A car insurance policy document is a legal agreement between the parties i.e insurance provider and insured person, who are entering into an official car insurance contract. The insurance document constitutes of certain pre-decided conditions wherein the insurance company will provide protection to the policyholder against any type of damage to their vehicle due to any mishap, accident or theft at an agreed premium amount, which is paid by the policyholder to the insurance company. The insured individual can carry an insurance document either in the form of a soft copy or a hard copy. The document contains all the crucial information regarding the car insurance plan including policy coverage, inclusions, exclusions, terms and conditions of the policy, discounts, etc. To simplify, the car insurance policy document mentions the pre-decided conditions to propose for a policy claim and conditions which do not lead to policy claim.
As an official receipt after the purchase of a car insurance plan, all the policyholders receive a document from SBI General Insurance Company. In order to make sure that the car insurance cover is genuine, all the policyholders need to go through the policy documents carefully in order to avail the best use of the purchased insurance plan. Highlighted below are some of the sections that the policyholder needs to go through carefully before signing the contract. These sections include:
- Policy Type and Term
- Policy Number
- Coverage Offered and Sum Insured
- Inclusions and Exclusions of the Insurance Plan
- Terms and Conditions of the Car Insurance Plan
- Grievance Redressal Process
- Personal details and Vehicle details
Steps to Download SBI Car Insurance Policy Using the Policy Number
In order to download the SBI car insurance policy with the help of policy number, you need to follow the steps mentioned below:
Step 1: Visit the official SBI General Insurance Company website and go to the customer portal.
Step 2: Enter policy details such as policy number and date of birth. Click on the 'Next’.
Step 3: You can view your policy document and download it from there.
Do I Need a Hard Copy of SBI General Car Insurance Policy Document?
According to the Indian Motor Tariff, all the owners of the car need to hold car insurance documents at the time of driving a vehicle on the public roads in India. However, with the introduction of a new application known as e-VAHAN bima, a policyholder is not required to carry a hard copy of the policy document. An initiative by the Insurance Regulatory and Development Authority of India( IRDAI) in order to let the policyholders carry their insurance policy document through a digital means. Digital car insurance plan on e-VAHAN bima app can be accessed with the help of a QR code that carries all the crucial facts regarding the car insurance policy. However, in case an individual still needs a hard copy of their car insurance policy document, then they can download it from SBI general insurance company’s official website.
How to Get a Hard Copy of SBI General Car Insurance Policy?
Once the customer buys the car insurance policy by SBI General insurance company, the insured person can get their policy document sent easily at their registered address by the insurance company. In case, the policyholder has purchased the car insurance policy from via an online medium, then in such cases, they can get the hard copy of the document by going to the official website of the company and downloading it in the PDF format from there and then finally taking out the print out for the same.
For any further assistance, the policyholder can seek guidance from the customer care team of InsuranceDekho by contacting them at their customer care number 7551-196-989 (Toll-Free Number). The customer care executives of InsuranceDekho are available for assistance between 9:30 a.m to 6:30 p.m. The support staff is well experienced and active to help the policyholders in obtaining the car insurance policy document hard copy easily and in the minimum possible time.
How Can I Make Changes in my SBI General Car Insurance Policy Document?
All the declared details in the car insurance policy document ought to be correct in order to avail the complete benefit of the insurance plan. However, in case any information is mentioned incorrectly in the SBI General Car insurance policy document, then it should be corrected immediately. In order to make such corrections, the insured member can talk to customer care staff of SBI General insurance company. The policyholder can contact them on SBI General Insurance Company’s Toll-Free Number 1800-102-1111. Also, for any further help, individuals can also visit the nearest branch of SBI General Insurance Company.
