Blue Cash Preferred® Card from American Express | American Express Cards (2024)

Blue Cash Preferred® Card from American Express | American Express Cards (4)

$0 Introductory Annual Fee For The
First Year, Then $95¤

0% intro APR on purchases and balance transfers for 12 months from the date of account opening, then a variable APR, 19.24% to 29.99%.¤

Apply Now

More cash back, where it counts

  • 6%CASH BACKat U.S. supermarkets
    on up to $6,000 per year in purchases (then 1%).

  • 6%CASH BACKon select U.S. streaming subscriptions

  • 3%CASH BACKat U.S. gas stations
    and on transit

Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

WELCOME OFFER

Earn $250 Back

after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. You will receive the $250 back in the form of a statement credit.

  • U.S. Supermarkets
  • Select U.S. Streaming Subscriptions
  • U.S. Gas Stations

Blue Cash Preferred® Card from American Express | American Express Cards (5)

Flexibility to Carry a Balance

The Blue Cash Preferred® Card is a Credit Card, which means you have the flexibility to pay over time or pay in full each month. It's up to you. Balances may accrue interest charges.

Cash Back is Simply Rewarding

Cash back is received in the form of Reward Dollars that can be redeemed for statement credits.

Shop with More Confidence

Dispute Resolution

If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.

Blue Cash Preferred® Card from American Express | American Express Cards (6)

Featured Benefits

$84 Disney Bundle Credit

You can get a $7 monthly statement credit after using your enrolled Blue Cash Preferred® Card from American Express to spend $9.99 or more per month on an auto-renewing subscription to the Disney Bundle or on any other monthly subscriptions or add-ons purchased at DisneyPlus.com, Hulu.com, or Plus.espn.com in the U.S.

American Express Experiences

Stay in the know with exclusive access to ticket presales and Card Member-only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more. For more information, please visit americanexpress.com/entertainment.

Global Assist® Hotline

When it's time to travel again, rest assured that our Global Assist® Hotline is still on call for all Card Members traveling more than 100 miles from home. Get 24/7 access to help with many emergency situations from select emergency coordination and assistance services. Card Members are responsible for the costs charged by third-party service providers.

Travel Benefits

Car Rental Loss and Damage Insurance

When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, You can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.

Global Assist® Hotline

When it's time to travel again, rest assured that our Global Assist® Hotline is still on call for all Card Members traveling more than 100 miles from home. Get 24/7 access to help with many emergency situations from select emergency coordination and assistance services. Card Members are responsible for the costs charged by third-party service providers.

Shopping Benefits

Purchase Protection

Dropped Your Phone? Sometimes the unexpected happens. But when you use your Eligible Card for Covered Purchases,
it’s nice to know that theft and accidental damage can be covered by Purchase Protection ♦*
*Up to 90 days and $1,000 per occurrence, $50,000 per calendar year.

Return Protection

If you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.

Dispute Resolution

If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.

Compare Blue Cash Preferred® Rewards and Benefits

  • Blue Cash Preferred® Card from American Express

    Blue Cash Preferred® Card from American Express | American Express Cards (7)

    $0 Introductory Annual Fee For The
    First Year, Then $95¤

    0% intro APR on purchases and balance transfers for 12 months from the date of account opening, then a variable APR, 19.24% to 29.99%.¤

    Apply Now

    WELCOME OFFER

    Earn $250 Back

    after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. You will receive the $250 back in the form of a statement credit.

    Earning Rewards

    • 6% Cash Back

      at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).

    • 6% Cash Back

      on select U.S. streaming subscriptions.

    • 3% Cash Back

      at U.S. gas stations and on transit.

    • 1% Cash Back

      on other purchases

      Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

    Featured Benefits

    • 0% intro APR on purchases and balance transfers for 12 months from the date of account opening, then a variable APR, 19.24% to 29.99%.¤
    • American Express Experiences
  • Blue Cash Everyday® Card from American Express

    Blue Cash Preferred® Card from American Express | American Express Cards (8)

    No Annual Fee¤

    0% intro APR on purchases and balance transfers for 15 months from the date of account opening, then a variable APR, 19.24% to 29.99%.¤

    Apply Now

    WELCOME OFFER

    Earn $200 Back

    after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. You will receive the $200 back in the form of a statement credit.

    Intro APR

    0% intro APR on purchases and balance transfers for 15 months from the date of account opening, then a variable APR, 19.24% to 29.99%.¤

    Earning Rewards

    • 3% Cash Back

      on Groceries at U.S. Supermarkets, on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

    • 3% Cash Back

      on U.S. Online Retail purchases, on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

    • 3% Cash Back

      on Gas at U.S. gas stations, on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

    • 1% Cash Back

      on other eligible purchases

      Redeem Cash Back as a statement credit, with no $25 redemption minimum.

    Featured Benefits

    • 0% intro APR on purchases and balance transfers for 15 months from the date of account opening, then a variable APR, 19.24% to 29.99%.¤
    • Pay It®
    • No redemption minimum
  • AmericanExpress® Gold Card

    Tooltip:On the application page – select your preferred metal card design. Whether you choose the Gold or Rose Gold design, you will receive the same benefits and features of the American Express Gold Card.

    Annual Fee $250¤†

    21.24% to 29.24% variable APR on eligible charges.¤

    Apply Now

    WELCOME OFFER

    Earn 60,000 Membership Rewards® Points

    after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership.

    Earning Rewards

    • 4X Membership Rewards® Points

      at restaurants worldwide

    • 4X Membership Rewards® Points

      at U.S. supermarkets on up to $25,000 per year in purchases

    • 3X Membership Rewards® Points

      for flights booked directly with airlines or on amextravel.com

    • 1X Membership Rewards® Points

      per dollar spent on all other eligible purchases.

    Featured Benefits

    • $120 Uber Cash
    • $120 Dining Credit

      Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar, and select Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.

  • Blue Cash Preferred® Card from American Express

  • Blue Cash Everyday® Card from American Express

  • AmericanExpress® Gold Card

Blue Cash Preferred® Card from American Express | American Express Cards (2024)

FAQs

Is the Blue Cash Preferred card from American Express a good card? ›

Yes, Blue Cash Preferred is worth it for cardholders who spend enough to recoup the value of the card's $95 annual fee ($0 intro fee for the first year) in rewards earnings. The easiest way to do that is by spending $3,000 within 6 months of opening an account.

Is Blue Cash Everyday card from American Express a credit card? ›

American Express has a great lineup of rewards credit cards for travel, business, rewards and cash back. One popular cash back option, in particular, includes the Blue Cash Everyday® Card from American Express, which is a no-annual-fee version of the Blue Cash Preferred® Card from American Express.

What is the credit requirement for Blue Cash Preferred card from American Express? ›

A FICO® Score of 670 or higher is best when applying for the Blue Cash Preferred® Card from American Express. As one of the top rewards credit cards, it's targeted at consumers who have credit scores in the good credit to excellent credit range. American Express uses several factors to evaluate your creditworthiness.

Is it hard to get approved for Amex Blue Cash Preferred? ›

You'll need a good to excellent credit score (670 to 850) to qualify for the Blue Cash Preferred, which is standard among the best cash back credit cards.

Do you have to pay off Amex Blue Cash Preferred every month? ›

Cardholders with a Blue Cash Preferred® Card from American Express or a Blue Cash Everyday® Card from American Express are only required to pay off a small percentage of their balance each month.

What are the benefits of the American Express Blue Cash Preferred card? ›

Basic Card Members will earn a reward of 6% cash back on the first $6,000 of eligible purchases in a calendar year (then 1%) at supermarkets located in the U.S. (superstores, convenience stores, warehouse clubs, and meal-kit delivery services are not considered supermarkets); 6% cash back on eligible purchases of U.S. ...

What is the highest credit limit with Blue Cash Everyday Card? ›

The credit limit for the Blue Cash Everyday® Card from American Express normally ranges from $1,000 to $15,000 or more. It varies based on a variety of factors, including your annual income and credit history.

Which card is better AMEX EveryDay or Blue Cash Everyday? ›

The Blue Cash Everyday Card offers a better rewards rate overall and has more spending categories to choose from. While the Amex EveryDay Credit Card's rewards rate might not be as strong, the Card could still be a better option for those who want to earn boosted travel rewards.

Is AMEX everyday or Blue Cash better? ›

The difference between Blue Cash Everyday and Amex EveryDay is that Blue Cash Everyday offers cash back, while Amex EveryDay gives Membership Rewards points that don't amount to as much. For example, Blue Cash has a bigger initial bonus and a higher ongoing rewards rate.

Which is the best American Express card to get? ›

NerdWallet's Best American Express Cards of May 2024
  • Blue Cash Preferred® Card from American Express: Best for Family spending: Groceries, gas, transit, streaming.
  • The Platinum Card® from American Express: Best for Luxury travel perks.
  • American Express® Gold Card: Best for Travel rewards on everyday spending.

What is the easiest American Express card to get? ›

The easiest American Express cards to get are those that require a minimum of good credit for approval as opposed to excellent credit only. The Blue Cash Everyday® Card from American Express and the American Express Cash Magnet® Card are two of the easiest Amex cards to get because they only require good credit.

How do I increase my Amex Blue Cash Preferred credit limit? ›

How To Get a Blue Cash Preferred Credit Limit Increase Online
  1. Log in to your online account or the American Express mobile app.
  2. Choose the Blue Cash Preferred card from the list of account options (if you have more than one American Express card).
  3. Click “Account Services,” and then “Request Credit Limit Increase.”
Jan 30, 2022

What is the hardest American Express card to get approved for? ›

Centurion® Card from American Express

A rating of 5 is the best a card can receive. Why it's one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.

Is Blue Cash Preferred or Gold Card better? ›

So, the Amex Gold is better for travelers (since it carries no foreign transaction fee), while the Blue Cash Preferred is far better if you need to pay down debt or want to pay off new purchases over time.

Does Blue Cash Preferred get lounge access? ›

Blue Cash Preferred: Travel coverage and purchase protection. Up to $189 CLEAR Plus statement credit annually, which helps you move through security faster at certain airports. Enrollment is required. Up to $100 annual statement credit for LoungeBuddy lounge access.

Is it worth it to upgrade to Blue Cash Preferred? ›

Bottom line. Both the Blue Cash Preferred and the Blue Cash Everyday are excellent cash-back card options. For those who can maximize the bonus categories enough to justify the annual fee, the Blue Cash Preferred's higher earning potential makes it the easy winner.

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