Bad Credit Unsecured Credit Cards - New Horizon (2024)

BAD CREDIT UNSECURED CREDIT CARDS

Bad Credit Unsecured Credit Cards - New Horizon (1)

  • $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $400.00 (Subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
  • Checking Account Required
Regular APR Annual Fee Return Payment Fee Late Payment Fee Credit Recommended

29.99%

$99

Up to $41.00

Up to $41.00

Fair/Poor/Bad

Bad Credit Unsecured Credit Cards - New Horizon (2)

Advertiser Disclosure

  • Get Pre-Qualified in Less Than a Minute
  • A $300 Unsecured Credit Line which can be used at Grocery Stores, Gas Stations, Discount Stores, ATM’s and Online!
  • A REAL Visa® Credit Card with Automatic Reporting to all Three National Credit Bureaus
  • No Penalty Rate. Your Rate Won’t Go Up Even If You are Late
  • Access Additional Credit With On-Time Payments and Responsible Usage
  • A True Unsecured EMV enabled (chip) Visa Credit card
  • Does not require perfect credit for approval
  • Fixed APR and Manageable Monthly Payments
INTRO PERIOD LATE PAYMENT FEE RETURN CHECK FEE CARD BRAND CREDIT RECOMMENDED ANNUAL FEE

29.99%

Up to $38

Up to $38

Visa®

Poor / Damaged Credit

See website for Details*

Bad Credit Unsecured Credit Cards - New Horizon (4)

Advertiser Disclosure

Bad Credit Unsecured Credit Cards - New Horizon (5)

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
  • Initial Credit Limit of $300 – $1,000 (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
Regular APR Late Payment Fee Return Payment Fee Annual Fee Credit Recommended

29.99% APR (Variable)

Up to $41.00

Up to $41.00

$75 - $125

Fair/Poor/Bad/Limited

Bad Credit Unsecured Credit Cards - New Horizon (6)

Advertiser Disclosure

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply!
  • Monthly Credit Score – Sign up for electronic statements, and get your Vantage 3.0 Score Credit Score From Experian
  • Initial Credit Limit of $300 – $1,000 (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Online account access 24/7
  • Checking Account Required
Regular APR Late Payment Fee Return Payment Fee Intro Rate Intro Period

29.99% APR (Variable)

Up to $41.00

Up to $41.00

See website for Details*

See website for Details*

Bad Credit Unsecured Credit Cards - New Horizon (8)

Advertiser Disclosure

Bad Credit Unsecured Credit Cards - New Horizon (9)

  • A better way to get a Card Offer!
  • Credit Cards
  • Secured Cards
  • Prepaid Cards
  • Search, Compare, Apply!

Advertiser Disclosure

Advertiser Disclosure: See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now ” button you can review the credit card terms and conditions on the credit card issuer’s web site.

OTHER PERSONAL FINANCE OFFERS

  • Auto loans made easy – Approval could be a few simple steps away
  • All Credit Types Welcome – New/Used Car Financing Available.
  • It Takes Less than 3 Minutes! Start Your Auto Loan Request

Bad Credit Unsecured Credit Cards - New Horizon (12)

  • Request a loan up to $35,000
  • Fast and secure form
  • Fast decision – No paperwork
  • No Credit History Required

Bad Credit Unsecured Credit Cards - New Horizon (14)

HOW TO FIX YOUR CREDIT WITH AN UNSECURED CREDIT CARD

  • Apply for unsecured credit card for bad credit today. They are specifically designed for consumers with fair or poor credit standing, who do not wish to make huge cash deposits to their target card issuers.
  • Take a close look at various card programs. Consider very well the rates of interest, fees and charges, credit limits and other features carried in several unsecured credit cards for bad credit. Then, compare them with your needs, spending habits, and budget. By doing so, you’ll most likely end up with the right card account.
  • Safeguard your highly-sensitive personal information, especially when filling out online application forms. Some firms may require you to disclose your Social Security Number, contact information, and employment history to determine which program will perfectly suit your credit profile. However, before sharing these details, be sure to check first the security and privacy settings of the page you’re viewing. Make sure that the URL begins with https://, not http://.
  • See to it that the card issuer submits timely reports of consumer activities to the three major credit bureaus – Equifax, Experian and TransUnion.
  • Stick to responsible credit habits, by submitting on-time and complete payments of your monthly credit card bills. Use only a sensible portion of your credit limit. In so doing, you can gradually push your credit score up and in time you will reap the rewards of regaining your creditworthiness.
Bad Credit Unsecured Credit Cards - New Horizon (2024)

FAQs

What is the easiest credit card to get with bad credit unsecured? ›

Some of the easiest unsecured cards to get approved for are the Indigo® Mastercard®, Mission Lane Visa® Credit Card and Milestone® Mastercard®. While these cards are geared toward people with bad credit and have easy approval odds, they tend to charge high fees and interest, which can make building credit costly.

Can I get an unsecured credit card with a 500 credit score? ›

Yes, you can get an unsecured credit card with a 500 credit score, but you will likely end up with high fees, high interest rates, and a low credit limit. The best unsecured credit card to get with a 500 credit score is the Credit One Visa card.

How to get $3,000 credit card bad credit? ›

The only way to get a $3,000 limit with bad credit is to place a $3,000 security deposit on a secured credit card. Generally, a secured card's credit limit matches the amount of the refundable security placed by the cardholder. Not all secured credit cards allow deposits as high as $3,000.

What credit card can I get with a poor credit rating? ›

Best card with no interest for bad credit: Chime Credit Builder Secured Visa® Credit Card. Best low-cost secured card for bad credit: Capital One Platinum Secured Credit Card. Best for building credit with savings: Self - Credit Builder Account with Secured Visa® Credit Card.

What credit card approves everyone? ›

First Progress Platinum Elite Secured Mastercard: The First Progress Platinum Elite Secured Mastercard requires no credit history or minimum credit score for approval. Your security deposit is refundable, and the card is accepted nationwide.

What is the second chance credit card? ›

Using a credit card responsibly can help you reestablish your credit. If you're unwilling or unable to pay the deposit to get a secured card, you have another option: A “second-chance” credit card with no security deposit required.

What store card can I get with a 500 credit score? ›

The best store credit cards for bad credit are the Montgomery Ward Credit Account and the Amazon Secured Credit Card. Both of these store credit cards accept applicants with bad credit scores, have $0 annual fees, and report to the major credit bureaus.

Which bank approves a credit card easily? ›

The U.S. Bank Cash+® Visa® Secured Card is easy to get, even with poor credit or no credit, because it is a secured credit card and requires an upfront deposit. But unlike many other secured credit cards, it has a generous rewards structure.

Which card is easiest to get approved for? ›

NerdWallet's Easiest Credit Cards to Get of May 2024
  • OpenSky® Plus Secured Visa® Credit Card: Best for No credit check and no bank account required.
  • Chime Secured Credit Builder Visa® Credit Card: Best for No credit check + flexibility and guardrails.
  • Mission Lane Visa® Credit Card: Best for Unsecured card for bad credit.

Is a Navy Federal credit card hard to get? ›

The Navy Federal credit card approval requirements include a credit score of at least 700 (good credit), in most cases. You might be able to get other Navy Federal Credit Union credit cards with bad credit. You also have to be an NFCU member to apply for one of their credit cards.

What is the best guaranteed approval credit card with $5000 limit with bad credit? ›

The U.S. Bank Altitude Go Visa Secured Card is the best option if you have limited/poor credit and are looking for a high credit limit. You can deposit anywhere from $300 to $5,000, making your maximum credit limit available $5,000.

What is the best unsecured credit card? ›

Here's a Summary of the Best Unsecured Cards
  • Chase Sapphire Preferred® Card.
  • United Club℠ Infinite Card.
  • Marriott Bonvoy Boundless® Credit Card *
  • Aeroplan® Credit Card.
  • Rates & Fees. Capital One Venture X Rewards Credit Card.
  • IHG One Rewards Premier Credit Card.
  • Rates & Fees.

Can I get a credit card with a 480 credit score? ›

We won't sugar-coat it. With an 480 credit score, you're unlikely to get approved for a traditional credit card.

Is NetCredit legit? ›

NetCredit has a B from the Better Business Bureau. NetCredit was rated an excellent 4.8 out of 5 stars on TrustPilot from over 20,000 reviews. In 2023, the Consumer Financial Protection Bureau received 227 personal-loan-related complaints about Enova International Inc., NetCredit's parent company.

What is the easiest credit card to get without a deposit? ›

The Best Second Chance Credit Cards With No Security Deposit
  • Capital One QuicksilverOne Cash Rewards Credit Card: Best for Cash-back Rewards.
  • Petal® 2 “Cash Back, No Fees” Visa® Credit Card *: Best for Building Better Credit.
  • Capital One Platinum Credit Card: Best for No Annual Fee.
Apr 24, 2024

What is the easiest credit card to get approved for? ›

The Discover it® Secured Credit Card is our top pick for easiest credit card to get because it's geared toward those with limited/poor credit.

Which credit card has no credit check guaranteed approval? ›

The OpenSky® Secured Visa® Credit Card has a very high approval rate, with no credit check or bank account required to open. Cardholders with on-time payments will see a credit line increase automatically in as little as six months, and then potentially every three months thereafter.

Can I get an unsecured credit card with a 450 credit score? ›

With an 450 credit score, you're unlikely to get approved for a traditional credit card. Credit cards are unsecured forms of debt, so banks tend to be a bit more cautious compared to loans backed by specific assets, like mortgages and auto loans. Having said that, there are a couple of options.

What credit card approves a 500 score? ›

Comparing the best cards for a 500 credit score
Card nameAnnual feeSecurity deposit
Discover it Secured® Secured Credit card$0$200
Petal® 2 “Cash Back, No Fees” Visa® Credit card$0None
Mission Lane Visa® Credit card$0 to $59None
Indigo® Mastercard®$0 to $99None
2 more rows
Jan 25, 2024

Top Articles
Latest Posts
Article information

Author: Gregorio Kreiger

Last Updated:

Views: 6076

Rating: 4.7 / 5 (77 voted)

Reviews: 84% of readers found this page helpful

Author information

Name: Gregorio Kreiger

Birthday: 1994-12-18

Address: 89212 Tracey Ramp, Sunside, MT 08453-0951

Phone: +9014805370218

Job: Customer Designer

Hobby: Mountain biking, Orienteering, Hiking, Sewing, Backpacking, Mushroom hunting, Backpacking

Introduction: My name is Gregorio Kreiger, I am a tender, brainy, enthusiastic, combative, agreeable, gentle, gentle person who loves writing and wants to share my knowledge and understanding with you.