Which bank offers instant account opening?
HDFC Bank's InstaAccount journey is a fully digital, no contact process that helps you open a savings account. Be it our Regular Savings Account or our premium SavingsMax account, open it instantly from the comfort of your home.
HDFC Bank's InstaAccount journey is a fully digital, no contact process that helps you open a savings account. Be it our Regular Savings Account or our premium SavingsMax account, open it instantly from the comfort of your home.
| Account | Approximate time to complete application |
|---|---|
| Varo Bank Account: Best for Cash Advances | 2 to 3 minutes |
| SoFi Checking and Savings Account: Best for Member Perks | 1 to 3 minutes |
| Wise: Best for Non-Residents | 1 to 3 minutes |
| Chime® Checking Account: Best for Bad Credit | 3 to 4 minutes |
| Bank | Best for | Time to apply |
|---|---|---|
| Chime 3 | Bad credit | Under 5 minutes |
| Chase | Higher balances | About 10-15 minutes |
| Current | Debit card rewards | About 5 minutes |
| Ally | Earning interest | About 5 minutes |
Opening a checking account is a relatively fast process that usually takes anywhere from a few hours to a day to complete. To open a checking account, be ready to provide your identification, such as a driver's license, government-issued identification, and social Security number.
As part of the account opening process, you'll be able to request a debit card connected with the account. In some cases, you'll have to wait about seven to 10 business days before your card arrives in the mail. Many banks, however, offer same-day access to a debit card that you can use immediately.
Generally, yes. You can open a checking account online in just a few minutes with an online bank or credit union or with traditional banks and credit unions that offer online banking and checking accounts. The funds in your new account may take a few days to process, though.
Processing your application and issuing your account number could take a day or two. Opening a bank account online can be the easiest way to do so but it isn't likely to be the fastest. If you'd prefer to open an account in person, the process may take much longer (i.e. 30 minutes to an hour or more).
An instant bank account is one that you can open online without visiting the bank. The only prerequisite is that your Aadhaar number should be linked with your mobile number.
| Bank, credit union or neobank | Early direct deposit information | Accounts |
|---|---|---|
| Bank5 Connect | Up to 2 days early | Bank5 Connect account |
| Capital One | Up to 2 days early | 360 Checking |
| Cash App | Up to 2 days early | Cash App account |
| Chase | Up to 2 days early | Chase Secure Banking |
What bank does not do a credit check to open an account?
Chime is an online-only fintech company that offers banking services through The Bancorp Bank, N.A. or Stride Bank, N.A. Its Second Chance Banking option boasts no monthly fees and no credit or ChexSystems check. Although it has no physical branches, you can deposit cash for free at Walgreens locations.
| Account | Annual Percentage Yield | Minimum Deposit Requirement |
|---|---|---|
| Navy Federal Credit Union Free EveryDay Checking | 0.01% | $0 |
| Capital One 360 Checking Account | 0.10% | $0 |
| Chase Secure Banking℠ | N/A | $0 |
| Chime® Checking Account | None | $0 |
| Account | Forbes Advisor Rating | Minimum Deposit Requirement |
|---|---|---|
| SoFi Checking and Savings Account | 4.6 | $0 |
| NBKC Bank Everything Account | 4.6 | $0 |
| Connexus Credit Union Xtraordinary Checking | 4.6 | $0 |
| Ally Bank Spending Account | 4.5 | $0 |
- Chime: Easiest to open overall.
- Current: Best for no deposit.
- Capital One: Best bank w/o credit check.
- Synchrony: Best for savings.
- TD Bank: Easiest big bank to open.
- Revolut: Easiest all-in-one account.
- Majority: Easiest to open for newcomers.
Just download the Fi app, complete a quick in-app employment check and open your digital savings account. All this, in the time it takes you to make a cup of coffee!
- Aadhaar card.
- Mobile linked to Aadhaar for OTP.
- PAN card.
- Recent scanned image of photograph-Size Up to 1 Mb.
- Scanned image of address proof of address (POA) -Size up to 1 Mb.
- Scanned image of Proof of Identity - Size up to 1 Mb.
Two-thirds of PNC Bank branches can print new chip cards instantly for new checking accounts or to replace lost, stolen or damaged cards. The instant card issuance (ICI) printers are in about two-thirds of PNC branches currently, and will be in 85 percent of them by year-end.
Zil, a cloud-based banking platform, offers its users virtual debit cards for online and contactless in-store purchases. Instant virtual cards offered by Zil allow you to make payments using your mobile smartphone and are safe and simple to use.
To replace your damaged, lost, or stolen Wells Fargo Debit or Credit Card, please sign on to Wells Fargo Online® or www.wellsfargo.com/replacemycard to request your new replacement card online. It's quick and easy and you will receive your new card in approximately 5-7 calendar days.
Open a Savings Account Online with HDFC Bank to enjoy Exclusive Benefits. Start your banking journey with HDFC Bank's Savings Account, explore a wide range of features & benefits with exclusive deals available with different account variants.
What bank doesn't use the Chex system?
| Bank / Credit Union | Forbes Advisor Rating | Monthly Maintenance Fee |
|---|---|---|
| Capital One 360 Checking Account | 4.5 | $0 |
| Chime® Checking Account | 4.4 | $0 |
| LendingClub Bank Rewards Checking | 4.2 | $0 |
| Varo Bank Account | 4.1 | $0 |
How long will it take to open an account when I apply? Your application will be processed in 1 to 2 business days. We'll send you either an email or letter letting you know if you are approved for your account. You will receive your account documents via U.S. Mail within 7-10 business days.
In just minutes you can apply through Wells Fargo Online® for a checking or savings account, credit card or loan.
- Use a Withdrawal Slip. ...
- Cash a Check at Your Bank. ...
- Cash a Check at a Retailer. ...
- Use a Cardless ATM. ...
- Use Your Digital Wallet. ...
- Use a Check-Cashing Service.
Many popular banks such as Ally Bank, Axos, SoFi and PNC offer instant mobile deposit availability.
