Money-Saving Tips From the Amish Lifestyle (2024)

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by Christine T 7 Comments

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Use these money-saving tips from the Amish lifestyle to inspire you to live a more frugal life.

Money-Saving Tips From the Amish Lifestyle (1)

Money-Saving Tips From the Amish Lifestyle (2)

The Amish are known for a couple things; hats, bonnets, horse and buggy and simplicity. It is that simplicity that allows them to live frugally and sustainably. While the Amish are not online telling us about their financial matters, some of their financial choices are something we all could benefit from. Here are some money saving tips from the Amish way of life that can be applied to any family to help save money.

Money Saving Tips from the Amish Lifestyle

Save way more than you spend. Most people set aside a little amount towards savings each paycheck or month and the section that is for entertainment, clothing, shopping and other unnecessary things in life is way bigger in the budget. The Amish value saving over spending so they put away a lot of their earnings. While you don’t have to forgo fun in order to do this, try to take a bigger chunk of your check and place it in savings and see it add up.

Avoid debt and credit. The Amish do not use credit cards or loans outside of their community if it all possible. This is because they see debt as somewhat sinful so they don’t take any on. While you may not agree that debt is sinful, you should take a good look at taking on more debt and be honest if it is something you need or if you could earn the money for something you are wanting to take a loan out on another way.

Recycle and re-use more. The Amish culture does not see waste as a normal thing. Americans waste so much in our everyday life. Try to find ways to re-use something you would normally throw away and be conscious of what you are buying and how much waste it will produce. In fact, look at the containers that things come in when you buy them. Before you even stick it on the check-out belt, think of a way it can be used for another purpose. Not only will your pocketbook thank you, but you will be saving the Earth as well.

Money-Saving Tips From the Amish Lifestyle (3)

Money-Saving Tips From the Amish Lifestyle (4)

Buying in bulk is normal and so is making everything from scratch. While many of us don’t have time to make everything from scratch and churn our own butter, you can stop spending money on many of the conveniences you buy. The funny thing is, you may spend 3 times more on something just to take a short cut when the shortcut you are taking is really only shaving off 5-10 minutes of your time. Buying in bulk can also be a huge money saver, especially when it comes to dry goods like pasta, spices and baking supplies. Here are some tips for buying in bulk.

The Amish have skills that we pay money for. Pretty much every adult in the community can do something, make something or contribute in a tangible way. They have skills that are lost by many of us in the “English” world. This means they don’t feel the need to buy stuff that is factory made because they can make many of these items and they don’t fret if something needs fixing. Since the Amish have these skills, they don’t spend money on tailors, carpenters, restaurants and so on. They do it themselves. You don’t have to know all the skills to benefit from this financial tip, but learning a few new skills can really save you along the way.

Money-Saving Tips From the Amish Lifestyle (5)

Money-Saving Tips From the Amish Lifestyle (6)

Do you plan to try some of these tips from the Amish way of life?

More Money Saving Tips

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Comments

  1. Cynthia says

    One point that is not understood by the English, is that Amish live in a community. They get what they need from the community and not the outside world. That’s the problem with the outside world. The have no one to go to when they need something.

    Reply

    • Alea Milham says

      Actually, I lived very near an Amish community in Maryland and they did go to the local stores to the basic supplies they needed. They also had a large market where the English could buy produce and other things from them.

      When my husband was in the Navy we definitely had a community that we could rely on and some churches also provide that community for others. I believe we have been able to live by these basic principles even when we haven’t had a community though.

      Reply

  2. Beth says

    Butter is less expensive to buy than to make if you don’t have mill cows. It is easy to whip up with a kitchenaid mixer. Just remember you havr to rinse the whey off the butter solids before storing.

    Reply

  3. judy says

    You can easily make your own butter if you have a stand mixer or even a jar with a tight fitting lid. Google it! Takes about 10 minutes

    Reply

  4. Maura says

    I live in an area with a lot of Amish and Mennonites. They do not always cook/bake from scratch you find them in Walmart buying processed and packaged foods. They also have local markets where they shop. Certain orders allow technology so they use that as well. Even though their lifestyle is a lot simpler they are as busy if not more busier than their English counterparts. So they look for convenience just as we do.

    Reply

  5. Chrissy says

    That may be true, but they don’t pay any utilities and don’t buy electronic gadgets. Even living simply, unless you are amish, you have utilities of some sort. They also utilize the “community aspect” and help each other out. This means they trade services alot. We could do this, but you must know the right people. I love the tips listed, but there are other things that people struggle with financially.

    Reply

  6. Alison says

    Christine, thank you for sharing this information. I am always interested in how the Amish do what they do and admire them for it. I am so ready to live a simple and stress free (read debt free) life. Thank you for the inspiration.

    Reply

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Money-Saving Tips From the Amish Lifestyle (2024)

FAQs

How do the Amish save so much money? ›

They Grow Their Own Food

The Amish grow almost all of their own meats and vegetables and not only save significant money, but serve much healthier meals in the process. While raising your own cattle and pork is simply not an option for everyone, you need very little space to start a small gardenor herb box of your own.

What are the frugal lessons of the Amish? ›

Become Skilled. The Amish possess certain skills which naturally save them money. They know how to sew and mend their own clothes, preserve their own food, knit their own mittens, construct their own buildings, take care of their own livestock, bale their own hay, make their own furniture, etc.

How to live a simple life like the Amish? ›

The Amish tradition places a high value on community-centric living. A large part of this means supporting other businesses and families by purchasing or trading with them for goods and services. You can implement a similar practice in your family by supporting local businesses instead of online shops or chain stores.

Where do Amish get their money? ›

Earning renown as skilled entrepreneurs, the Amish generate income from a diverse array of businesses, ranging from carpentry and construction to retail shops and restaurants. While the Amish are most well-known for farming, community members also provide a variety of services including lodgings and furniture-making.

What do Amish buy at Walmart? ›

The Amish, known for their simple and traditional lifestyle, do shop at Walmart for practical needs. They choose items that align with their values of simplicity and practicality, such as bulk foods, fabrics, and farming supplies, while avoiding luxury or high-tech products.

Do Amish take credit cards? ›

Amish have checking accounts and some even use credit cards. While some Amish might trade or barter on a limited scale, it's not the way Amish generally conduct business. Amish adults and married couples typically have checking accounts and this form of payment is very common.

What do the Amish value the most? ›

The Amish value rural life, manual labor, humility, and Gelassenheit, all under the auspices of living what they interpret to be God's word. Members who do not conform to these community expectations and who cannot be convinced to repent face excommunication and shunning.

What are 5 practices all Amish have in common? ›

A: Yes, most Amish groups share certain practices: use of horse and buggy for local transportation, rejection of electricity from public utility lines, prohibition against televisions and computers, some type of distinctive dress, beards for men, ending of formal education at the eighth grade, meeting in homes for ...

How do the Amish survive financially? ›

Part of what allows the Amish to be so self-sufficient is their savings policy. While the average American saves somewhere in the 5% range, the average Amish adult saves close to 20% of their monthly income. Savings becomes a way of life for the Amish and creates a sense of financial independence.

What time do the Amish go to bed? ›

The Amish stay up after dark, but they go to bed early: typically between 9 and 9.30pm in summer, and more like 8.30-9pm in winter. Most people start work at around 5.30am, so they're often up by 4.45am.

How do the Amish clean their homes? ›

Some Amish rely on store-bought soaps, but they tend to select affordable natural products. And others use both store-bought and homemade cleaners. The Old Order Amish generally make their cleaning solutions to use in the home, just like their furnishings.

Do Amish have social security numbers? ›

While the Amish are governed by the law, they don't want to have social security numbers. However, they do get one when they join the church as an adult. Because the Amish come from the Anabaptist tradition, they believe that you should be baptized as an adult when you're fully able to consent.

Do Amish people collect Social Security? ›

One consequence of observing these and other core beliefs is that the Amish refrain from accepting Social Security and Medicare benefits, and in some cases from even obtaining a Social Security number, at least until later in life.

Are there Amish millionaires? ›

“An Amish millionaire is not something unheard of.” Their business and financial savvy goes far beyond rebuking modern conveniences like electricity and technology.

Do the Amish put their money in banks? ›

The only time an Amish person might use a credit card is to purchase a farm. Negotiating for such a huge purchase necessitates dealing with a banker. In these cases, the Amish turn to local banks for assistance.

What is the average income of an Amish family? ›

The tract that contains the most Amish is far from uniform, however. The distribution shows a significant number of families with incomes below $49,000. Twenty three percent of households living in this Census Tract have average incomes of about $42,000. More fascinating is the emergent mode at $75,000.

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