Commercial Bank | ComBank Digital (2024)

‘ComBank Digital’ has its own mobile application which allows you to handle your finances swiftly and securely on the go. The mobile application is compatible with iOS, Android and HarmonyOS operating systems, and complies with international standards and best practices adopted to provide utmost user security.

‘ComBank Digital’ is offered through a responsive web application and three native mobile applications which enables access across all devices such as Desktop PCs, Laptop Computers, Tabs and Smart Phones. It consists of internationally recognized user security features with industry standards and a vast range of services.

Enhancing the user convenience, ‘ComBank Digital’ features a range of built-in options that allow you to customize your digital banking preferences, on your own without the assistance of a bank agent.

Any Commercial Bank account holder who has not already registered can register themselves online for this facility 24/7 and enjoy its features without visiting a branch.

'ComBank Digital' offers services such as checking balances of Current Accounts, Savings Accounts, Investments, Loans and Credit Card accounts and transactional activities such as applying for Fixed Deposits, instant payments across the banking network, share trading settlements etc can be carried out securely.

‘ComBank Digital’ also supports bill payments to more than 68 entities in nine categories such as Telephone, Electricity, Water, Credit Cards, Insurance, Pay TV, Education, Schools and Rates.

Online features
  • Access via Smart Phone /Tab/ Web
  • Biometrics Login Access
  • Self-registration for Personal accountholders
  • Username password auto-recovery/Self-unblock facility
  • Device registration for secure login & device management
  • Quick access through widgets to access available balance/ upcoming payments and templates
  • Changing Username / Password
  • Selection of alert & setting up of alert delivery methods
  • Exchange rate inquiry with graphical presentation of fluctuations
  • Dash board view of all accounts maintained under a single identity
  • Transaction history view of Current/Saving accounts & Cards with holds/ pending transactions
  • View issued & deposited cheque images
  • Accounts statement download in PDF format
  • Option to instruct the Bank to stop generating printed statements
  • View upcoming/ scheduled payments & modify as necessary
  • Bill payments with real time updates depending on the capability of the biller
  • Fund transfer between own accounts
  • Intra Bank fund transfers with real time update
  • Domestic bank fund transfers with real time credit to beneficiary account
  • International fund transfers with option to upload the supporting documents
  • Bill payments & Fund transfers can be scheduled for a future date
  • Own Credit Card settlement
  • Intra Bank third party Credit Card settlement
  • Other Bank card settlements could be done via Domestic Fund Transfer option
  • Investment in Fixed Deposit
  • Set up savings objective
  • Setup recurring / repeated payments & transfers
  • Creation of payment templates/ manage templates
  • Registration of frequent beneficiaries
  • Manage own accounts - Exclude/Inquiry only/Transaction only/No restriction
  • Assign nick names to accounts
  • Cyber receipts can be shared via email/ any other form eg: WhatsApp
  • Order cheque book to be collected at branches
  • Request Bank drafts
  • Send secured message to bank with attachment/ reply with History
  • View messages from Bank
  • Cash advance from a Credit Card
  • Block Credit/ Debit Cards
  • Request replacement cards for blocked cards
  • View linked accounts to Debit Cards
  • View assigned limits on Debit/Credit cards
Offline features
  • Exchange Rates
  • Interest Rates
  • Branch/ ATM locator
  • Contact Information
Rates & tariffs :

Joining fee and first year annual fees are waived off and Rs 500.00 charged from second year onwards.

Any customer who operates an account (Sole / Joint) in Commercial Bank.

Easy online self registration

Stable & secure access

Instantaneous transactions

Seamless connectivity on any device

Documents required :

You can enrol to 'ComBank Digital' online without submitting any documents to the Bank. However, if you want access to your joint account, you need to hand over a request letter signed by all parties to the account to grant permission to access the account using 'ComBank Digital'.

You may use the Bank’s standard common service application (signed by all parties) for this purpose.

How to register :

Go to 'ComBank Digital' Login Page and click ‘Enrol to ComBank Digital’.

Step 1 --> Enter NIC and one of your Bank Account Numbers. Tick CAPTCHA and click Next.

Step 2 --> Enter your Mobile Number. Format: +947XXXXXXXX and click Next.

You will receive a Verification Code to your Mobile phone

Step 3 --> Enter the Verification Code and click Next.

Step 4 --> Enter a Username of your choice. Read the instructions on screen on how to choose a username.

Step 5 --> Enter a Password of your choice. Read the instructions on screen on how to create a password. Re-enter the password to confirm and click Submit.

When you complete these steps successfully, you will be taken to your 'ComBank Digital' Home Page. You will also receive an email/sms confirming the registration.

An agent from the Bank will call for a quick verification and enhance your access level to let you enjoy the full range of 'ComBank Digital' services.

Important Note :

If the details you entered for the registration does not match or have not been updated with the Bank, you will be requested to update the information by submitting a written request to your account holding branch. You may self-register for 'ComBank Digital' once the information is updated with the Bank.

ComBank Digital demos :

Web demos

Mobile app demos

Contact us for more information and assistance, Hotline: +94 112 353 984 & Email: digitalbanking@combank.net

User Guide - Web Application >>

User Guide - Mobile Application >>

How to Access >>

Product information and terms & conditions are subject to change from time to time. Therefore, it is advisable to contact the branch nearest to you for the latest information and prevailing terms & conditions.

Register for ComBank Digital

Its' just that simple !

Commercial Bank | ComBank Digital (1) Commercial Bank | ComBank Digital (2) Commercial Bank | ComBank Digital (3)

For any assistance,

Commercial Bank | ComBank Digital (2024)

FAQs

What is Commercial Bank digital banking? ›

'ComBank Digital' offers services such as checking balances of Current Accounts, Savings Accounts, Investments, Loans and Credit Card accounts and transactional activities such as applying for Fixed Deposits, instant payments across the banking network, share trading settlements etc can be carried out securely.

How do I transfer money from Commercial Bank Digital app? ›

Select the “Transfers” tab and click on “Own Accounts Transfers” • Fill in the relevant details and submit the transaction. Select domestic Payments and fill the relevant details. Select the “Card Centre” of the desired Bank as the “Beneficiary's Bank and Card Number as the Beneficiary Account Number.

Is commercial banking same as digital banking? ›

Online banking (often referred to as 'digital banking') offer many of the same transactions of traditional banking. Instead of visiting a local branch, digital banking activities such as online account opening or digital money transfers can only take place online.

Can commercial banks be online? ›

Commercial banks have traditionally been located in physical locations, but a growing number now operate exclusively online. Commercial banks are important to the economy because they create capital, credit, and liquidity in the market.

What is the difference between a bank and a digital bank? ›

Digital banks often offer lower service fees or even no monthly fees. They also tend to set more competitive interest rates for savings and loan products. Conventional banks, on the other hand, may have higher service fees and lower interest rates.

How does digital banking work? ›

Digital banking is the shift of all banking transactions and services to the Internet. Digital banking provides services such as setting up a bank account, transferring funds, and making withdrawals. Moving to the online space allows you to save money on opening bank branches. Most tasks are automated.

Can you withdraw cash from a digital bank? ›

Yes. Most online banks allow you to withdraw cash from a checking, savings or money market account via any ATM. But before you do, confirm whether the ATMs are part of your bank's free network or if the bank reimburses out-of-network ATM fees.

Can you withdraw digital money? ›

Understanding Digital Money

If you make a cash withdrawal, the bank converts your digital dollars to cash, subtracts the amount from your account, and gives you physical bills. This makes financial transactions much faster and cheaper, especially concerning cross-border payments and remittances.

How do I deposit cash into my digital bank account? ›

To fund your online bank account, you can deposit cash into a separate bank account that has ATMs or branches and then transfer that money to your online bank electronically. You can also buy a money order and make it payable to yourself before making a mobile check deposit into your online bank account.

Is digital banking safe? ›

If they're FDIC-insured, online banks are as safe as traditional brick-and-mortar banks in many ways. You can also take steps as a consumer to ensure your account is as protected as possible when banking online, whether you bank with a brick-and-mortar or an online bank, also called a direct or digital bank.

Are digital banks better? ›

The lack of overhead gives internet banks advantages over traditional banks, including fewer or lower fees and accounts with higher APYs. Internet banks lack personal relationships, no proprietary ATMs, and more limited services.

What is the difference between mobile banking and digital banking? ›

Functionality. Digital Banking allows you to perform banking through multiple avenues like your desktop computer, tablet, laptop, etc., whereas Mobile Banking is only accomplished via mobile devices. Plus, you can conduct mobile Banking with the internet via banking apps or without the internet via SMS.

How do I transfer money from Commercial Bank Online? ›

If you are accessing Combank Digital through the web site,
  1. Previously Registered Biller Details and Beneficiary details have been saved as a Template in the ComBank Digital Platform.
  2. Select “Transfer / Payments” and click “Transfers and Payments”
  3. Click on “Select Payment Type” and select “Choose Template”

Are commercial banks safe? ›

All Charters

Commercial banks, savings institutions and U.S. branches of foreign banks insured by the FDIC.

Does the commercial bank have Zelle? ›

Enroll with Zelle ® now

Log into the Commercial Bank app. In the main menu, select "Transfer and Pay". Then "Send money with Zelle ®".

What is commercial banking in banking? ›

What is Commercial Bank? A commercial bank is a kind of financial institution that carries all the operations related to deposit and withdrawal of money for the general public, providing loans for investment, and other such activities. These banks are profit-making institutions and do business only to make a profit.

What is commercial online banking? ›

Commercial Banking Online allows you to access cash management and payment products from a single entry point. Commercial Banking Online will help you manage your business online, giving you access to both your sterling and currency accounts 24/7, 365 days a year.*

What is commercial bank mobile banking? ›

Mobile Banking with Commercial Bank

Oversee each of your banking accounts from anywhere with Mobile Banking services from Commercial Bank. On-the-go banking can be accessed through Text Message, Mobile App, or a combination*.

What is digital commerce bank? ›

Digital Commerce Bank is a Schedule 1 Canadian Bank focused on technology and delivering robust and secure payment technologies.

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