Financial Committee
English
26 February 2020
SPEECH
Fabio Panetta:Joining forces: stepping up coordination on risks in central clearing
Introductory remarks by Fabio Panetta, Member of the Executive Board of the ECB, at the Second Joint Bundesbank/ECB/Federal Reserve Bank of Chicago Conference on CCP Risk Management
English
10 February 2020
INTERVIEW
Luis de Guindos:Interview with Expansión
Interview with Luis de Guindos, Vice-President of the ECB, conducted by Andrés Stumpf on 6 February 2020 and published on 10 February 2020
English
OTHER LANGUAGES(1)+
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EspañolES
25 November 2019
SPEECH
Yves Mersch:From BaselIII to European banking regulation
Dinner speech by Yves Mersch, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, at the IIF 6th Annual European Banking Union Colloquium
English
21 November 2019
SPEECH
Yves Mersch:Future-proofing the European banking market – removing the obstacles to exit
Speech by Yves Mersch, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, at the S&P Global’s European Financial Institutions Conference, Paris
English
18 November 2019
SPEECH
Luis de Guindos:Opportunities and challenges for the euro area financial sector
Opening speech by Luis de Guindos, Vice-President of the ECB, at the 22nd Euro Finance Week
English
21 May 2019
SPEECH
Luis de Guindos:Global financial regulation: where next? Pending tasks for regulators and macroprudential policy makers
Speech by Luis de Guindos, Vice-President of the ECB, London City Week, London, 21 May 2019
English
27 March 2019
SPEECH
Sabine Lautenschläger:Cross-border banking since the crisis – lessons for supervisors
Statement by Sabine Lautenschläger, Member of the Executive Board of the ECB, at the 10 Years Vienna Initiative - Anniversary Conference 2019, in Vienna, Austria, 27 March 2019
English
12 March 2019
SPEECH
Sabine Lautenschläger:The evolution of banking regulation
Panel remarks by Sabine Lautenschläger, Member of the Executive Board of the ECB, at the Financial Stability Institute 20th anniversary conference, Basel, 12 March 2019
English
17 January 2019
SPEECH
Sabine Lautenschläger:A supervisory perspective on 2019 and beyond
Speech by Sabine Lautenschläger, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, at Risk Management & Supervisory Conference organised by Banking & Payments Federation Ireland, in Dublin, Ireland, 17 January 2019
English
14 December 2018
SPEECH
Sabine Lautenschläger:The banking sector – where did we end up after all the reforms?
Opening statement by Sabine Lautenschläger, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, to panel 1 "After all the reforms: Where did we end up?" at the 6th Frankfurt Conference on Financial Market Policy: "European Financial Markets – Too Much Variety?" in Frankfurt, 14 December 2018
English
30 October 2018
SPEECH
Sabine Lautenschläger:Ten years after the crisis – risks, rules and supervision
Speech by Sabine Lautenschläger, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, at the 13th ASBA-BCBS-FSI High-Level Meeting on Global and Regional Supervisory Priorities in Nassau, Bahamas, 30 October 2018
English
12 October 2018
SPEECH
Sabine Lautenschläger:Guardians of stability – Central Banks, supervisors and the quest for financial stability
Speech by Sabine Lautenschläger, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, Central Bank of Malta, Valletta, 12 October 2018
English
5 September 2018
SPEECH
Peter Praet:Creating an enabling environment for pan-European banks in the Banking Union
Remarks by Peter Praet, Member of the Executive Board of the ECB, at the Eurofi Financial Forum 2018, Vienna, 5 September 2018
English
29 May 2018
SPEECH
Yves Mersch:Euro Clearing – the open race
Keynote speech by Yves Mersch, Member of the Executive Board of the ECB, at the Frankfurt Finance Summit, Frankfurt, 29 May 2018
English
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DeutschDE
14 May 2018
SPEECH
Yves Mersch:Virtual currencies ante portas
Speech by Yves Mersch, Member of the Executive Board of the ECB, at the 39th meeting of the Governor’s Club Bodrum, Turkey, 14 May 2018
English
3 May 2018
SPEECH
Vítor Constâncio:Why EMU requires more financial integration
Keynote speech by Vítor Constâncio, Vice-President of the ECB, at the joint conference of the European Commission and European Central Bank, Frankfurt am Main, 3 May 2018
English
22 March 2018
SPEECH
Sabine Lautenschläger:Banking regulation and supervision – you can't have one without the other
Speech by Sabine Lautenschläger, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, 9th Annual EFR Stakeholder Round Table on "Financial Fragmentation or Integration", Brussels, 22 March 2018
English
15 March 2018
SPEECH
Sabine Lautenschläger:The banks and the market
Speech by Sabine Lautenschläger, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, Lecture at the Florence School of Banking and Finance, Florence, 15 March 2018
English
29 January 2018
SPEECH
Sabine Lautenschläger:Basel III - sense and sensitivity
Speech by Sabine Lautenschläger, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, Institute for Law and Finance Conference on Basel III, Frankfurt am Main, 29 January 2018
English
FAQs
Where can I find banking regulations? ›
The OCC's regulations, derived from these acts, are in title 12 of the Code of Federal Regulations, "Banks and Banking" (12 CFR 1–199).
What are the regulatory reports for banks? ›Regulatory reporting is a fundamental aspect of banking operations. It involves the meticulous preparation and timely submission of periodic reports to regulatory authorities, which are instrumental in monitoring and supervising the functioning of banks.
What are the two types of banking regulation? ›Bank regulation—two distinct types
There are two broad classes of regulation that affect banks: safety and soundness regulation and consumer protection regulation.
It is ranked 49/425 in the field of Law. The journal was also awarded with a CiteScoreTM of 2.7. In 2022, the average Altmetric score across the journal was 8.5.
What organization regulates banks? ›The FDIC regulates a number of community banks and other financial institutions. To determine who regulates your bank, go to FDIC Bank Find.
Who makes banking regulations? ›The OCC charters, regulates, and supervises all national banks and federal savings associations as well as federal branches and agencies of foreign banks. The OCC is an independent bureau of the U.S. Department of the Treasury.
How do you check if a bank is regulated? ›You can check our Financial Services Register (FS Register) to make sure a firm or individual is authorised. It will also tell you the activities the firm has permission for.
What are the three components of bank regulation? ›Common bank regulations include reserve requirements, which dictate how much money banks must keep on hand; capital requirements, which dictate how much money banks can lend; and liquidity requirements, which dictate how easily banks can convert their assets into cash.
Which one of the reports that banks must file identifies violations? ›SAR Reporting Requirements
The U.S. Department of the Treasury's financial recordkeeping regulations (31 CFR 1020.320) require federally supervised banking organizations to file a SAR when they detect a known or suspected violation of federal law meeting applicable reporting criteria.
U.S. banking regulation addresses privacy, disclosure, fraud prevention, anti-money laundering, anti-terrorism, anti-usury lending, and the promotion of lending to lower-income populations. Some individual cities also enact their own financial regulation laws (for example, defining what constitutes usurious lending).
Who supervises banks in the USA? ›
Federal Reserve Board - The Federal Reserve Board supervises state-chartered banks that are members of the Federal Reserve System. Visit the Consumer Information page for assistance.
Are all banks federally regulated? ›Banks in the United States are regulated on either the federal or state level, depending on how they are chartered. Some are regulated by both. The federal regulators are: The Office of the Comptroller of the Currency (OCC)
Who is the best financial regulator? ›CBEST is a regulator-led assessment; regulators provide guidance and oversight throughout the assessment, verifying the exercise runs in accordance with the CBEST assessment framework.
What is the International Journal of Financial Regulation? ›The Journal of Financial Regulation is an international forum for the publication of world-class scholarship examining theoretical, policy and practice-oriented issues relating to the regulation of financial markets and institutions.
Which journal ranking is best? ›| Publication | h5-index | |
|---|---|---|
| 1. | Nature | 467 |
| 2. | The New England Journal of Medicine | 439 |
| 3. | Science | 424 |
| 4. | IEEE/CVF Conference on Computer Vision and Pattern Recognition | 422 |
You can read the full text of the Federal Register and the Code of Federal Regulations (CFR) on the web, find them in libraries, or purchase them from the Government Printing Office (GPO).
Who are the US banking regulators? ›- The Federal Reserve System. The Federal Reserve directly supervises state-chartered banks that choose to become members as well as foreign banking offices and Edge Act corporations. ...
- The Office of the Comptroller of the Currency. ...
- The Federal Deposit Insurance Corporation. ...
- State banking agencies. ...
- Other regulators.
Bank regulation, or supervision, involves four federal agencies and fifty state agencies.
Do banks have compliance departments? ›At the core of any financial institution's strategy to ensure compliance is its dedicated, compliance officer or department. This department acts as a vigilant guardian, ensuring that the bank operates within the confines of legal and ethical standards.