How I Feed My Family On A Budget: A Family of 5 for $300 monthly (2024)

Learn how I manage to feed my family on a budget, a family of 5 of us for just $300 a month! You can save money by lowering your food expenses per month.

How to feed your family on a budget

It seems like everyone is itching to save money these days, so what better way to do so than to cut down on monthly food expenses? We all want to know how to save money on groceries, especially with families to feed.

My family consists of myself, my husband (who should really count for two people), my mother-in-law, MJ (5), and Baby Girl (1). That’s three eating adults instead of the normal two, so I really have the challenge of stretching meals and making our budget work.

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How to Feed a Family of 5 on a Budget

By buying in bulk, trying store brands, using coupons, and some planning and preparation, I am able to feed my family on a budget for an entire month using no more than $300! You might ask, “is $300 a month enough for food?” With pre-planning and small kids, the answer is YES. Here is our monthly sample shopping meal plan:

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1st week: The biggest shopping week for us. This is where I re-stock all of our meats, canned foods, eggs, bread, milk, juice, pantry staples, seasonings, fruits, vegetables, and other necessary items. I spend about $125 on this trip.

2nd week: This trip is usually a Walmart/Target trip and includes toiletries, snacks, paper towels, laundry items, cleaners, and anything else we need to maintain the household. I buy enough here to last the whole month. I spend about $50-75 on this trip.

3rd week: A light re-stocking of grocery items we have run out of, such as fruits, veggies, or specifics I need to cook with for the week. I spend about $40

4th week: Another Walmart/Target trip, re-stocking odds and ends we may need before it’s time to do the next mass shopping trip. I spend around $40.

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Photo credit: USDAgov via VisualHunt.com / CC BY

Calculate your monthly grocery spending

I have friends that are single and calculated their monthly spending at$400-500 per month on food alone, FOR ONE PERSON. Yikes! It’s wonderful to treat yourself to the more expensive ways of living when you can afford it, but when you are on a tight family budget, you must pinch pennies and be a smart spender. Check out these ideas I have implemented in my weekly shopping trips to feed my family on a budget…

Buy Staples In Bulk

I buy all of our staple foods in bulk. When you do so, you save a pretty good amount rather than buying small amounts every week. A few examples:

  • You can buy 3 lbs of frozen chicken breasts for about the same price you would buy 1 lb of fresh chicken breast.
  • Buy a large 10 lb. bag of potatoes instead of smaller bags or purchasing them singly. My local farmer’s market has 10 lb. bags for only $1.99, whereas I would only get about 3 large potatoes for the same price if I bought them separately.
  • Stocking up on rice is cheaper when you buy it in bulk, plus it can be used for so many great meals and is very filling.
  • This also goes for miscellaneous items you need: buy diapers in bulk, toilet paper in bulk, paper towels, trash bags, you name it.

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Matching Coupons with Sales

Another way I feed my family on a budget is clipping and saving coupons, you never know when an item is going to be marked down! As always, if the matching store-brand item is still cheaper than the brand name item with a coupon, I would buy the store brand. Take a look at the store’s weekly ad and compare them with the coupons you currently have and that are available to print. You can end up saving over 50% by matching the manufacturer’s coupon with sales and/or in-store coupons. There are a few great blogs that do this on a weekly basis to make our lives a tad easier. My favs:

  • MoneySavingMom.com: Posts the greatest deals and coupons matchups for a variety of stores, including Walmart, Target, CVS, and more.
  • ForTheMommas.com– Provides different scenarios on how to maximize your savings at various stores, such as Kroger, Safeway, Kmart, Shop Rite, Geunardi’s, Meijer, Food Lion, and more.
  • PocketYourDollars.com– This site actually makes a shopping list for a bunch of popular food and drug stores across the country. Take advantage of the deals posted here!

Note: The best places to print manufacturer’s coupons online are Coupons.com, Hopster,Red Plum, Coupon Network, and Smartsource.

Shopping at Discount Stores

Do not be afraid to visit your local Food 4 Less, Dollar Tree, Save-A-Lot, and 99¢ stores, you would be surprised at what you can find! Even the Target and Walmart Supercenters have better deals than your local expensive grocery store. I have seen multiple items at almost half of the price they would be at the grocery giants. It really makes a difference.

Save by buying store brand items

Many of us are stuck on brand-name items. Remove yourself and take a peek at what the store brand has to offer! They often have many of the staple items, snacks, toiletries, and beverages you may be looking for at only a fraction of the price of the more popular brand name items. Some of my favorite store brands are Safeway brand, Market Pantry (Target), and Kroger brand (Kroger, Ralphs, Food 4 Less).

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Shopping in-season produce

This applies to mostly fruits and vegetables. Try to stick to the items that are in season, they are much more plentiful so they cost less. For example, buying peaches in the winter is almost always a fail, which is totally against my ways to feed my family on a budget. If they are available, they cost an arm and a leg, and usually end up being super hard anyway!

More of our feeding family on a budget tips

Stop Buying The Unnecessary: Selecting Snacks and Sweets – Snacks and sweets are wonderful to have in the pantry, but they are not always necessary. Be selective of what snacks you buy and how much you are really getting for what you pay. I know those cookies look delicious, but in reality, snacks are some of the priciest items to buy, don’t be afraid to limit yourself. This is one of the times that you should strategize, using the “Matching Coupons With Sales” and the “Store Brand Items” sections above.

Plan for Left Overs, Left Overs, Left Overs!– I normally cook about 3 times a week and I make sure to cook enough food for at least one night of leftovers. It is much easier and cheaper to double your family dinner recipes and cook them once than to have a new meal with different ingredients every night. Breakfast and lunch are simple, but it is dinner that I have to plan out. Check out my weekly menu scenario for next week…

Sample Weekly Menu Plan

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Sample meal planning menu with ground turkey

This whole menu was planned with ground turkey in mind. I can buy a bunch in bulk and apply it to all meals listed, the Chili, Tacos, and Spaghetti. You can do the same with chicken breast, pork chops, ground beef, or whatever you like. The only other ingredients I need are veggies, noodles, bread, and simple odds and ends to complete the meal.

Note: Adding garlic bread or a side salad to a meal is a great, inexpensive way to stretch your meal and fill those tummies!

Rarely Eat Out – My husband and I used to eat out all of the time! I must admit, it was mostly me driving that habit. We have since drastically reduced our dining out nights, saving us hundreds of dollars per month! When we do eat out, I definitely make sure that we have a coupon accessible. Calculate the number of times you eat out per month, how much could you save if you at least cut it in half?

When you do eat out, save a bundle using Restaurant.com. You can get $25 gift certificates torestaurantsin your area for as low as $2! There are different promotions and codes available, GO HERE to see the latest.

You can save money and feed your family on a budget!

I hope you are inspired by the way I feed my family on a budget, if you are not already trying some of these steps to reduce your grocery bill, I suggest you get started. The strategies I use to feed my family on a budget really make a difference in my household.

How large is your family and how much do you spend monthly on groceries, eating out, toiletries, and household necessities? Please leave a comment and share this article!

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How I Feed My Family On A Budget: A Family of 5 for $300 monthly (2024)

FAQs

How much should it cost to feed a family of 5 for a month? ›

Average Grocery Budget for American Family of Five
Spending levelCost per monthCost per year
Thrifty$922$11,064
Low-cost$991$11,892
Moderate-cost$1,233$14,796
Liberal$1,488$17,856
May 6, 2023

What is a good grocery budget for a family of 5? ›

Feeding A Family According To The USDA
Thrifty$970.50
Low-Cost$1,044.70
Moderate Cost$1,299
Liberal$1,568.10
Nov 27, 2023

How to budget for a family of 5? ›

Note the monthly take-home pay total, then take a first whack at a budget. We like the 50/30/20 budget as a place to start. It splits your income three ways: 50% toward needs, such as groceries, housing, basic utilities, transportation, insurance, child care and minimum loan payments.

How much money does a family of 5 need? ›

The latest data show average monthly expenses ranged from $3,693 for one person to $8,068 for a family of five or more.

What is the average weekly grocery bill for a family of 5? ›

According to the U.S. Department of Agriculture (USDA), the average weekly grocery bill for a family our size is $344.70; that means more than $1,400 each month. There are times when my weekly grocery bill approaches that number but for the most part, I'm able to keep it to $200 per week. Here's how.

Is $200 a month enough for groceries for one person? ›

* YES! It is possible to eat healthy for $200 a month. 30 Days on $200 shopping list is intended for one person.

What is a reasonable monthly grocery budget? ›

According to the USDA guidelines, you might spend $979 a month on a thrifty plan, $1,028 on a low-cost plan, $1,252 on a moderate-cost plan and $1,604 on a liberal plan. The USDA guidelines can provide a starting point for a food budget, but they don't consider all the variables that can affect cost.

What is the average grocery bill for a family? ›

It's more than almost any other state. The average household in California spends roughly $1,200 a month on groceries — or nearly $300 a week, according to the U.S. Census Bureau. According to the most recent data released from the Household Pulse Survey, American households spend an average of $270 on groceries a week ...

What is a normal monthly grocery budget? ›

For a low-cost budget for a family of four, you can plan on spending $243.80 a week or about $1,055.80 a month. Moderate-cost plan. For a moderate budget for a family of four, you would spend $302.80 a week for groceries or $1,311.50 a month.

How to make a family budget easily? ›

7 Easy steps for creating a Family Budget
  1. Establish a goal. Ask yourself what you want to get out of making a family budget. ...
  2. Choose a digital budgeting tool. ...
  3. Gather your financial information. ...
  4. Organize into categories. ...
  5. Calculate the information. ...
  6. Look for ways to decrease spending. ...
  7. Review your budget monthly.

How do you simplify a family budget? ›

10 Ways to Simplify Your Budget
  1. 60 Percent Solution. There are many ways to structure your budget, but the simplest I've found is the 60% solution. ...
  2. Fewer categories. ...
  3. Pay bills online. ...
  4. Automatic savings. ...
  5. Cash. ...
  6. Envelopes. ...
  7. 15-20 minutes a week. ...
  8. Fewer accounts.

What is considered middle income for a family of 5? ›

You also need an annual household salary of at least $50,000 to be considered middle class in 17 other states, including California, New York, Oregon, Washington, Utah and Hawaii. In California, the difference is $122,000, from a salary of $61,028 on the lower end to $183,102 on the upper end.

What is a livable wage by state? ›

Living Wage Calculation for California
1 ADULT2 ADULTS (BOTH WORKING)
0 Children3 Children
Living Wage$27.32$40.24
Poverty Wage$7.24$8.79
Minimum Wage$16.00$16.00

What is a family budget example? ›

Here, 50% goes towards your necessities, 30% towards leisure and fun, and 20% towards savings. However, this is just one example of how to organize your money. After all, finances are personal, and it's important to organize your family budget in a way that works for you and your family.

How much does it cost to feed a family of 6 per month? ›

For reference, a family of six typically spends anywhere from $1126 to $1546 per month on food and approximately $1,200 per month on other necessities, such as cleaning supplies.

How much does it cost to feed a family for a month? ›

Average Costs and Variations

The average cost of food at home for a family of four, according to the United States Department of Agriculture (USDA), ranges from $567 to $1,296 per month, which comes out to approximately $130 to $300 per week.

How much should a family spend on food per month? ›

According to the USDA guidelines, you might spend $979 a month on a thrifty plan, $1,028 on a low-cost plan, $1,252 on a moderate-cost plan and $1,604 on a liberal plan. The USDA guidelines can provide a starting point for a food budget, but they don't consider all the variables that can affect cost.

How much should a family budget for groceries per month? ›

This includes purchasing items from your local grocery store or supermarket. On average, a family of four can expect to spend anywhere between $500 to $1,000 per month on groceries, depending on factors such as dietary choices, quality of ingredients, and location.

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