When the Hustle Becomes your Life - Finance Quick Fix (2024)

Can the secret to financial independence be in more work instead of less?

This is going to sound ridiculous but bear with me. The last two years have completely changed my life, and I can honestly say that I’ve found the secret to financial independence.

But it might not be what you want to hear.

A question by a blogger friend got me thinking about how my life had changed since I started freelancing full-time in 2013. Martin was getting ready to launch his side-hustle podcast DoYouEvenHustle.net and was asking around for reasons why people hustle.

I put in between 50 and 60 hours a week on the two blogs, and for my private clients, so I’m no stranger to the hustle, but to my surprise, I didn’t have an immediate answer to the question.

The old reasons for money and being my own boss didn’t apply. The money is nice but no longer necessary after years of saving and investing. I never wanted to be my boss, preferring to get my work done instead of being in total control.

Then it struck me. I hustle because I love the hustle. I love the challenge.

I am happier than I’ve ever been and it’s not a result of working less, as I always thought, it’s because I’m working more!

I wasn’t always about the hustle.

Before you think I’m crazy or just one of those people that has to be moving every second, I wasn’t always like this. I was a miserable mess at work in my 20s and even my 30s. I hated nearly every job and spent half the time just staring at the computer, waiting for retirement. My only enjoyment was managing my real estate rentals and investing, but I didn’t spend more than ten hours a week doing it.

When the Hustle Becomes your Life - Finance Quick Fix (1)

If this sounds like you, consider what kind of life you’re living. Do you want to be miserable for more than a third of your life? What are you going to do when retirement finally comes?

How the hustle changed my life

At first, the hustle became necessary. I had worked freelancing for a couple of years but only on the side to make a little extra money. We moved back to Colombia in late 2013, and I had to replace my whole income with analysis projects for financial advisors and private equity firms.

If I didn’t work, I didn’t get paid, so I worked my ass off.

In 2014, I started the two blogs, and the hustle factor increased even more. Starting a blog is no joke. Besides constantly writing new content, you’re always putting together ways to get it in front of more people.

This was when the hustle became exciting.

The constant need to work out new projects for the blogs and to put together ideas for my freelance clients started to become a challenge. Not a challenge in the sense that I was running ragged but a challenge that I looked forward to beating every week. My enthusiasm translated to higher rates with clients and big traffic boosts on the blogs.

I started catching myself checking email and outlining notes on the weekend. Television became boring, and I would sit there thinking about what I wanted to do over the next few days.

When the Hustle Becomes your Life - Finance Quick Fix (2)

This was when the hustle became my life.

I don’t think much about retirement anymore. Sure, I still put money away and take advantage of tax benefits on retirement accounts, but it’s not something that worries me. I’ll be doing this until I’m 100, if I can. If I’m ever unable to hustle, then I probably won’t be able to do much of anything besides drool on myself, and I won’t need a giant nest egg to do that.

So the next time you’re worrying about money or if you have enough for retirement, the next time you let out a desperate scream at the thought of going to work, start thinking about how you can make the hustle a part of your life.

Where’s your Hustle?

Most people think of the hustle as a side gig you start outside your 9-to-5, but your day job can become your hustle just as well. I think it’s harder because your success isn’t always related to the amount of hustle you put into it. That success is important in developing the hustle from something that’s necessary to something you enjoy.

If your hustle isn’t at your 9-to-5 job, then find something you like to do as a hobby job. You’re probably going to be working your tail off at both jobs for a while, so your side gig has to start with a passion. If you’re looking for ideas, check out an earlier post on how to make money freelancing and nine websites that help reach clients.

Another good resource to develop your side job is Udemy. The online learning site offers courses as low as $15 and is a great way to build your skills fast in a particular position. Once you’ve started your side hustle, you might check out Fiverr.comWhen the Hustle Becomes your Life - Finance Quick Fix (3) to find clients.

Your hustle probably isn’t going to be so captivating at first, and there will always be times when it won’t be fun. You might have to adjust your schedule and sacrifice to fit it in. Give it a year, and you’ll start getting addicted to the challenge. You’ll see real success, and it will become hard to imagine your life without the hustle.

That’s when the hustle will become your life.

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When the Hustle Becomes your Life - Finance Quick Fix (2024)

FAQs

Is hustle life worth it? ›

Burnout: Hustle culture can almost invariably lead to burnout, as the constant pressure to work hard and achieve more can take a toll on an individual's mental and physical health. Most of us leave all-nighters behind after our college days for a good reason: Our bodies just can't keep up.

What is an example of a hustle culture? ›

One example of toxic hustle culture in the workplace is employers expecting employees to stay late or come to work early.

What is financial hustle? ›

In the context of financial independence, "hustle" refers to taking proactive and determined actions to generate additional income streams or increase one's earning potential.

Is Hustle positive or negative? ›

According to the dictionary, to hustle means a lot of negative things, like: force (someone) to move hurriedly or unceremoniously in a specified direction. obtain by forceful action or persuasion. obtain by illicit action; swindle; cheat.

What is toxic Hustle? ›

The problem with hustle culture arises when it becomes a toxic and all-consuming mentality that puts individuals' health and well-being at risk. When you feel the pressure to constantly work and hustle, it can lead to burnout, stress, and a lack of work-life balance.

What are the three rules of hustle? ›

There are three unseen laws of hustle: 1) Do something that moves you. 2) Keep your head up and look for opportunity. 3) Seal the deal and make it real.

What is toxic productivity? ›

What is toxic productivity? Productivity becomes toxic when you feel pressure to be productive at all times and prioritize your perpetual to-do list at the expense of your well-being.

How does Gen Z really feel about hustle culture? ›

Despite the lure of the travel influencer lifestyle, most Gen Z independent workers say that they would prefer to work as a permanent or noncontract employee, compared with 28 percent who say that they take on independent work because they enjoy it and 24 percent who say that they do so because they prefer the autonomy ...

What's the most lucrative side hustle? ›

These side hustles include:
  1. Marketing Strategy. This side hustle stands as the highest-paid side hustle of 2024, commanding rates of $178 on average. ...
  2. Mobile App Development. ...
  3. Presentation Design. ...
  4. Web Design. ...
  5. 3D Industrial Design. ...
  6. Brand Style Design. ...
  7. Packaging and Label Design.
Feb 28, 2024

What is the negative of side hustle? ›

The biggest problem with side hustles is they can make you think small. Instead of going all-in on an idea a side hustle can force you to only do it part-time. You can accidentally put in minimum effort because it's not the main gig. A side hustle lets a lot of people off the hook.

What is a more professional way to say side hustle? ›

A side job, also informally called a side hustle or side gig, is an additional job that a person takes in addition to their primary job in order to supplement their income.

How to figure out your side hustle? ›

  1. Identify your skill set. The first step to starting a successful side hustle is identifying your skills and interests. ...
  2. Research the market. Once you've identified your skill set, research trending platforms. ...
  3. Plan your side hustle. ...
  4. Set up your side hustle. ...
  5. Promote and grow your side hustle.
Sep 15, 2023

Does hustle mean making money? ›

If someone hustles, they try to earn money or gain an advantage from a situation, often by using dishonest or illegal means. [mainly US]

How does Gen Z really feel about Hustle culture? ›

Despite the lure of the travel influencer lifestyle, most Gen Z independent workers say that they would prefer to work as a permanent or noncontract employee, compared with 28 percent who say that they take on independent work because they enjoy it and 24 percent who say that they do so because they prefer the autonomy ...

Why are people against Hustle culture? ›

Why is everyone hating on it? A: There's a difference between hard work and toxic productivity. Hard work can lead to success and satisfaction. Hustle Culture is the warped belief that you should sacrifice literally everything else for work—health, relationships, sanity, you name it.

Is Hustle School appropriate? ›

However, HUSTLE has lots of strong foul language, including some “f” words, several strong profanities and some lewd trash talk on the basketball court. So, MOVIEGUIDE® advises extreme caution.

Does Hustle cost money? ›

What is Hustle's pricing? Hustle's pricing varies as per usage and is primarily based on the number of contacts you upload. The prices range between 10 to 15 cents per text. There's no data available for subscription plans or volume discounts.

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