[PDF] A replication study of the credit card effect on spending behavior and an extension to mobile payments | Semantic Scholar (2024)

23 Citations

The Influence of Payment Method: Do Consumers Pay More with Mobile Payment?

The Influence of Payment Method: Do Consumers Pay More with Mobile Payment? By Yizhao Jiang Claremont Graduate University 2022 The introduction of new payment methods has resulted in one of the most

  • PDF
Examining the dynamics leading towards credit card usage attitude: an empirical investigation using importance performance map analysis
    Bikramjit RishiDilip Kumar MallickAtul Shiva

    Business, Economics

    Journal of Financial Services Marketing

  • 2022

Many researchers have investigated the consumer’s attitude towards using credit cards. However, how the different attributes contribute to credit card usage attitude is not evident. Thus, the main

  • 3
The Impact of Mobile Payment on Hedonic Preference
    Yining YuXixian PengLei Wang

    Economics, Business

    Journal of Interactive Marketing

  • 2023

With the progress of high technologies in payment systems, the usage rate of mobile payment is rapidly growing worldwide. However, whether mobile payment influences consumers’ choices between hedonic

  • 2
Pleasure of paying when using mobile payment: Evidence from EEG studies
    Manlin WangAiqing Ling Qing-guo Ma

    Psychology

    Frontiers in Psychology

  • 2022

Mobile payment has emerged as a popular payment method in many countries. While much research has focused on the antecedents of mobile payment adoption, limited research has investigated the

  • 3
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I won't touch money because it is dirty: examining customer's loyalty toward M-payment
    P. GoelAashish GargAnuj SharmaNripendra P. Rana

    Business, Psychology

    International Journal of Bank Marketing

  • 2021

Results of the study indicate that perceived severity and trust act as stimuli for M-payment loyalty, and trust not only influences loyalty directly but also through intimacy.

  • 28
Consumers' perceptions of intention to use a credit card: perceived risk and security
    Aida Ahmed Zahrani

    Business, Economics

    Entrepreneurship and Sustainability Issues

  • 2021

The goal of this study is to combine the Technology Acceptance Model (TAM) with the theory of perceived risk to create a hypothetical model for consumer behavioral intention that will be validated

Financial inclusion – does digital financial literacy matter for women entrepreneurs?
    Rashedul HasanMuḥammad AshfaqTamiza ParveenA. Gunardi

    Economics, Business

    International Journal of Social Economics

  • 2022

PurposeWomen's financial inclusion has become a global research agenda, and past studies provide mixed evidence on the determinants of financial inclusion among women entrepreneurs across the globe.

  • 6
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Customer adoption of p2p mobile payment systems: The role of perceived risk
    D. BelancheMiguel GuinaliuPablo Albás

    Business, Computer Science

    Telematics Informatics

  • 2022
  • 28
Two decades of mobile payment research: A systematic review using the TCCM approach
    C. BeheraRajeev Kumra

    Business, Computer Science

    International Journal of Consumer Studies

  • 2023

This comprehensive review examines exhaustive 310 studies in the MPS literature using the theory‐context‐characteristics‐methods framework, providing insights into all stakeholders and contexts studied, and suggests expanding the scope of MPS research to include emerging mobile payment options like buy now pay later and facial recognition payment system (FRPS).

How e-wallets encourage excessive spending behavior among young adult consumers?
    Hendy Mustiko AjiW. R. Adawiyah

    Business, Economics

    Journal of Asia Business Studies

  • 2021

PurposeAs it gains more popularity, e-wallets drive its users to spend more. Therefore, the purpose of this paper is to explore how and why e-wallets may encourage excessive spending behavior among

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37 References

The effect of credit card versus mobile payment on convenience and consumers’ willingness to pay
    Joe BodenErik MaierR. Wilken

    Economics, Business

  • 2020
  • 97
Monopoly money: the effect of payment coupling and form on spending behavior.
    Priya RaghubirJoydeep Srivastava

    Economics

    Journal of experimental psychology. Applied

  • 2008

The difference in spending across payment modes (cash and gift certificates) is attenuated by altering the salience of parting with money through contextual manipulations of the differences between cash and gift certificate.

  • 285
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Effect of Credit Card Logos on the Consumer Item Price Estimated by Japanese College Students
    S. NakajimaMutsumi Izumida

    Psychology, Economics

  • 2015

Although Feinberg (1986, Journal of Consumer Research, 13, 348–356) has demonstrated that people’s estimated prices of consumer items are increased by credit card logos presented with the items,

  • 2
The “Negative” Credit Card Effect: Credit Cards as Spending-Limiting st imuli in new Zealand
    C. LieM. HuntH. PetersB. VeliuD. Harper

    Economics, Psychology

  • 2010

The “credit card effect” describes a finding where greater value is given to consumer items if credit card logos are present. One explanation for the effect is that credit cards elicit spending

  • 13
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Time to Cut Up Those Debit Cards? Effect of Payment Mode on Willingness to Spend
    Amy MooreM. S. Taylor

    Economics, Business

  • 2011

Financial industry data indicate that consumers increasingly prefer debit cards over credit cards, especially as a means of enforcing financial self-discipline. Given prior research suggesting that

  • 13
What else can your payment card do? Multifunctionality of payment modes can reduce payment transparency
    Rufina GafeevaE. HoelzlH. Roschk

    Economics, Business

  • 2018

Payment modes (e.g., cash vs. credit card) vary in the transparency of the outflow of money. Smartcards (multifunctional cards), which bundle payment with non-payment functions (e.g., loyalty

  • 13
Always Leave Home Without It: A Further Investigation of the Credit-Card Effect on Willingness to Pay
    D. PrelecD. Simester

    Economics, Business

  • 2001

In studies involving genuine transactions of potentially high value we show that willingness-to-pay can be increased when customers are instructed to use a credit card rather than cash. The effect

  • 371
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Effects of Payment Mechanism on Spending Behavior: The Role of Rehearsal and Immediacy of Payments
    D. Soman

    Economics

  • 2001

Past expenses have been shown to influence future spending behavior by depleting available budgets. However, a prerequisite for this relationship is the accurate recall of past payments and the

  • 396
  • PDF
Credit Cards as Spending-Facilitating Stimuli: A Test and Extension of Feinberg's Conditioning Hypothesis
    James M. HuntAnindya ChatterjeeRenee A. FlorsheimJ. B. Kernan

    Economics, Psychology

  • 1990

To replicate and extend the 1986 work of Feinberg, the effect of a credit card's presence on subjects' spending behavior was assessed. Over-all, no main effect was observed, which does not support

  • 31
How Mobile Payment Influences the Overall Store Price Image
    T. FalkW. KunzJ. SchepersAlexander J. Mrozek

    Business, Economics

  • 2016
  • 67

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    [PDF] A replication study of the credit card effect on spending behavior and an extension to mobile payments | Semantic Scholar (2024)
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