4 Best Credit Repair Companies of 2024 Side by Side | ConsumerAffairs® (2024)

Charges initial work fee from $99 to $195. Monthly fees range from $79.99 to $119.99. Provides a 90-day money-back guarantee. Refunds limited to payments made for 90 days of service only. Available nationwide.

Setup fees range from $119 to $149. Three plans with monthly fees from $69 to $149. 90-day limited money-back guarantee. Cancel credit repair services anytime. Available nationwide. Takes under two minutes to sign up.

Provides free online credit assessment and credit reports. Monthly fee is $99.95. Customers see results within six months. No money-back guarantee. Cancel services anytime. Not available in Oregon.

Offers credit repair services for customers in several states. Month to month contracts start at $49/month and give customers a way to remove negative items from their credit report. Improvement takes around six months.

Monthly fees start at $49.95, with first-work fees starting at $49.95. Average credit score improvement results within four months. No money-back guarantee. Cancel account anytime. Available nationwide.

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Provides credit report analysis, credit dispute resolution and ongoing credit monitoring. Creates a customized plan to repair your credit. Pricing and duration of services vary. Offers free initial consultations.

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Free consultation and debt analysis. 83% success rate for item removals. 90% of clients see increases in credit scores. Focus on customer education. Offers a 100% money-back guarantee. All-inclusive pricing.

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Charges $79 setup fee. Monthly fees start at $79. Typical customers see credit score improvement results within 30 days. Offers 90-day money-back guarantee. No cancellation charges. Available nationwide.

Offers repair services for bad credit. $79 per month. Could positively affect your credit score within 60 days. Employs certified representatives. Credit solutions available on the company’s website.

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Charges $99 initial fee. Monthly fees are $99 for individuals or $198 for couples. Average customers see credit score improvements within the first 45 days. Provides 90-day money-back guarantee. No contract commitment required.

Charges $179 per individual and $279 per couple for the initial payment. Bills customers $50 per confirmed deletion and $75 per public record correction. Provides 100% money-back guarantee.

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Charges $30 setup fee. Individual monthly fees start at $98 with couple discounts available. Averages a 76% deletion rate. Guarantees minimum 50-point credit score increase.

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Charges $89 setup fee and then $89 a month. Average customers see results in 30 to 45 days. Cancel account anytime. Only available in Texas.

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Does not provide transparent pricing. Offers credit score tools to help with restoration. Experienced with bankruptcies, slow payments, charge-offs, foreclosures, tax liens and collection accounts. Only available in Texas.

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Provides financial software and a mobile app that lets customers track and dispute credit. Includes a 12-episode course on credit and personal finance with premium subscription. Costs $129 a month for six months, then $59 a month.

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Provides free consultations. Customers typically see results within 180 days. Guarantees results with full refund policy. Only available in Texas.

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Charges $89 setup fee. Monthly fees from $79 to $109. Averages 19 points improvement per customer. Does not guarantee specific results. Cancel contract within five days of signing. Not be available in all states.

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