‎Dave - Banking & Cash Advance (2024)

‎Dave - Banking & Cash Advance (1)

Instant money when you need it

Dave, Inc

    • Free

Screenshots

  • ‎Dave - Banking & Cash Advance (2)
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  • ‎Dave - Banking & Cash Advance (6)
  • ‎Dave - Banking & Cash Advance (7)
  • ‎Dave - Banking & Cash Advance (8)
  • ‎Dave - Banking & Cash Advance (9)

If you need cash in a hurry, and you qualify, Dave can spot you up to $500. Buy gas or groceries. Pay bills or rent. No credit check and no interest!

Make money work for you with Dave. We’re leveling the financial playing field with products designed to make finances easier for everyone.

Take control of your cash with a $500 ExtraCashTM advance (1), fee-free Goal tracking, and simple ways to find Side Hustles when you’re behind on your budget.

GET $500 IN 5 MINUTES OR LESS
Remove extra stress with an ExtraCashTM advance. You could get up to $500 as soon as you download Dave, link a bank account, and transfer it to your Dave Spending account. There’s no credit check or interest (1). There’s also no late fees if you can’t make a payment on time.

For more information, please visit dave.com/extra-cash-account

SPEND YOUR ADVANCE INSTANTLY
Transfer your ExtraCashTM advance to a Dave Spending account and spend it instantly with a Dave Debit Mastercard® (2).

GET PAID UP TO 2 DAYS EARLY
With Direct Deposit, you can nab your paycheck up to 2 days early (3). It’s your money, we’re just helping you get it faster.

REWARD YOURSELF WITH CASH BACK
Score up to 15% cash back when you use the Dave Debit Mastercard® at select partners(4). There are hundreds of ways to earn.

SAVE EFFORTLESSLY
A vacation, down payment, or brighter future—own your savings journey with a Goals account. You can even set up recurring deposits to build your savings steadily.

FIND YOUR SIDE HUSTLE
Want to make more money? Explore our Side Hustle board and easily apply for part-time roles, gig jobs, remote work, and more.

OUR MEMBERSHIP FEE
There’s a $1 monthly membership fee that gives you access to our full suite of features, including ExtraCash™, Goals, and Surveys—another way to earn cash instantly.

Disclosures related to the Dave app

1Based on internal data as of March 30, 2023 for users who had connected an external bank account and transferred an advance to their Dave Spending Account. ExtraCash™ is a DDA account with overdraft utility, advances are subject to eligibility requirements and identity verification. Taking an ExtraCash™ advance will make your account balance negative. Express delivery fees apply to instant transfers. As of January 2024, the average approval amount for disbursed advances is $160 in the trailing six months. See the Dave ExtraCash™ Deposit Agreement and Disclosures for more details.

2Express delivery fees apply to instant transfers.

3Early access to direct deposit funds depends on timing and availability of the payroll files sent from your employer. These funds can be made available up to 2 days in advance.

4Rewards are not offered by Evolve Bank & Trust, but instead are offered and managed by Dave, Inc., in partnership with Figg. For full terms, see Dave Terms of Use.

General Terms
For a complete list of terms and fees for the ExtraCash™ account see the ExtraCash™ Account Agreement (https://dave.com/extra-cash), for the Dave Spending account see the Deposit Account Agreement (https://dave.com/deposit-agreement), and for the Goals account see the see the Goals Account Agreement (https://dave.com/deposit-agreement).

Designed by Dave, not a bank. Evolve Bank & Trust, Member FDIC, provides all banking services and issues the Dave Debit Card, pursuant to a license from Mastercard®.
All trademarks and brand names belong to their respective owners and do not represent endorsem*nts of any kind.

Physical address: 1265 S Cochran Ave, Los Angeles, CA

What’s New

Version 3.45.0

Bears love nature and that usually includes bugs. Not me though. I can’t stand them. So this release, I tracked a few down and kicked them out.

If you run into any issues, please go to https://support.dave.com/ to get some help

We’re constantly updating the app to improve your experience and create the features you’re looking for. Remember to update the app to ensure you’re using the latest version.
As always, if you run into any issues, please visit https://support.dave.com/

Ratings and Reviews

4.8 out of 5

677.1K Ratings

677.1K Ratings

erininthe2g ,

the only app thats legit & truthful & helps ur credit!

***during the past few months dave has helped me more than i initially thot. my credit has gone up since i pay dave back every week. so not because i really need it, i borrow from dave every week, since he's already helped my credit score increase about 30 points in the few months i've used him recently. at first i was able to borrow 150 now i can borrow up to 400 a week!***thanks dave! & thanks to the developers for actually making this app helpful in more ways than just getting extra cash. i want a new car next year. started at a 579 score & after using dave a few months im at 613 now!
Anyone with a job & bank account can get $ from Dave. I used Dave many times a few years ago, when i got paid every two weeks. Always useful, simple & no hassle. Now Im back since I got no overtime the last 2 weeks & after paying the rent, id have $40 left to survive on for a week, even tho I make $1000 a week. Now i got like $150 to get me thru this week, thanks to Dave. This will now help me budget & allow me to pay bills throughout the month instead of all at once, and being broke for a week every month. Tried a few other apps, but they didnt offer as much as Dave, they only worked thru certain employers, and they did not detect my paper pay checks deposited into my account. All the other apps only support direct deposit. I only get paper checks every week. So if you dont have direct deposit, Dave is the way to go. THANKS DAVE!

krzylkafox ,

Truly Awesome

I found Dave via Facebook and read a lot of comments from people making fun of the service, making it sound like people who need it don’t manage their money very well. I was curious to see what it was about and why others feel the need to make fun of people who use it, so I downloaded the app (not expecting to use it, but to just see what it was). As circ*mstances presented themselves, being a single mom with zero help from the other parent, and trying to provide for my kids (I work full time and go to school full time so I can put myself in a better place, but until then things are pretty tight) - I found myself facing an overdrawn check fee (I wrote a check to register my daughter for school and had something else clear my checking account that wasn’t supposed to go through, which means I didn’t have enough funds for the check I wrote). I remembered I’d installed the Dave app a couple of weeks ago and within a few minutes, I was approved for a small loan and because I paid the extra $4.99 expedite fee, the money was deposited into my bank account within the hour. Dave only charges a $1.00 fee to loan you the money plus any tip you’re willing to donate, but is not required. When your paycheck is due to deposit, Dave takes the loan and fee back out of your bank account and that’s all there is to it! It’s very easy and painless and definitely worth the $1.00 fee to not have to pay an overdraft/insufficient funds fee to your bank.

Developer Response ,

Hi krzylkafox, we're so glad to hear about your experience! Happy to have helped you out of a tight spot. Thanks for the awesome review!

idkwhyme1995 ,

Great app! $200 advances are 🔥 and consistent if you are too! 🐻💰

I’ve had Dave for months now, and I get paid every week EARLY! Not only is THAT a great incentive, but I expected this app to be like many others, (where they lie, basically) lol. But DAVE actually gives you $200 advances. (You can advance anywhere from $100-$200) You just hit the “advance” tab and select your advance amount. You have it deducted immediately when your next ACH direct deposit check that clears in your Dave Spending Account, or, you can pay it back early with another form of payment.
NOTE: a potential advance DOES REQUIRE proof that you can pay Dave back. It’s not just free money. You have to build a rapport. You start out at $25 advances when you open the account, and then as you get ACH direct deposits, keep money in your account, and advance and pay him back regularly from YOUR money, you can then advance $100, $150, or $200. Once your advance is paid back, there’s a “cool off” period, which is a few days where you can’t advance, and then you can advance again after that. I LOVE THIS FEATURE. Sometimes I have to say, I spend my money frivolously, (not proud of it) and I need a little bit extra to get through the week. So it works out perfectly with timing with the “cool off” period, too! It allows me to budget better AND monitor my spending.

Thank you to DAVE!!!! 🐻🧸🐻 THE BEST BEAR AROUND! ⭐️⭐️⭐️⭐️⭐️

App Privacy

The developer, Dave, Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. LearnMore

Information

Seller
Dave, Inc

Size
244.3 MB
Category
Finance
Compatibility
iPhone
Requires iOS 13.0 or later.
iPad
Requires iPadOS 13.0 or later.
iPodtouch
Requires iOS 13.0 or later.
Apple Vision
Requires visionOS 1.0 or later.
Languages

English, Spanish

Age Rating
4+

Copyright
© 2017 Dave, Inc.

Price
Free

Supports

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‎Dave - Banking & Cash Advance (2024)

FAQs

Is Dave banking and cash advance legit? ›

Is Dave legit? Dave is a legitimate banking app, backed by Evolve Bank & Trust — an FDIC member. That means its financial accounts are insured up to $250,000.

How do you get $500 from Dave? ›

You could get up to $500 after you download Dave, link a bank account, and transfer it to your Dave Spending account. (1) There's no credit check or interest. There's also no late fees if you can't settle on time.

How does Dave banking & cash advance work? ›

The Dave app offers interest-free cash advances up to $500 with no interest, late fees or credit checks. Other features include a checking account with a debit card, a savings account, automatic “budgeting” and side hustle suggestions.

How much money can I borrow from Dave? ›

Get up to $500 in 5 minutes or less¹

Once you're approved, you have options when it comes to how much you take. We aim for amounts you can pay back without setting you back.

Why won t Dave give me a cash advance? ›

To get an ExtraCash advance from Dave, you need: At least three recurring bank account deposits. Monthly deposits amounting to at least $1,000. A minimum history of 60 days with your bank account.

Does Dave charge to withdraw money? ›

There are multiple options to move money out of your Dave Spending account. From the Home screen or Dave Spending screen, tap Withdraw. You'll see the options to transfer your funds to your: External debit card and receive the funds within 30 minutes for a fee (1.5% of transferred amount).

What happens if I don't pay the Dave app back? ›

Dave's advances are due in one payment when you get your next paycheck. If you don't repay it on time, Dave may automatically charge your bank account — and you'll be on the hook for any overdraft fees that come from your bank if the charge puts you in the red.

How do you pay Dave back? ›

You can pay us back manually by going to the "Account" tab and reviewing the "Advances" section and selecting the current advance. If you choose to do a partial payback under Pay Other Amount,the rest of your advance will be automatically pulled from your account on your original payback date.

How much is Dave's membership fee? ›

What Does Dave Cost? Using the app costs $1 per month, which is deducted from your bank account when your first monthly paycheck hits. You can earn free credits towards your Dave subscription fee by making debit card purchases from partnering retailers; they are detailed in the app.

Does Dave check your bank account? ›

Dave will make two small deposits (also called micro-deposits) into your external bank account to confirm the connection. Once deposited, Dave will try to find the amounts in your external bank account. If they match, your bank connection should be successfully verified.

How much money can I withdraw from Dave account? ›

Your transaction limits are: Point-of-sale transactions limit: $5,000 per day. ATM withdrawals limits: $500 per withdrawal / 5 times per day. ATM withdrawals limits for members within 30 days of their first debit card purchase: $500 per withdrawal / 5 times per month.

Does Dave deposit money into your bank account? ›

It also has an advance feature which will deposit funds into your account to help battle overdraft fees from those nasty banks!

How to qualify for Dave? ›

An important point: to qualify for Dave, you will need to have at least $1000 in your account. Dave will also look into your payment history to determine how much you're eligible for. If you're a gig worker, or you're not bringing in $1000 a month, don't sweat. There are alternatives.

Does Dave affect credit? ›

Dave says that getting a cash advance won't impact your credit score, and that it charges no fees or penalties. However, it's worth noting that you cannot change your payback date, and if you can't afford to pay back what you owe, you could be banned from the app.

What app spots you money instantly? ›

Apps like Klover, Brigit, Dave, Empower, FloatMe, and many others offer instant access to cash advances from your upcoming paycheck. The cash will be settled, or paid back, from your bank account once your next paycheck hits.

Does borrowing money from Dave help your credit? ›

Dave says that getting a cash advance won't impact your credit score, and that it charges no fees or penalties. However, it's worth noting that you cannot change your payback date, and if you can't afford to pay back what you owe, you could be banned from the app.

Is Dave safe to link bank account? ›

Dave is a legitimate option if you're interested in mobile banking. It partners with Evolve Bank & Trust, an FDIC-insured institution.

Is Dave bank real? ›

Dave is a legitimate mobile app. The Dave Spending Account is a federally insured bank account, so you may safely keep up to $250,000 in the account.

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