Grocery Budgeting Tips: What it Takes to Feed a Family of 4 for $250 a Month (2024)

I recently was asked about my grocery budgeting tips andhow I feed my family of 4 for $250 a month. I knew nothing about the person asking me except she also had a family of 4 and she was regularly spending $1,000 a month and could not figure out how to spend less.

I immediately launched into what I did and started to give her some tips. What I got back was actually a kind of defensive response about how she is “health-conscious” and doesn’t eat bread, milk, cheese, hamburger or hashbrowns. She couldn’t believe the advice I was giving her. It was like I had offended her by offering tips from my own life.

I was kind of taken aback, to be honest.

So now that I have had some time to digest that conversation, I want you to know, it is totally okay if you don’t like what I feed my family. You definitely don’t have to feed your family the same things as me.

BUT, if you want to know how to save money on groceries and feed a family of 4 for $250 a month, you can absolutely do what I do!

Let me tell you some things I do:

  • I feed white bread instead of wheat bread because it is cheaper (yes, like 7 cents cheaper).
  • I don’t drink pop because it’s expensive (not because it isn’t good for you).
  • We cut out cheese occasionally to save money (not because it’s fatty).
  • I refuse to buy bags of lettuce because I can chop my own lettuce, and I can buy 4 heads of lettuce for the price of 1 bag of chopped.
  • I cook with canned chicken way more than I would like to admit.

If none of this sounds appealing, you can take a detour from here to some of our awesome budgeting or debt payoff resources!

How to Pay Off $35,000 of Debt in 6 Months

Still sticking around?? Awesome!

Ready to save money on groceries?

Grocery Budgeting Tip #1: Shop where it’s cheap.

Trader Joes, Whole Paycheck…whoops! I mean Whole Foods, your local small town grocery store….not the place to save money. Unless you feel like bouncing from store to store to use coupons and shop specific deals, stay clear of these places.

I for one do not have time to be shopping around from store to store. I have butts to wipe and crumbs to clean up off my floors……like all the time.

If you want a cheap grocery budget, you need to shop at a cheap store. My best recommendation is to shop at Aldi.

Now, lots of people say, they can’t do all of their shopping at Aldi because they don’t have everything they need for their meals.

Want to know the solution to that? Make your meals fit with what Aldi does have.

If you are trying to save time and money, then you need to make Aldi work for your meals and save time by only shopping at one store. You will thank yourself, I promise.

I used to go to Aldi, then Target, then Walmart….good Lord! Then I came to my senses and started making meals that only used things Aldi could supply. Then I started ordering my toiletry stuff online (and my coffee….I do not like Aldi’s coffee) and having it shipped from Target to my door.

If you really want to tighten up your food budget, you need to be shopping at Aldi (or an Aldi equivalent) and only Aldi. No extra store trips where you will spend more and you will buy more on impulse because you are in the store. None of that.

Grocery Budget Tip #2: Plan to save money.

If you aren’t already meal planning, you are going to be saving so much money once you start!

Before meal planning, I was spending $250/month on groceries and then another $300-$400 just eating out because I felt like we had “nothing to eat.” Isn’t that always the case? We would seriously have a pantry full of food, but no idea what to do with it so we felt like we had nothing.

When you meal plan, your ingredients have a purpose and you know you have what you need on hand to make your meal for the day. No more wasted ingredients and no more impromptu drive-thru adventures.

Okay, meal plan, meal plan, got it. But how do you actually start to meal plan?

When I first started, I just kept it stupid simple. I’m talking about spaghetti, frozen pizza, scrambled eggs, Mac ‘n Cheese, chicken nuggets, frozen dinners.

For the first couple of months of meal planning, I made the meals require like zero effort to accomplish.

Designing the meal plan, making the grocery list and doing the shopping took enough of my energy, I couldn’t imagine doing any serious cooking on top of that.

My first victory was just accomplishing the meal plan for the month, the grocery shopping and telling my husband what was for dinner. For the first couple of months, we would alternate cooking days (or I’ll be honest, he did most of the cooking/putting stuff in the oven) in the beginning.

Simple was our friend. Soup and sandwiches? Absolutely! Frozen chicken pot pie? Sure thing!

Once I actually got comfortable designing a meal plan, then I started to put more effort into the actual meal preparation and cooking. We have since gotten a little bit more adventurous, but nothing too crazy.

Meal planning is actually really easy. Now that I have been doing it, it is super simple.

When you are first getting started, it seems super overwhelming and exhausting. To help with that, you can design your menu by theme nights (ex. Monday = Mexican, Tuesday = Chicken, Wednesday = Italian, etc.).

USE OUR WEEKLY MEAL PLAN BY THEME AND MONTHLY MEAL PLAN CALENDAR TO GET STARTED TODAY. SIGN UP BELOW TO GAIN INSTANT ACCESS!

Grocery Budgeting Tips:  What it Takes to Feed a Family of 4 for $250 a Month (2024)

FAQs

What should a grocery budget be for a family of 4? ›

What is the average weekly grocery bill for a family of four? According to the USDA, the average weekly grocery bill for a family of four in the United States fluctuates between $150 to $300.

How to eat for $250 a month? ›

The backbone of keeping my grocery budget so low is the creation of a stockpile of pantry staples, such as flour, beans and other legumes, rice, steel cut and rolled oats, corn meal, popping corn, barley, sugar, vegetable oil, baking essentials, and some canned fruits and vegetables.

Is $200 a month enough for groceries for one person? ›

* YES! It is possible to eat healthy for $200 a month. 30 Days on $200 shopping list is intended for one person.

How do I budget for monthly groceries? ›

Use the 50/30/20 rule to budget for groceries

The 50/30/20 budget can help you work out how much to spend on groceries based on your specific income and expenses. Following this framework, you spend about 50% of your monthly after-tax income on needs, 30% on wants and 20% on savings and debt repayment.

What is the average monthly budget for a family of 4? ›

The average monthly expenses for a family of four range from $7,875 to $9,168 (depending on the ages of your kids). For single folks, the average monthly expenses are $4,337. For married couples with no kids, monthly expenses are $7,111.

How to buy groceries on a budget? ›

11 tips for saving money at the grocery store
  1. Pay with a grocery rewards card. ...
  2. Sign up for the loyalty program. ...
  3. Clip coupons. ...
  4. Join a wholesale club. ...
  5. Go in with a list and stick to it. ...
  6. Buy items on sale. ...
  7. Avoid pre-packaged items. ...
  8. Compare prices between stores.

How to save 200 a month on groceries? ›

How to Feed a Family of Four for $200 a Month
  1. Create a weekly perishable food inventory.
  2. Plan a menu each week.
  3. Focus on buying loss leaders.
  4. Find the markdowns.
  5. Buy in Bulk.
  6. Avoid processed foods.
  7. Your Turn.
Feb 21, 2024

How to feed a large family on a budget? ›

25 Cheap Meals for Large Families
  1. 01 of 26. Hungarian Goulash. View Recipe. ...
  2. 02 of 26. Simple Chicken and Noodles. ...
  3. 03 of 26. Easy Taco Casserole. ...
  4. 04 of 26. Winter Lentil Vegetable Soup. ...
  5. 05 of 26. Salisbury Steak. ...
  6. 06 of 26. Crispy and Tender Baked Chicken Thighs. ...
  7. 07 of 26. Black Beans and Rice. ...
  8. 08 of 26. Six Can Chicken Tortilla Soup.
Feb 22, 2024

What should my monthly eating out budget be? ›

What's a reasonable food budget? Many financial advisors and gurus recommend spending no more than 10%-15% of take-home pay on food, a figure that includes restaurant dining and takeout.

What is a realistic grocery budget for one person? ›

Feeding Yourself According To The USDA
Thrifty$241.40 – $309.90
Low-Cost$249.60 – $296.60
Moderate Cost$306.90 – $371.70
Liberal$400.80 – $451.80
Nov 27, 2023

What is the average grocery bill for a family? ›

The average family spends about $270 at the grocery store per week, but that number increases when children are taken into account. Families with kids spend an average of $331 a week on groceries or 41% more than families without kids.

How much does the average person pay for groceries a month? ›

The average American household spends an average of $475.25 a month on groceries, according to the most recently available dataset from the U.S. Bureau of Labor Statistics from 2022. That's a total of $5,703 spent on groceries in a year.

Is eating out cheaper than eating at home? ›

For those who want a quick and easy answer: It's generally cheaper to cook food at home than eat out. The reason so many people can get stuck on the question is the human psychology variable. People don't always spend wisely, and it isn't as if prices are always the same at a supermarket or a fast food restaurant.

What grocery store saves you the most money? ›

ALDI. Value for money: 66% of survey respondents who primarily shop at ALDI do so because of the value it provides for their money. ALDI is a discount grocery store with German roots dating back to 1961. Over the past 50+ years, however, the company opened more than 2,000 stores across 39 U.S. states.

How much does it cost to feed a family of four per month? ›

On average a family of four spends about $166 per week on groceries. On average, a thrifty food plan for a family of four comes to about $567.80 a month. In 2019, it was found that a family of four wastes around $1500 worth of groceries every year.

What is the average grocery bill per month for a family? ›

How much does the average household spend on groceries per month? The average American household spends an average of $475.25 a month on groceries, according to the most recently available dataset from the U.S. Bureau of Labor Statistics from 2022.

How much money do you need for a family of 4? ›

Out of all 99 cities SmartAsset examined, a family of four would need a median of $226,886 to live comfortably.

What is a realistic grocery budget for a family of 5? ›

On average, a family of five spends anywhere from $922 to $1,488 a month on groceries, according to USDA monthly food plans. If you're looking to curb your spending, consider meal planning, buying in bulk, and shopping at more affordable grocery stores.

How much should I be spending on groceries in 2024? ›

As of March 2024, the USDA recommends a family of four on a thrifty budget spend $976.60 monthly and $1,585.20 for a liberal budget. On average, across the four food plans, the monthly budget recommendation has risen 27% since the start of 2020.

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