115 Ways to Save Money That Won't Get You Arrested (2024)

115 Ways to Save Money That Won't Get You Arrested

Husband and I had no idea changing our diet and cooking from scratch would not only reduce our food bill (as we hoped) but it would also turn us into accidental foodies.


So yeah, I think you can have a good life for less and you don't have to be a con, work the system, or commit petty theft to do it like Keenley Newstead, the so-calledBritain'sThriftiest Mum. Keenley sees the world as hersmorgasbordof free stuff and has no qualms about stealing rolls of toilet paper from restrooms, massive amounts of condiment packs or advertising giveaways, or complaining about something so she gets it free.

I am upset with this woman's con, because itreflectspoorly on the rest of us. I am even more upset with the belief that money saving mavens are cheats and liars instead of the honest, hardworking, clever, (and sometimes a little crazy about how far they will go) people I know them to be.

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That's why I went through my blog archives and put together a collection 115 ways of howHusbandand I save money that keep your ethics intact (not that any of you need that type of direction to begin with.) Some of these tips may be new to you. Others may not. Some might be too extreme, others you might think of them as as nothing new or common sense. All I do know is that none of these thrifty tips will land you in jail.

I like getting a free pen or tote bag at the state fair just as much as the next person. Iappreciatehotel toiletries so I don't have to deal with them on airplanes. I am pretty darn lucky we have local events with sponsors that offer us little advertising trinkets we find useful and allow us to learn about new products orbusinesses. As long it is something you can use and you only take your fair share, I don't think it stealing or beingdishonest.

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Most of these tips are new money saving habits (habits are fee!), tips to askfor something you find useful and is often discarded, or how to turn something you already have into something you want or need because I know all of you are in dire need of cheese wax candles, right?

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The candle burned OK, not great. At least I now know if we have a
horde of ninjas camped outside the house, have a bunch of waxed cheese,
and need light, we can make candles.


2.How to Make Candles out of Cheese Wax
3. How to Warm a Winter Room with Free Heat!
4. How Low Does Your Furnace Go in Winter?

6.How I Get Free Reusable Shopping Tote Bags
7.5 Easy Ways to Lower Your Electric Bill
8.How to Search for Air Leaks and Drafts

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Doing a free DIY energy audit allowed me reduce my electric bill by 32%.
Not a bad investment for a little bit of my time!


9. How to Conduct a DIY Home Energy Audit
10.8 Ways to Reduce Household Trash and Save Big

11.How I Slashed my Electric Bills by 32% without Moving into a Yurt

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I reduced my yearly electric bill by 32%!


12.How to Hem Pants Into Shorts
13.Can You Wash a Plastic Bath Poof?
14.9 New Habits to Keep You Warm During Winter
15.40 Ways to Organically Repel Japanese Beetlesby NOT planting this list of trees, plants, vegetables or flowers.
16.Save Water with Shorter Showers
17.Save Money! Find and Fix Air Leaks and Drafts

Tip: I found the books below very, very useful when it comes to reducing my household budget!

18.9 Things You Need to Do Now to Save Money and Sanity Next Christmas

20.Spring Cleaning Leads to Pampering on the Cheap!- and realizing I need better organization in my linen closet

Responsible shopping leads to savings you can put toward paying other bills, savings, a big ticket item, or to help someone in need.

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These tips are a little bit of everything when it comes to shopping, including tips on when and where to shop for quality items for less, using coupons - which isn't unethical as long as you follow the rules (but I know you already know that because you are honest and thoughtful), and donating used items for the greater good, possible tax credit, and clean basem*nts everywhere.

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We registered for our first pet charity 5K as a family this year. Lacey walked the course too!
You can read about our adventurehere.

6.Christmas Shopping Tips that Save Time and Money

There are more useful shopping tips in the books below!

7.How to Shop Seasonally and Save Money when Nothing is Growing Locally
8.Extreme Couponing and Stockpiling: What it is and What it Isn’t
9.Shopping Loyalty Club Card Organizer

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Now I always have my store cards with me when I forget to use them.

10. How Busy People Extreme Coupon for Healthy Food
11.6 Thrift and Shopping Scores!
12.Make a (Cute) No Solicitors Sign

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This sign probably saves me more money than I realize.

13.Habitat Restore Treasure Hunt
14.Save Travel Time and Money with a Zero Waste Road Trip- by concentrating on reducing our trash, we accidentally saved money. Yay us!

The best way to save money on food is to concentrate on cooking meals, not wasting the leftovers, and having a backup plan when the first two things go off the rails.

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For the record, the yellow tub holds all of the extra condiment packets I have in my kitchen. I have them too, just not enough to refill all of the bottles in my kitchen :)


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The six pack container keeps Husband's hot sauce collection from flopping

all over the shelf in the refrigerator.

2.Eat From the Pantry Month Challenge- after the first month we kept going to see how long we could go. Our challengelasted 3 months!

3.2 Ways to Preserve Fresh Herbs
4.Preserving Fresh Vegetables the Lazy Way
5.10 Tasty Turkey Leftover Recipes
6.

How to Froth Milk Without an Espresso Machine

for super cheap lattes
7.

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We eat our Halloween pumpkins!

8.Eat Healthy and Save Money: Make Granola Cereal
9.Dried Sweet Potato Dog Chew Recipe
10.I Don’t Like Front Yard Vegetable Gardens and Yet I Have One

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My accidental vegetable garden.

11.10 Homemade Dog Treat Recipes - Including Allergy Free
12.6 Bottled Water Alternatives

14.Holiday Helper: Making Quick Meals From Scratch
15.10 Ways to Use Orange Peels
16.10 More Ways to Use Orange Peels
17. Crock pot chicken or turkey stock
18.3 Lazy Ways to Preserve Food
19.How to Freeze Fresh Tomatoes

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Waste not.

20.3 Meals from Leftover Turkey Bones

These tips may take an initial investment but you will make it up in savings in no time!

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1.Make Reusable Cloth Gift Bags

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Reusable gift bags are a time and sanity saver too.

2.Using Cloth Handkerchiefs – a Good Thing or Just Gross?
3. Ditching the Disposables – Reusable Furnace Filters

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It adjusts to fit any size furnace

4.How to Install a Rain Barrel
5.Do You Use Cloth Panty Liners?
6.Save Money: Use an Electric Razor

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They make women's razors too!

7.12 Ways to Reuse Plastic Bottles
8.Make a Compost Bin Out of a Plastic Storage Tub
9.How to Make a Compost Bin from a Trash Can
10.How to Winterize a Rain Barrel


It is embarrassing for how long Ididn'tknow I could make my cleaners. Once I got organized, I started to save money because I now find everything I forgot I had.

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1,How to Make Powdered High Efficiency Laundry Detergent
2.Six Pack Carrier turned Covered Storage Box
3.One Small Green Change: Reusable Glass Drinking Straw
4.The Easiest and Cheapest Kitchen Cabinet Organizer in the World!

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I spent a dollar and saved myself the cost of a kitchen remodel to replace my cabinets

5.How to Make Air Freshener Spray the Natural Way!
6.How to Make Peppermint Essential Oil (Tincture)
7.How to Make Lavender Essential Oil

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Lavender!

8.Seven Ways to Reuse Shampoo
9.13 Homemade Laundry Helpers
10.DIY Daily Shower Cleaner

Check out these homemade cleaner, health and beauty recipes too!

11.

How to Make Orange Citrus Cleaner the Lazy Way

12.Baking Soda Mason Jar Shaker

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I add a little dish detergent to baking soda to make Soft Scrub

13.How to Use and Make Cloth Napkins
14. DIY Scrubbing Bubbles!
15.7 Budget Friendly Kitchen Cleaners

Sometimes people give me weird stuff and challenge me to find a clever or money saving reuse for it. I haven't lost a challenge yet!


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1.Make Gift Bows from Magazines Without Staples or Tape

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Magazine bows

2.Can't Compost? Use Coffee and Eggs Instead!
3.Make Insulated Roman Shades
4.How to Make a Self Watering Planter from a Plastic Storage Tub

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A self watering planter is a great option if you want to grow food in a small space like a patio.

It is also helpful if you are the type that sometimes forgets plants need water to grow.

5.9 Fall Fix-Ups That Lower Your Winter Heating Bill
6.Green Moms Carnival: Saving Money through Green Means
7.Keep in the Heat: Insulate Outlets and Switches
8.How to Fix a Running Toilet

If you are not confident in your DIY handy person skills these books may help!

9.How to Make a Gas Fireplace Chimney Balloon/Chimney Pillow

11.Insulate a Hot Water Heater the Easy Way

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Another cheap and easy DIY with an even better ROI


What are your tips?

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115 Ways to Save Money That Won't Get You Arrested (2024)

FAQs

How to aggressively save money? ›

How to Save Money: 23 Tips
  1. Make a budget.
  2. Say goodbye to debt.
  3. Set a savings goal.
  4. Save money automatically.
  5. Buy generic.
  6. Meal plan.
  7. Cancel some subscriptions and memberships.
  8. Adjust your tax withholdings.
Apr 5, 2024

What is the 50 30 20 rule? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

How to save $5000 in 3 months? ›

How to Save $5000 in 3 Months [2024]
  1. Create a Budget and Plan.
  2. Pick up a Side Hustle.
  3. Sell Things Around Your Home.
  4. Refinance Debts.
  5. Cut Unnecessary Expenses.
  6. Reduce Living Expenses.
  7. Try an Envelope Savings Challenge.
  8. Use Cash Back Apps.
May 3, 2024

How to save up $100,000 fast? ›

Five tips to help you save $100,000 faster
  1. Live below your means and cut frivolous spending. ...
  2. Be hyper-aware of every monthly expense and ruthlessly cut back to save faster. ...
  3. Pay down high-interest debts like credit cards first. ...
  4. Find the financial institution that will get you the highest interest rate.
Mar 27, 2024

How to save $100,000 easy? ›

7 tips for getting your first $100,000
  1. Figure out how much money you can safely save each month. ...
  2. Automate your savings. ...
  3. Maximize your employer-sponsored savings and investment accounts. ...
  4. Save your tax refunds and work bonuses. ...
  5. Pay off existing debt. ...
  6. Seek a raise or some other way to increase your income.

How to save $1,000 every month? ›

The experts we spoke to recommended taking these steps.
  1. Analyze your finances. If you want to save $1,000 in a month, then you need to earn $1,000 more than what you spend. ...
  2. Plan your meals. ...
  3. Cut subscriptions. ...
  4. Make impulse purchases harder. ...
  5. Sell unneeded items. ...
  6. Find extra work.
Sep 26, 2023

What is the 3 saving rule? ›

The idea is to divide your income into three categories, spending 50% on needs, 30% on wants, and 20% on savings. Learn more about the 50/30/20 budget rule and if it's right for you.

What is the 100 envelope challenge? ›

The 100-envelope challenge is pretty straightforward: You take 100 envelopes, number each of them and then save the corresponding dollar amount in each envelope. For instance, you put $1 in “Envelope 1,” $2 in “Envelope 2,” and so on. By the end of 100 days, you'll have saved $5,050.

What is the envelope savings method? ›

The concept is simple: Take a few envelopes, write a specific expense category on each one — like groceries, rent or student loans — and then put the money you plan to spend on those things into the envelopes. Traditionally, people have used the envelope system on a monthly basis, using actual cash and envelopes.

What is a 52 week challenge? ›

The 52-week money challenge involves saving an increasing amount of money each week for one year. The challenge can be adjusted to fit personal financial circ*mstances and goals. Opening a high-yield savings account and utilizing automated savings features can help make the challenge more manageable and successful.

What is the 30 day rule? ›

The premise of the 30-day savings rule is straightforward: When faced with the temptation of an impulse purchase, wait 30 days before committing to the buy. During this time, take the opportunity to evaluate the necessity and impact of the purchase on your overall financial goals.

How to aggressively save for a house? ›

Let's get started.
  1. Step 1: Set a clear savings goal. The first step in saving for a house is to know the exact dollar amount you actually need. ...
  2. Step 2: Tighten your spending (temporarily). ...
  3. Step 3: Hold off on your retirement savings (temporarily). ...
  4. Step 4: Boost your income. ...
  5. Step 5: Cut the extras and save even more.
Oct 17, 2023

How to dramatically save money? ›

8 simple ways to save money
  1. Record your expenses. The first step to start saving money is figuring out how much you spend. ...
  2. Include saving in your budget. ...
  3. Find ways to cut spending. ...
  4. Determine your financial priorities. ...
  5. Pick the right tools. ...
  6. Make saving automatic.
  7. Watch your savings grow.

How to save $5,000 challenge? ›

You can save over $5,000 in just over three months with the 100 envelope challenge. It works like this: Gather 100 envelopes and number them from 1 to 100. Each day, fill up one envelope with the amount of cash corresponding to the number on the envelope. You can fill up the envelopes in order or pick them at random.

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