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Brand
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List of brands we tested in this review.
Price
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The average cost of the policy compared to other polices of the same type (single trip or annual multi-trip). One $ sign is the cheapest through to five $$$$$ the most expensive. NA means the policy wasn't included in the price rating.
enter value/s in increments of 1 between 0 and 0
Policy type
Policy age limit
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In years (up to and including the number stated). For policies listed as '100+', there is no age limit.
Cruises
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Does the policy cover international cruises?
Medical expenses for COVID-19
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Whether the policy covers you for medical and emergency evacuation and repatriation expenses for claims arising directly or indirectly from COVID-19. Cover is assessed on individual circ*mstances.
Cancellation expenses for mental health
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Whether the policy covers you for cancellation expenses for claims arising directly from recognised mental health disorders experienced for the first time such as depression, anxiety, schizophrenia, bipolar disorder or PTSD. Cover is assessed on individual circ*mstances.
Cancellation for insolvency of a travel services provider
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Whether the policy covers you for losses arising out of insolvency of a travel services provider (e.g. airline, accomodation provider, bus line, shipping line, railway company, motor vehicle rental agency). Cover is assessed on individual circ*mstances.
Cancellation expenses for a natural disaster
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Whether the policy covers you for cancellation expenses for claims arising directly or indirectly from a natural disaster. Cover is assessed on individual circ*mstances.
Cancellation expenses for civil unrest
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Whether the policy covers you for cancellation expenses for claims arising directly or indirectly from civil unrest such as political protests, riots and strikes. Cover is assessed on individual circ*mstances.
Baggage cover
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Are stolen or damaged personal belongings covered
Limit for baggage expenses
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The overall limit for stolen or damaged personal belongings.
enter value/s in increments of i between 0 and 25000
Limit for a smartphone
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Limit for a smartphone. Cover is assessed on individual circ*mstances.
enter value/s in increments of i between 0 and 3000
Limit for a laptop or tablet
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Limit for a laptop or tablet. Cover is assessed on individual circ*mstances.
enter value/s in increments of i between 0 and 5000
Limit for rental car excess
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Limit for collision damage excess for a hire car. Cover is assessed on individual circ*mstances.
enter value/s in increments of i between 0 and 10000
Scuba diving
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Does the policy cover scuba diving if you are appropriately certified or diving with a qualified instructor?
Skiing and snowboarding on-piste
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Does the policy cover skiing and snowboarding on-piste?
Skiing and snowboarding off-piste
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Does the policy cover skiing and snowboarding off-piste withing the resort boundaries?
Tobogganing
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Does the policy cover tobogganing on snow?
Moped 50cc
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Does the policy cover riding a moped with an engine capacity 50cc or below, with a helmet and driving license valid in the country the policy holder is in, but without an Australian motorcycle license
Moped 125cc
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Does the policy cover riding a moped with an engine capacity 125cc or below, with a helmet and driving license valid in the country the policy holder is in, but without an Australian motorcycle license
Motorcycle
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Does the policy cover riding a motorcycle with an engine capacity above 125cc with an Australian motorcycle license and a helmet?
Included in this comparison
Members-only access
- Price rating
- Policy age limit
- Dependant age limit
- Medical
- Cancellation
- Baggage
- Cruises
- Pregnancy
- Pregnancy stage covered
- Childbirth costs
- Pre-existing conditions covered without application
- Pre-existing conditions covered on application
- Time period for existing conditions
- Medical expenses
- Expenses for a person to accompany a sick policyholder
- Daily hospital cash allowance
- Hours of hospitalisation before receiving allowance
- Dental expenses for accident or injury
- Dental expenses for acute pain
- Overseas funeral costs
- Additional travel expenses for injury or sickness
- Additional expenses for interrupted travel
- Travel insurance extension for a delayed trip
- Additional expenses for a lost passport
- Additional expenses for a sick relative
- Additional expenses for resumption of journey interrupted for a relative
- Cancellation covered
- Cancellation expenses
- Cancellation for frequent flyer points
- Cancellation expenses for travel agent fees
- Cancellation for insolvency of a travel services provider
- Cancellation for insolvency of a travel agent
- Cancellation expenses for redundancy
- Cancellation expenses for defence and emergency workers
- Cancellation expenses for cancellation of work leave
- Cover for transport incidents
- Cover for strikes
- Cover for mental health
- Cover for COVID-19
- Cover for pandemics
- Cover for natural disasters
- Cover for civil unrest
- Cover for terrorism
- Cover for war
- Additional expenses for a special event
- Additional expenses for pre-paid travel arrangements
- Limit for travel delay expenses
- Hours before travel delay covered
- Limit per 24 hours for travel delay
- Baggage cover
- Limit for baggage expenses
- Limit for a single unspecified item
- Limit for a video or photo camera
- Limit for a laptop or tablet
- Limit for a smartphone
- Limit for prescribed medications
- Overall limit for specified items
- Cover for baggage in a car during the day
- Cover for baggage in a car overnight
- Cover for valuables in a car
- Cover for lost or stolen cash
- Limit for baggage lost temporarily
- Hours before cover applies for baggage lost temporarily
- Rental car excess
- Limit for rental car excess
- Snow sports
- Mopeds and motorcycles
- Scuba diving
- Bungee jumping
- Horse riding
- Abseiling
- High altitude hiking
- White water rafting
- Sky diving
- Paragliding
- Kayaking
- Hot air ballooning
- Hang gliding
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