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Last updated:
License Verified:
License: 1966323
Nationwide Multistate Licensing System and Registry
- New Construction
Why choose this provider?
Best Suited Mortgage provides mortgage refinancing services to individuals and families in Dallas. The professionals at this firm offer various mortgage refinancing options, such as rate-and-term, cash-out, and cash-in. They also work with clients to help them gain benefits, which include lower monthly payments, faster loan payment completion, FHA mortgage insurance removal, and debt consolidation. Best Suited Mortgage also extends conventional mortgages, FHA home loans, and 203K renovation mortgages.
License Verified:
License: 1966323
Nationwide Multistate Licensing System and Registry
Reputation:
We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
- 5.0 / 5 (34)
Professionalism:
We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
- Responsiveness
- Friendliness
- Helpfulness
- Detail
License Verified:
License: 208579
Nationwide Multistate Licensing System and Registry
- New Construction
Why choose this provider?
Dinkins Team is a Cornerstone Home Lending, Inc., mortgage refinancing team that serves clients in Dallas. The team is committed to helping clients choose the mortgage products that suit their needs. Mary Dinkins leads the comapny. She serves as regional president and residential lending advisor for Cornerstone Home Lending. She has been serving as a mortgage professional since 1981 and was included in the list of the top 100 loan originators in the U.S. Marc N. Laird and Judy Belanger established Cornestorne in 1988.
License Verified:
License: 208579
Nationwide Multistate Licensing System and Registry
Professionalism:
We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
- Responsiveness
- Friendliness
- Helpfulness
- Detail
License Verified:
License: 184325
Nationwide Multistate Licensing System and Registry
- Reverse Mortgages
- NMLS #: 39166
Why choose this provider?
The Tuttle Group is a branch of Mid America Mortgage Inc. that operates within the Dallas area. The business guides clients in applying for loan products that match a client's financial goals and refinancing mortgages. Its loan officers have experience working with VA loans, jumbo loans, FHA loans, and conventional loans. The Tuttle Group is regularly featured on American Dream TV where branch manager Andy Tuttle goes on to discuss mortgage related topics and news.
License Verified:
License: 184325
Nationwide Multistate Licensing System and Registry
Reputation:
We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
- 5.0 / 5 (38)
- Yelp
- 4.5 / 5 (30)
Professionalism:
We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
- Responsiveness
- Friendliness
- Helpfulness
- Detail
License Verified:
License: 166487
Nationwide Multistate Licensing System and Registry
- Reverse Mortgages
- NMLS #: 39166
Why choose this provider?
The Richard Woodward Team NEXA Mortgage offers a variety of options for mortgage refinancing to clients in the Dallas area. These include interest rate reduction, cash out, and length reduction refinances. It also offers jumbo, renovation, conventional, and FHA loan programs for residential properties. The company was founded in 1997 by Richard Woodward, a real estate lending professional with years of technical experience in specialty loan programs, which include home improvement refinancing and mortgage insurance removal.
License Verified:
License: 166487
Nationwide Multistate Licensing System and Registry
Reputation:
We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
- Yelp
- 5.0 / 5 (4)
Professionalism:
We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
- Responsiveness
- Friendliness
- Helpfulness
- Detail
License Verified:
License: 396191
Nationwide Multistate Licensing System and Registry
- Reverse Mortgages
- New Construction
Why choose this provider?
For 18 years, Grove Mortgage Home Loans of Dallas has offered home loans and refinance options to the metro. It provides conventional, VA, jumbo, and FHA loans. Its mortgage specialists provide refinancing solutions to situations involving purchasing a dream home, consolidating debt, or paying for college tuition. Its website consists of various financial calculators, including mortgage, VA loan limit, and debt-to-income ratio calculators to help clients estimate their payments. Grove Mortgage Home Loans of Dallas was established by Terry Grove, who also worked as a mortgage originator.
License Verified:
License: 396191
Nationwide Multistate Licensing System and Registry
Reputation:
We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
- 5.0 / 5 (14)
Professionalism:
We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
- Responsiveness
- Friendliness
- Helpfulness
- Detail
License Verified:
License: 176534
Nationwide Multistate Licensing System and Registry
- Reverse Mortgages
- NMLS #: 39166
Why choose this provider?
Rob Dessommes is a mortgage refinancing specialist under PlainsCapital company PrimeLending. He offers services in Dallas and the nearby areas. Rob has arranged over 3,300 loans over the span of 28 years as a mortgage loan officer. He offers several loan programs such as FHA loans, including the 203k, 203b, and 203k streamline. Additionally, he offers conventional home loans, VA loans, and USDA loans. Together with his team, Rob focuses on creating finance strategies for their clients to help them with purchases or refinancing.
License Verified:
License: 176534
Nationwide Multistate Licensing System and Registry
Reputation:
We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
- Yelp
- 5.0 / 5 (5)
Professionalism:
We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
- Responsiveness
- Friendliness
- Helpfulness
- Detail
License Verified:
License: 341517
Nationwide Multistate Licensing System and Registry
- Reverse Mortgages
- NMLS #: 39166
Why choose this provider?
Stone Lake Mortgage is a mortgage refinancing company that serves clients in Dallas. The company offers various mortgage loan options for first-time homebuyers and homeowners who are refinancing, including FHA loans, VA mortgage loans, USDA loans, and Freddie Mac Relief Refinance. It also specializes in helping clients with student loans, past foreclosure, and low credit scores achieve homeownership. Clients can also utilize its online mortgage loan application that requires them to fill out a pre-qualification form.
License Verified:
License: 341517
Nationwide Multistate Licensing System and Registry
Reputation:
We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
- 5.0 / 5 (1)
Professionalism:
We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
- Responsiveness
- Friendliness
- Helpfulness
- Detail
License Verified:
License: 286706
Nationwide Multistate Licensing System and Registry
- Reverse Mortgages
- NMLS #: 39166
Why choose this provider?
Nortex Mortgage is a mortgage refinance company that has provided services to communities in Dallas, Plano, and surrounding areas since 1997. Its brokers, loan originators, and processors help clients save money by refinancing mortgages to lower interest rates and consolidate debt. Clients can also benefit from cash-out refinancing to replace existing home loans. Homebuyers can apply for a variety of loan options, including FHA, CA, RHS, USDA, and jumbo. Nortex Mortgage also provides assistance in getting adjustable-rate or fixed-rate mortgages.
License Verified:
License: 286706
Nationwide Multistate Licensing System and Registry
Reputation:
We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
- 5.0 / 5 (13)
Professionalism:
We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
- Responsiveness
- Friendliness
- Helpfulness
- Detail
License Verified:
License: 137773
Nationwide Multistate Licensing System and Registry
- Reverse Mortgages
- New Construction
Why choose this provider?
TexasLending.com is a Dallas-based mortgage refinance company that has served the financing needs of its clients since 2001. The company's connections and partnerships with local real estate professionals and home service providers enable it to provide various loan options. Clients can select from a conventional mortgage, FHA/VA, USDA, government-backed, or Jumbo loan. The company's recommendations will depend on the clients' preferred downpayment, desired monthly payment, and interest rate that they can afford.
License Verified:
License: 137773
Nationwide Multistate Licensing System and Registry
Reputation:
We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
- 4.2 / 5 (1282)
- Yelp
- 2.0 / 5 (59)
Professionalism:
We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
- Responsiveness
- Friendliness
- Helpfulness
- Detail
License Verified:
License: 32139
Nationwide Multistate Licensing System and Registry
- Reverse Mortgages
Why choose this provider?
Southwest Funding is a mortgage refinance company catering to the residential lending needs of Dallas residents for more than 20 years. The company helps clients who are looking for home purchase loans, needing refinancing to lower interest rates, or seeking to cash out a mortgage. Its loan options include VA, FHA, USDA, conventional, and HARP loans. Additionally, it has reverse loans for clients 62 years old and above. Southwest Funding is a member of the National Association of Mortgage Brokers.
License Verified:
License: 32139
Nationwide Multistate Licensing System and Registry
Reputation:
We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
- 4.9 / 5 (121)
Professionalism:
We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
- Responsiveness
- Friendliness
- Helpfulness
- Detail
Frequently Asked Questions
Introduction
Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.
Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.
Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
Is a down payment required for a mortgage in Dallas?
Some Dallas mortgages require a minimum down payment, such as a 3% down payment for a conventional loan and a 3.5% down payment for an FHA loan. There are also two types of zero-down-payment mortgages: VA loans for veterans, active-duty military personnel, and their spouses, and USDA loans for low-to-moderate-income borrowers in rural areas.
What is a good credit score for a mortgage in Dallas?
Conventional loans in Dallas require a minimum credit score of 620 or 660 or higher, depending on the lender. FHA loans require a credit score of 500 with a down payment of 10% and 580 with a down payment of 3.5%. A credit score of 620 or higher is required for VA loans. There is no minimum credit score for a USDA loan; however, most lenders require a score of 580 to qualify. Jumbo loans require a credit score of 700 or higher.
Is there a loan that combines fixed-rate and adjustable-rate mortgages in Dallas?
Yes. By applying for a hybrid ARM, also known as a fixed-period ARM, you can get a mortgage in Dallas that combines the stability of a fixed rate with the flexibility of an adjustable-rate mortgage. The interest rate is fixed for the first three, five, seven, or ten years of the loan term before changing to an adjustable rate for the remaining years.
What amount qualifies for jumbo loans in Dallas?
If the price of the Dallas property exceeds the conforming loan limit of $726,200 for a single-family home, $929,850 for two units, $1,123,900 for three units, or $1,396,800 for four units, the amount is eligible for jumbo loans. You can also apply for a jumbo loan up to $3,000,000. Super jumbo loans with loan amounts of up to $35,000,000 are available to high-net-worth borrowers.
How does reverse mortgage work in Dallas?
A reverse mortgage allows Dallas homeowners aged 62 and up to convert the equity in their home into cash, allowing them to purchase a home without making mortgage payments. When the borrower dies, moves permanently, or sells the property, the entire loan balance becomes due. By law, loan amounts cannot exceed the value of the collateral, and the borrower or the borrower's estate cannot be held liable for the difference.
How do you refinance a mortgage?
Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.
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