When Frugality Goes Too Far - Questionable Ways To Save Money (2024)

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Clearly, I’m all for saving money. Managed to switch your mobile phone to a better plan? Excellent! Decided to start bringing lunch to work instead of buying it every day? Great decision!

There are thousands of ways to be frugal that allow you to save money without sacrificing your lifestyle.

At the same time, there are some people who, shall we say, take this too far.

I’m not talking about things like stealing to save money, of which I’m certainly not in favour. Instead, I’m talking about people who try to save a few bucks by doing something that just…doesn’t sit right.

Whether it’s rude or just plain gross, there are some lines that shouldn’t be crossed.

I’ve already argued just why it’s better to focus on the big wins when trying to save money. At the same time, saving a bit of money here and there can also help.

But when it’s potentially something like these that could, in some cases, trigger your gag reflex – then perhaps your frugality has really gone too far.

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When Frugality Goes Too Far - Questionable Ways To Save Money (1)

Firstly, I’ve eaten grasshopper tacos in Mexico and they were absolutely delicious. I’ve also eaten fried crickets in Thailand, which was…interesting.

This is not about that.

Instead, this Reddit post asked the following:

[I’ve] been spending way too much money on snacks and decided a neat way to cut down will be to find some nice enough insects and maybe set a few traps. It’s basically free food if done right and I can’t imagine it would taste too bad.

Has anyone had any experience of doing this before? Whats the most calorie dense insect to try and eat? Is it better to set traps or maybe potentially buy them in bulk (maggots from fishing shops maybe)

Just buy them in bulk as maggots?

*dry heave*

I think my favourite part of the comments section is when someone points out: “How much are you spending on snacks? A pack of carrot sticks is less than 1 dollar and you can snack on those all week.”

To which the original poster responds:

“Yeah a pack of carrot sticks is only a dollar, but a spider from the back garden (for example) is $0. I normally just grab an apple or a banana for a snack, but why should I pay when theres potentially the option of not paying anything? Seems senseless.”

Yes. Completely senseless.

To clarify, one pound of carrots costs $0.99. That is about eight carrots. If each carrot is halved and then each piece is quartered, that’s 64 carrot sticks on which you can snack.For less than $1.00.

Or, yes, you can go and catch some spiders. But sometimes…just maybe…spending that $1.00 may be worth it.

Let’s just say that I wish I’d taken a photo of my face when I first read about this. I suspect it looked a lot like yours did just now when you read that sub-heading.

I had high hopes. After all, the article that describes this is entitled “Stop Using Toilet Paper: Strange Ways to Save Money“. So at first I assumed that it would embrace the strange-ness of this suggestion.

Not quite. Once you read the article, you’ll see that it’s written as completely legitimate advice on how to save money.

For example:

Toilet paper makes up a decent sized chunk of many people’s household budgets. It’s not cheap. When you have a big family or people who just reel it off the roll, the costs go even higher. If you want to cut some money from your budget, there are ways to do without traditional toilet paper.

The first way is to use reusable cloths. You can use old washcloths, cut up some cloth diapers, or even buy special cloth toilet wipes. […] You keep a container next to the toilet and the used wipes are tossed in there and then washed just like cloth diapers. […] Not only is this cheaper than buying toilet paper all the time, it’s more environmentally friendly.

Now, don’t get me wrong; I am always in favour of being environmentally friendly, especially when it also saves some money.

But you can get six rolls of toilet paper for $3.99. I’m sure they’re even cheaper when bought in bulk.

I’d also question the environmental friendliness (and energy and water costs) of having to do so many extra loads of washing for these cloths.

Ultimately, however…would you really want a container of used wipes sitting in your bathroom? And which lucky soul in your household gets to do the laundry for those?

If I drew the short straw, I would be donating the $3.99 for the cost of the toilet paper quicker than you can say “reusable cloths”.

I’ll leave you with the “bonus” piece of advice from further down in the article mentioned above:

You can [also] try old newspaper or phone book pages.

Great. Thanks.

It turns out that crashing weddings isn’t only for 2005 Vince Vaughn movies.

And while this money saving trick isn’t as disgusting as the previous ones (or the next one…brace yourself), it is pretty tacky. Not to mention the cost to the people actually paying for the wedding.

This articledescribes one such case:

I put on a suit and crashed a wedding for free food. My cousins and I had just finished a long game of football at the local park when a delicious aroma wafting over from and nearby wedding hall. We turned to face each other, gave a small nod for affirmation, then ran home to clean up and put on our best suits. Once we got into the wedding, we headed straight for the food, stuffed our faces, then got our asses the hell out of there.

I guess you could argue that at least they were remorseful or else they wouldn’t have run. But if you’re going to crash a wedding – which you absolutely shouldn’t do – at least bring a present, like these crashers who gave a “buck for luck”.

Every dollar counts, I guess?

At least those guys were not as bad as the lady in this article:

This woman dressed in blue had apparently entered the banquet hall without […] acknowledging anyone.

[…] Another guest went up to her to confirm her identity, seeing as not a single soul knows [sic] her.

[…]That was when things took a weird twist as the woman, who probably knew that the game was up, started to lose her temper and throw a tantrum. She started hitting the table and screaming really loudly at the guest saying, “Do not touch me!”

[…] When the staff tried to restrain her, she fought back and grabbed her coat to walk off. However, she also grabbed a bag of what looks [sic] like wedding biscuits and balloons before stalking off.

Just in case it needs to be said, here’s a key piece of money-saving advice: if you need to sneak in to someone’s wedding, steal some food and make a scene when you’re called out on your bad behaviour, perhaps you need to find some other ways to save money in your life.

But at least she got some biscuits and balloons, I guess?

Don’t worry, that last section was just a brief reprieve. We’re back to the gross stuff now.

This article describes a couple who do the following to save money:

  • The husband uses the suds from his wife’s hair to wash his own so they only need to buy one shampoo bottle for both of them every eight months.
  • They share one razor in the shower. She shaves under her arms and then he shaves his face.
  • They share one Q-tip. She will clean her ears with one end and then he cleans his ears with the other end of the same one.
  • They share deodorant, with each person only allowed to do one ‘swipe’ per armpit.
  • They share the same toothbrush to save money on having to buy two.
  • (This is the one that got an audible ‘ew’ from me) They share the same piece of dental floss each day.

These. Are. Gross. I’m all for limiting the amount of time taken to shower and I’m not even completely against their idea for saving money on shampoo.

But the Q-tip? And the toothbrush and dental floss? Not to mention that one swipe of deodorant can hardly be enough, meaning that not only are they unhygienic, but they smell as well.

What’s worse is that they’re not even saving that much money!

That is, these savings amount to less than $50 per person over an entire year.

If you have to work this hard (and be this unhygienic) to save less than $1.00 a week, I’d strongly recommend finding other ways to save money.

As an example, and as covered in more detailin this article, you can save hundreds of dollars from a few quick phone calls.

Call up your bank to negotiate a better deal by (politely!) threatening to leave if they won’t reduce your interest rate or waive your fees. Just before your insurance policy is renewed, either try to negotiate with your existing policy provider or shop around for a better deal.Get rid of your gym membership.

That said, you may like the idea of including maggots on your shopping list or think that sharing a toothbrush is both frugal and romantic.

In which case…let me know so I know not to get too close.

Let me know in the comments what’s the most extreme thing that you’ve done to save money!

When Frugality Goes Too Far - Questionable Ways To Save Money (2)

Money Bee

As a teenager, I asked for personal finance books for Christmas. While misguided haircuts came and went, I never managed to shake off this particular obsession. Now in my early 30s, my interests have broadened to include travelling, pretending that I don't have a caffeine addiction, and retiring well before my 40th birthday.

When Frugality Goes Too Far - Questionable Ways To Save Money (2024)

FAQs

Is there such a thing as too frugal? ›

While I consider myself frugal, there are instances where saving money isn't worth the additional time investment. Let me share a story illustrating how excessive frugality cost me my health, productivity, and happiness.

What is the saying about frugality? ›

Without frugality none can be rich, and with it very few would be poor. Industry is fortune's right hand, and frugality its left. Unite liberality with a just frugality; always reserve something for the hand of charity; and never let your door be closed to the voice of suffering humanity.

What is the mental disorder frugality? ›

Fear of spending money or excessive frugality is sometimes known as Chrometophobia, a Specific Phobia related to money. Fears about spending money may also be involved in obsessive-compulsive disorder (OCD).

What are the disadvantages of being frugal? ›

“Unfortunately, many people become spending-phobic in their quest to live a more frugal life, which can lead to anxiety around money,” she explained. “In the worst instances, people may become overly hesitant to spend money on even essential items, which can lead to a lower overall quality of life.”

Why are some rich people frugal? ›

Many wealthy individuals grew up with little or nothing, and the thought of returning to that state is a powerful motivator. So they hold onto their wealth with a death grip, even if it means being cheap in other areas of their lives.

Are frugal people happier? ›

Believe it or not, living frugally can actually make you happier than living lavishly. Living a frugal lifestyle isn't necessarily about pinching pennies and denying yourself things you want. It's about making your life easier and worrying less about money.

What do you call someone who is frugal with money? ›

If you mean this in a positive way, use Damkerng T's words: frugal, thrifty, economical. If you mean it in a negative way, use nxx's words: miserly, cheap, cheapskate, tightwad.

Is frugality a behavior? ›

In behavioral science, frugality has been defined as the tendency to acquire goods and services in a restrained manner, and resourceful use of already-owned economic goods and services, to achieve a longer term goal.

What is a good sentence for frugal? ›

She lives a frugal life. We must practice the strictest frugality and economy. A frugal meal is small and not expensive. The diet was frugal: cheese and water, rice and beans.

What does extremely frugal mean? ›

Frugal emphasizes being saving, sometimes excessively saving, especially in such matters as food or dress: frugal almost to the point of being stingy. Economical implies prudent planning in the disposition of resources so as to avoid unnecessary waste or expense: economical in budgeting household expenditures.

What does excessively frugal mean? ›

Being overly frugal means you either don't make enough money, fear your income won't last, or are stuck mentally in a time when you didn't make much money. There is no denying that having less money means you are forced to spend less.

What personality type is frugal? ›

Budgets, savings accounts, and retirement plans take priority over impulse purchases for the dutiful Sentinels. Defenders (ISFJ) (69%) were the most likely personality type to identify as frugal, followed closely by their Thinking-type counterparts, the Logisticians (ISTJ) (67%).

What kind of behavior makes you frugal? ›

They budget carefully, allocate a predetermined portion of their income to savings and investments, and do not exceed it. They save up for big purchases, prefer to buy with cash (as opposed to credit), and keep an emergency fund for times of need.

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