Is the Snoop app safe?

Snoop uses open banking to analyse your spending. This means it cannot see your login information and only has access to your spending data. Snoop does not have the ability to move money from your accounts on your behalf. Snoop is registered and regulated by the Financial Conduct Authority.

Is Rocket money safe?

Yes, the Rocket Money app is generally safe. It uses 256-bit encryption -- the same encryption many banks use -- and partners with the payment network Plaid to link to your accounts rather than storing your login information.

How to save money without a bank account?

A prepaid debit card is another useful way to save money if you don't have a bank account. It allows you to load money onto a debit card, which you can then use for purchases or withdraw cash from an ATM. However, prepaid cards can also be used to set up regular payments such as direct debits or standing orders.

What is a smart savings plan?

Smart Savings is a safe and easy way to set aside money to achieve your savings goals, no matter how big or small. You choose the amount you want to transfer and how often you want the transfers to be. Your smart savings are completely in your hands.

What is the 50 30 20 rule?

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

Is a millionaire's best friend?

A Millionaire's Best Friend One awesome thing that you can take advantage of is compound interest. It may sound like an intimidating term, but it really isn't once you know what it means. Here's a little secret: compound interest is a millionaire's best friend. It's really free money.

What is the 30 day rule?

The premise of the 30-day savings rule is straightforward: When faced with the temptation of an impulse purchase, wait 30 days before committing to the buy. During this time, take the opportunity to evaluate the necessity and impact of the purchase on your overall financial goals.

Are savings apps safe?

As long as you're taking steps to protect your data -- such as avoiding public Wi-Fi and enabling multifactor authentication -- using a banking app to manage your money is safe.

How can I save money drastically?

Save money by preparing and cooking your own meals as this is generally cheaper than buying takeaways or ready meals, and healthier too! Draw up a weekly meal plan using up ingredients you already have and make a shopping list of any missing items - shopping online can also help you to reduce costs.

5 Apps To Help You Save Money | Life With Kami (2024)

I always hear about apps to help me save money, either from friends or ads on social media. I have to admit that I was a bit old school. After I quit my full-time job a few years ago, I did some couponing and found other ways to save money, but I have to tell you it’s a job by itself. This was time-consuming and tedious neither of which I really wanted to spend my Sundays doing. If you do this regularly, I bow down to you because you’re a better woman than me. (double high-five girly)

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As the years progressed, I got busier with launching my company, having another child, and some health-relatedsetbacks. There was no way for me to keep up my money saving goals but on the plus side, there was a much easier way for us to save money on everyday things in our home. APPS! Yep, I started to discover that I don’t have to invest a lot of my time and put too much effort into living wisely. So today I am going to tell you about 5 apps to help you save money.

5 Apps To Help You Save Money

Groupon

Groupon is an e-commerce marketplace connecting subscribers with local businesses by offering discounts on activities, travel, goods, and services. Groupons are like coupons, you get a hefty discounton certain things. I’ve used Groupon a couple of times and I love it (and the savings). A couple of years ago I got a $50 spa gift certificate for $25 and last year I purchased a Paint Nite for $25 instead of the usual $45.

Groupon targets savings close to your location and periodically sends you notifications if you have the app installed on your smartphone. You can also search for deals or businesses in the app which is one of my favorite features. Available on desktop and mobile.

Click this link to use my referral code and sign up: Kami’s Groupon

Tip: Read the fine prints on deals, know the expirationdate and restrictions.

Ebates

I recently discovered Ebates a few months ago. It is a cashback website that allows it’s members to earn up to 25% cash back on online purchases. It’s so easy to use and once you start getting money back you’ll be hooked. You basically install the Ebates extension if you’re using chrome or shop via the Ebates app on your phone and go to the stores to shop at like Amazon, Target, The Children’s Place, Shutterfly and hundreds more. You’ll see what percentage you get back and you get that deposited in your Paypalor get a check mailed to you. It’s that easy, I’ve already made $9.51 for February and we’re still in the first week. Available on desktop, chrome extension, and mobile.

Ibotta

Ibotta is a free, fun, and easy way to earn cash back for buying your favorite brands at your favorite stores.  Ibotta has exclusive rebates at your favorite grocery stores, retailers and online shops, updated all the time. You can unlock your rebates anytime, anywhere, and then use them when you go shopping. Use Ibotta at the store for cash back? Perfect. Prefer to wait until you get home? Or forgot your phone? That works too! Earn the rebate after shopping, even for in-store deals. There are 3 easy ways to save money with Ibotta. Submit a receipt, link a loyalty card or make purchases in the app itself. I scan my barcode then submit my receipts and that’s it. Once your account has reached a $20 balance you can cash out. Available on mobile only.

Use my referral code to get $10.00 when you sign up: gpxjytx

Tips: Ibotta can save you money even when you are dining out. You can also unlock Ibotta bonuses to save even more.

Target Cartwheel

So who doesn’t love Target right? I go there for my ‘mommy alone time’ (don’t judge me until you become a parent ya’ll). What’s better than going to Target? It’s saving money while at Target and the Cartwheel app does just that. Weekly specials like 25% off make-up or 10% off diapers really add up. This app is so easy to use too: download it, browse or search for deals, add up to 18 specials/coupons to your list and show the cashier your barcode at checkout for scanning and voila! This is a mobile app only and you can’t use it for online purchases.

Tip: Sign up for Target’s RED card, combine it with Cartwheel and save even more.

Checkout 51

Browse for groceries, take a photo of your receipt and earn cash back. That’s Checkout 51. Every Thursday morning Checkout 51 updates your offer list. All you have to do is pick the products you like, purchase them at any store, and upload a photo of your receipt. When your account reaches $20, you can cash out and we’ll send you a check! Checkout 51 helps you save money on the brands you love. Available on mobile only.

Tip: Multiple family members can download the app and combine receipts to save.

So there you go, 5 easy ways you can save money this year using just your phone. What apps do you use to save money?

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