15 Most Popular Money Saving Articles of 2023 (2024)

By: Sarah Titus |

There are so many fantastic money saving posts out there on the web and I spent several days mulling through a lot of them and using online tools to research which were the most popular posts and here’s what I came up with. The 15 most popular money-saving articles of 2023.

15 Most Popular Money Saving Articles of 2023

15 Things I Don’t Spend Money On {Sarah Titus}

Do you know you are spending WAY more money than you need to on general household costs? Here’s 15 main things I do NOT spend money on and the best tips on how you can start doing the same with your budget! Frugal living, penny pinching and saving money can be fun and doesn’t mean you have to miss out on the things that are important to you. With these ideas and hacks, you can start getting a lot of the things your family uses for free or eradicate them from you home altogether!

Build A $1000 Emergency Fund in Less Than A Year {A Mom’s Take}

Build your $1000 emergency fund in just one year! I love this free printable to keep track of your progress! And if you’re looking for real life advice on how to get out of debt and become financially free, check out my Shepherding Your Money Course here!

The Half Payment Method {Frugal and Frills}

This is a great budgeting method and would be especially helpful to anyone who struggles with impulse spending.Just be sure to not pay the loan until you pay it once a month.

You save the most money in interest by paying 3 months at a time, rather than every month as well! And yes, my boss at the bank made me figure out all the information when I worked in banking. As long as your payment advances your due date, always pay 3 months at a time, if you can, to save the most amount of interest on your loan. 🙂

How to Stop Living Paycheck to Paycheck {Frugal Fanatic}

Living paycheck to paycheck can be a hard cycle to break, especially if you are on a low income! Addi has some great tips on how to break this cycle!

52 Different Ways to Save $100 Per Year {Money Saving Mom}

This is an awesome series you don’t want to miss! And just think, if you did them all – 52 x 100 = 5200! You would save $5200.00 in a year. Amazing!

Free Educational Apps For Kids {Kids Activities Blog}

Your child will never have time to be bored with all these free educational apps! And they are so fun, they might not even realize they are learning!!!

10 Free Household Budget Spreadsheets {Seed Time}

Not just for your monthly expenses, there are some great FREE printables here for a get out of debt budget, and even one to make your wedding budget!

15 Rules Every Walgreens Coupon Shopper Needs to Know {The Krazy Coupon Lady}

You can save a lot of money shopping at Walgreens but you need to make sure you know their policies. This step by step article takes you through them and will have you on your way to saving money in no time!

Pay Yourself First {The Budget Mom}

Paying yourself first is SO important and a great way to start growing your savings account (this isn’t to be confused with paying God first, of course, in tithes and offerings, but that is different for every person).

How To Pay Off Debt Fast With A Low Income {Growing Slower}

When you have a low income, it can feel at times like you will never get out of debt. This is an excellent article that proves that it can be done! Great motivation for anyone in this situation!

How To Have Money Left Over At The End Of The Month {Passion for Savings}

Most people don’t think about #6, but it can make a big difference in your budget!

Organizing Finances: How to Save More Money This Year {Just a Girl and Her Blog}

I love these FREE budget sheet printables – a great way to get your finances organized!

Practical Ways to Save Tons of Money – 137 of the Best Frugal Living Tips {Mom Managing Chaos}

There’s no need to deprive yourself when living a frugal life. Frugal living is all about living well, while spending less money. Check out this ULTIMATE guide on the practical ways to save tons of money this year!

Money Saving Challenge: How to Save $1000/Month Consistently {Gathering Dreams}

Here’s an AWESOME 30-day money saving challenge with a FREE printable! It’s the easiest way to help you save $1,000 in 1 month! Use it to build an emergency fund, pay off your mortgage faster, save for retirement or even for your next fun holiday!

35 Cheap Living Tips for Families {This Mama Blogs}

Check out these simple ways to live below your means as a family and never be broke again! These practical tips on how to live cheap in this expensive world will put hundreds of dollars back into your pocket every month without feeling like you’re missing out!

15 Most Popular Money Saving Articles of 2023 (2024)

FAQs

What is a good amount of savings in 2023? ›

The typical U.S. adult socked away $6,138.06. And while it's worth noting that Americans were targeting an average savings total of $7,435.57 for 2023, $6,138.06 is still pretty darn impressive. Last year's average savings amount also surpassed the $5,011 Americans saved on average in 2022.

What is the 50/30/20 rule? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings.

What is the 30 day rule? ›

The premise of the 30-day savings rule is straightforward: When faced with the temptation of an impulse purchase, wait 30 days before committing to the buy. During this time, take the opportunity to evaluate the necessity and impact of the purchase on your overall financial goals.

How to aggressively save money? ›

How to Save Money
  1. Set a savings goal.
  2. Set up direct deposits to go into savings.
  3. Buy generic.
  4. Stay out of “that store.”
  5. Cancel some subscriptions and memberships.
  6. Join gas rewards programs.
  7. Meal plan.
  8. Use cash-back apps and coupons.
4 days ago

How much does the average 72 year old have in savings? ›

How Much Does the Average 70-Year-Old Have in Savings? According to data from the Federal Reserve's most recent Survey of Consumer Finances, the average 65 to 74-year-old has a little over $426,000 saved. That's money that's specifically set aside in retirement accounts, including 401(k) plans and IRAs.

How many Americans have $100,000 in savings? ›

Most American households have at least $1,000 in checking or savings accounts. But only about 12% have more than $100,000 in checking and savings.

Can you live on $1000 a month after bills? ›

Surviving on $1,000 a month requires careful budgeting, prioritizing essential expenses, and finding ways to save money. Cutting down on housing costs by sharing living spaces or finding affordable options is crucial. Utilizing public transportation or opting for a bike can help save on transportation expenses.

Is $4000 a good savings? ›

Ready to talk to an expert? Are you approaching 30? How much money do you have saved? According to CNN Money, someone between the ages of 25 and 30, who makes around $40,000 a year, should have at least $4,000 saved.

Which strategy will help you save the most money? ›

The 5 Most Effective Strategies To Save Money For The Future
  • Set Your Goals Early On. Setting a financial goal early on will boost you to stick to your savings plan. ...
  • Understand Your Cash Flows. ...
  • Open a Savings Account. ...
  • Rethink Debit Cards. ...
  • Monitoring Your Spending. ...
  • Revise Your Emergency Fund.

How to save with little income? ›

SHARE:
  1. Focus on small changes in various budget categories.
  2. Automate your savings into a high-yield savings account.
  3. Earn interest on your checking account.
  4. Use those three-payday months to save more.
  5. Keep a budget.
  6. Shop around for insurance rates.
  7. Refinance your mortgage.
  8. Find a way to save on rent.
Oct 19, 2023

What is the 3 month rule? ›

The 3-month rule is a 90-day trial period where a couple “tests out” a relationship to see if they're compatible. During the 90 days, couples learn about each other's likes, dislikes, and possible red flags.

What is the 9o day rule? ›

According to the 90-day rule, a foreign national who engages in conduct inconsistent with their nonimmigrant status within a 90 day period of entering the U.S. may become inadmissible for the green card or even permanently barred from entering the US.

What is the trick to saving money? ›

Set Savings Goals

One of the best ways to save money is by visualizing what you are saving for. If you need motivation, set saving targets along with a timeline to make it easier to save.

What is the only place you should keep your emergency fund money? ›

Bank or credit union account — If you have an account with a bank or credit union—generally considered one of the safest places to put your money—it might make sense to have a dedicated account where you can keep and maintain these funds.

What is considered a lot of money in 2023? ›

$2.2 million

That's how much net worth an American needs to be considered wealthy in 2023, according to the Charles Schwab Modern Wealth Survey. The survey, which polled more than 1,000 adults online in March, asked Americans how much money a person in their area would need to be wealthy.

Is $20,000 a good amount of savings? ›

All in all, depositing $20,000 in a savings account can be wise if you have a short-term plan for the money. Your deposit will be safe and you can generate decent amounts of interest in the meantime.

How much money is considered rich in 2023? ›

In the United States, the concept of being rich is often a subject of discussion, curiosity and, sometimes, aspiration. Charles Schwab's 2023 Modern Wealth Survey provides insights into this topic, revealing that the average American equates being wealthy with a net worth of approximately $2.2 million.

How many people have $10,000 in savings? ›

Majority of Americans Have Less Than $1K in Their Savings Now
How Much Do Americans Have in Their Savings Accounts?
$1,001-$2,00010.60%9.81%
$2,001-$5,00010.60%10.64%
$5,001-$10,0009.20%9.51%
$10,000+12.60%13.48%
4 more rows
Mar 27, 2023

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