Holiday Cancellation Insurance | Cancellation Cover (2024)

FAQs

What is holiday insurance cancellation cover? ›

What does holiday cancellation insurance cover? It covers pre-booked transport – so flights, transfers, train or ferry tickets, as well as accommodation. It will also cover the cost of any activities, excursions or tours you've paid for or are committed to paying for.

Trip cancellation insurance can reimburse prepaid, non-refundable travel expenses if you must cancel your trip due to an unforeseen event covered under your policy. If you are planning your next globetrotting adventure, consider protecting yourself with trip cancellation insurance.

If you need to make a claim because you've cancelled or shortened your trip, your insurer will only accept your claim if you have a good reason for doing this. Reasons may include: unexpected death, illness or injury of you, your partner or people travelling with you.

Claims due to known, foreseeable, or expected events, epidemics, government prohibitions, warnings, or travel advisories or fear of travel are generally not covered (coverage can vary by state.)

One reason you could be forced to cancel your holiday is due to illness, whether that's an illness you're suffering from or a family member. Most travel insurance policies cover cancellation if it's due to unforeseen circ*mstances that you can't help. But do check your individual policy to ensure this is the case.

If you would lose the money you paid for your flights, accommodations, rental car, or activities if you had to cancel or go home early, travel insurance that specifically includes trip cancellation and trip interruption is probably a good idea.

In short, trip cancellation coverage provides coverage for the money you would lose, while trip interruption coverage provides payment for the additional money for covered reasons you would have to spend to return home or resume your trip.

90 days before your holiday: lose the money you put down as a deposit. 60 days before your holiday: lose 50% of the cost of your holiday. 30 days before your holiday: lose 70% of the cost of your holiday. 10 days before your holiday: lose 100% of the cost of your holiday.

What is a good reason to cancel a holiday? ›

Sickness and injury are the top reasons for cancelling a trip. No one enjoys traveling while feeling under the weather. Also, injury may make it impossible to travel, especially on a plane or boat.

Depending on the plan, it covers delays, cancellations, emergency medical and more while you're on a cruise or traveling to and from your cruise. Some cruise insurance plans even offer cancel-for-any-reason coverage, which provides the ultimate flexibility when your plans change.

Please note if you are booked on a Saver Fare, the cancellation charge is 100%. *For longer cruises of 28 days or more, as guests are required to pay an additional deposit of 15% at least 180 days prior to departure, the cancellation charge is 30% for these cruises between 180 days and 91 days prior to departure.

Trip cancellation insurance covers your prepaid, nonrefundable trip expenses if you're unable to travel due to certain unforeseen circ*mstances, such as an illness or the death of a family member.

Trip interruptions are when you need coverage for a trip unexpectedly cut short, and you return home for several covered reasons. Trip delay insurance covers travel plans that have been delayed, such as a late or canceled flight, which created a domino effect on other travel plans and reservations.