6 Genius Ways to Save Money on Kid's Clothes (2024)

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As the mom of a 3-year-old, I know how quickly my son grows out of clothes. I swear, there are have been many times when I’ll grab a pair of shorts or a t-shirt out of the closet that my son wore only a few weeks ago and it’s suddenly too small.

And it’s not just toddlers who seem to grow like weeds. When I think back to the amount of adorable baby outfits my son never got to wear because he grew out of them before it was the appropriate season, it saddens me a little.

And let’s not even talk about how many outfits end up with rips, tears and unnamed stains – it’s all a day in the life of a kid, right?

Sound familiar?

If you’re a mom then it probably does. Which is why it makes sense to look for ways to save money on kid’s clothes.

Here are 7 ways you can save:

6 Genius Ways to Save Money on Kid’s Clothes

1) Buy Gently Used

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Buying gently used clothing is probably the best way to save money on kid’s clothes. I can’t count the amount of times I’ve got a haul of adorable clothes for my son at around a 1/4 of the price of full retail.

Depending on where you live, yard sales can be a goldmine.

We move frequently for my husband’s job. In our previous city, I was able to find an abundance of adorable, gently used kid’s clothes for next to nothing.

In our current city, not so much.

If yard sales in your area are more miss than hit, then I recommend checking out ThredUp.

ThredUp has become my go-to for gently used kid’s clothes. In fact, I placed an order earlier this morning for my son – I managed to snag a pair of Ralph Lauren chino shorts, Ralph Lauren board shorts, and a Crazy 8 rash vest for under $20.

Here are my top tips to get the most out of your money at ThredUp:

  • Shop in the “Clearance” tab
  • Try to buy in bulk to take advantage of free shipping
  • Join the mailing list to be alerted of coupon codes
  • Share your referral link with your friends – when they join you both get $10 to spend

Click here to join ThredUp and claim your $10 credit.

2) Buy Gift Cards on Raise

This is a genius hack that I discovered about a year ago. If there’s a particular store I want to shop at I’ll go to Raise and purchase a discounted gift card, then use the gift card to shop.

For example, on of my favorite stores for kid’s clothes is H&M. Right now on raise, there are a range of gift cards available that are discounted by 12%.

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You simply purchase the gift card you want and you’ll receive instant digital delivery.

I never make large purchases without first checking out Raise and would estimate that I’ve saved hundreds of dollars on my son’s clothes using discounted gift cards.

3) Buy a Year Ahead

Whenever I go to a department store, the first place I go is the clearance racks.

Normally the clearance racks are full of end-of-season clothes – think winter clothes going on sale in April. If that’s the case, I’ll buy a size larger than what my son currently wears and store the clothes until next year (if you’re short on storage space like me, these are a life-saver.)

The stores that I’ve found to have the best clearance racks for kid’s clothing include Belk, Kohl’s (make sure to take advantage of Kohl’s cash), Target and Old Navy. Just recently at Belk, I found a Carter’s 4-piece set for 75% off the original price.

4) Shop Online With Ebates

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Sometimes an event will arise that calls for a particular outfit – like a dress shirt and pants for a wedding, for example. Additionally, sometimes I like to splurge a little and get my son some cute outfits to go out to dinner, the movies, etc.

In situations like this, I like to look only before going to the store to purchase, because shopping online means I can use Ebates to get cash back.

Ebates has partnered with thousands of retailers to give you cash back on your online purchases. You simply to go the Ebates site, find the store you want to shop at, click on the link and you’ll be taken directly to the store’s website.

After you’ve made your purchase, Ebates will deposit a percentage of the purchase price directly into your account which you can then claim via PayPal cash or a check.

Sign up here and get a bonus $10 after your first purchase of $25 or more or click here to read my full Ebates review.

5) Ask for Clothes as Gifts

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Asking for clothes as birthday and Christmas gifts is a great way to save money and most family members are more than happy to choose out a cute outfit as a gift.

Every year when family members ask what my son would like for his birthday or Christmas, I will give them a couple of toy ideas and a couple of items of clothing.

For example, this past year my son was in need of summer shorts and t-shirts. Fortunately, he received 5 sets from family members (along with some toys.) He was very excited to open both clothes and toys and I was happy that I was able to save some money.

6) Accept Hand-Me-Downs

If you have friends or family with kids slightly older than yours, put out the word that you’re happy to accept hand-me-downs.

I love receiving hand-me-downs but not everyone is the same. Recently, I was out for dinner with some girlfriends and I mentioned how much I love hand-me-downs.

One of my friends who has two boys a little older than mine messaged me later that evening offering a bag of gently used clothes – she’d had them sitting there for a while but wasn’t sure whether to ask me if I wanted them or not because some people get offended at the offer of hand-me-downs.

Not me, haha!

Not only are hand-me-downs a great way to save money, reusing items is environmentally friendly – it’s a win-win.

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Ana

Hi I’m Ana. I’m all about trying to live the best life you can. This blog is all about working to become physically healthy, mentally healthy and financially free! There lots of DIY tips, personal finance tips and just general tips on how to live the best life.

6 Genius Ways to Save Money on Kid's Clothes (2024)

FAQs

What are the best ways to save money for kids? ›

  • General savings. Perhaps the easiest way to start saving for your child's future is by opening a general savings account. ...
  • Certificate of deposit (CD) account. A certificate of deposit, or CD, is similar to a savings account, with a few slight differences. ...
  • Custodial account. ...
  • 529. ...
  • Roth IRA. ...
  • Health savings account (HSA)
Nov 24, 2023

How to spend less with kids? ›

Check out these money-saving tips for families:
  1. Focus on food costs. ...
  2. Keep birthdays simple. ...
  3. Give secondhand a chance. ...
  4. Choose frugal fun. ...
  5. Plan ahead for the holidays. ...
  6. Hack your housing costs. ...
  7. Talk budgeting and saving with your kids.
Feb 16, 2024

How much does the average parent spend on their child's clothes? ›

What Moms Spend On Kids' Clothes. According to a report from the United States Department of Agriculture, families might spend up to $1,280 annually on clothing, especially if you have tweens or teens. That's approximately 6% of the total costs to raise a child. What do YOU spend each year on outfits for your girl?

How much does a child's clothing cost per month? ›

Your growing baby is fitting into new clothes on a regular basis now. Baby clothes are the most common gift that new parents receive, but the average cost of clothes is around $50 a month for the first year. Using hand-me-downs or shopping at second-hand clothing stores can help you save in this area.

How to invest $1000 for a child? ›

Best way to invest $1000 for a Child
  1. Custodial account. ETFs and index funds. Individual stocks. Savings bonds.
  2. Other investment opportunities. Bank fixed deposits. Insurance policies. One-time child investment plans.
Jan 24, 2023

How can I save $100 K fast? ›

7 tips for getting your first $100,000
  1. Figure out how much money you can safely save each month. ...
  2. Automate your savings. ...
  3. Maximize your employer-sponsored savings and investment accounts. ...
  4. Save your tax refunds and work bonuses. ...
  5. Pay off existing debt. ...
  6. Seek a raise or some other way to increase your income.

What should a 12 year old save for? ›

Older children and young teenagers are more likely to want to save up for clothes, online games, apps, books, magazines, and outings with friends. They may also save money for bigger items like a new bike or games console.

What is the 3 6 9 rule of saving? ›

Once you have this amount in your emergency savings account, you can focus on growing it to your personal savings target while also tackling other goals. Those general saving targets are often called the “3-6-9 rule”: savings of 3, 6, or 9 months of take-home pay.

What is the 50 30 20 rule? ›

The 50/30/20 budget rule states that you should spend up to 50% of your after-tax income on needs and obligations that you must have or must do. The remaining half should be split between savings and debt repayment (20%) and everything else that you might want (30%).

How to save $5000 in 3 months? ›

How to Save $5000 in 3 Months [2024]
  1. Create a Budget and Plan.
  2. Pick up a Side Hustle.
  3. Sell Things Around Your Home.
  4. Refinance Debts.
  5. Cut Unnecessary Expenses.
  6. Reduce Living Expenses.
  7. Try an Envelope Savings Challenge.
  8. Use Cash Back Apps.
May 3, 2024

Do kids get cheaper as they age? ›

The cost of raising a child by age

The annual cost of raising a child increases as the child gets older. Factors include higher food costs for teenagers and added transportation costs due to additional car insurance premiums or an additional vehicle purchase.

How much money is enough for a kid? ›

Housing, food and childcare make up the largest percentage of children's expenses. As children grow, you can expect to pay for things including hobbies, sports teams. When adjusting USDA estimates for inflation, parents can expect to pay between $16,227 and $18,262 a year raising a child born in 2023.

How much to save for kids? ›

Instead, many experts suggest you follow the one-third rule, which says you should aim to save one-third of the estimated future cost of college. The other two-thirds of the cost will come from future income, financial aid, and student loans.

How much does the average child spend on clothes per year? ›

Full rankings: Costs to raise a small child in each state
RankStateApparel
6New York$120
7California$123
8Oregon$113
9New Jersey$120
16 more rows
Sep 11, 2023

Is it cheaper to make your own kids clothes? ›

It seems to me the general consensus is that it's more expensive these days to make clothes than to buy them (feeding into the frequent refrain that only “privileged” people can make that choice), but that depends on about a million things.

How often should you buy kids clothes? ›

With normal wear, most children's clothing can be expected to last around two years. Play clothes might have a shorter lifespan—around a year, on average.

Why are kids' clothes expensive? ›

The fabric.

Some fabrics are more expensive than others because they are organic, natural, or eco-friendly. For example, organic cotton is one of the most popular eco-friendly alternatives for baby clothes because it is soft, breathable, and free from chemicals. However, it is also more costly than conventional cotton.

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