Vehicle Loans | LA Financial (2024)

1 Offer is only eligible for new members referred by current LA Financial members as of the date of application on new and used vehicles or refinances with a minimum loan amount of $10,000, and personal term loans with a minimum loan amount of $4,000. We only offer personal loans in California & Arizona. Personal Lines of Credit are not eligible for this promotion. Not valid on existing LA Financial vehicle or personal loans. Loan applicant and referrer are ineligible for the $75 promotional dividend if the loan applicant is already a member of LA Financial Credit Union. Referrer must be a current member at LA Financial. The promotional dividend amount of $75 will be posted to both the referrer and loan applicant's LA Financial Primary Savings accounts within 45 days of funding. This referral program is available for a limited time only and may be discontinued at any time. Loan must be accepted and funded in order to receive the offered dividend. Referrer and loan applicant only receive a dividend after a loan is funded. The referrer's full name must be submitted on the loan application during the initial loan inquiry. No dividend will be given to either party if referrer's name is mentioned any time after the loan application has been submitted. Member must be 18 years or older to qualify. Members' personal information will not be shared for purposes other than for this referral transaction. Offer only eligible for LA Financial members in good standing.

2 Offer is only eligible for new members referred by current LA Financial or Havasu Community Credit Union members as of the opening date of a new Play or Flex Spending Account, otherwise known as a subscription checking account. New member must qualify for membership and a checking account based on Credit Union approval. After 90 days of qualified activity, which includes establishing direct deposit with a minimum of $500 or more in direct deposits per month, the promotional dividend amount of $75 will be posted to both the referrer and newly referred members’ LA Financial Primary Savings accounts within 45 days. The referrer's full name must be submitted on the Play or Flex Account application during opening. No dividend will be given to either party if referrer's name is mentioned any time after the original application has been submitted. Members' personal information will not be shared for purposes other than for this referral transaction. Offer only eligible for LA Financial members in good standing. This referral program is available for a limited time only and may be discontinued at any time. Member must be 18 years or older to qualify. A 1099-INT will be issued to members who receive this bonus for tax purposes.

*Qualifying members may elect to defer their first payment for up to 90 days from the loan funding date. Interest will accrue during the deferral period. Subject to credit approval.

**APR=Annual Percentage Rate. As an example, at 6.24% APR, your monthly payments are just $19.50 per $1,000 borrowed for 60 months. Discounted rate includes 0.25% reduction for automatic payment from LA Financial Credit Union Checking Account. Up to 125% Loan-to-Value financing on new auto loans and up to 115% Loan-to-Value financing on used auto loans on approved credit. Up to 100% Loan-to-Value applies on all cash-out refinances and first-time auto buyers. All rates are quoted on approved credit as Annual Percentage Rates (APRs). Some restrictions may apply. Loan approval subject to credit and income evaluation. Consumer loan rates may vary depending on credit profile, term, mileage, and the amount financed. Rates and terms are subject to change without notice.

*This pre-qualified personal loan offer is for $2,500 at fixed rate of 11.99% APR and a 24 month term. APR= Annual Percentage Rate. As an example, at 11.99% APR, your monthly payments are just $117.69 for 24 months with a total finance charge of $324.35 and total payment of $2,824.35. All rates are quoted on approved credit as Annual Percentage Rates (APRs). Some restrictions may apply. Pre-qualification expires January 31, 2023. If you request a loan amount or term other than the pre-approved offer, your payments will be different than what is disclosed and loan approval is subject to income and credit evaluation. Funds will be automatically deposited into your Checking account. If you don't have a Checking account, funds will be deposited into your Savings account.

Disclaimer: LA Financial Credit Union is not responsible for the privacy practices or the content of web sites which we may provide a link to. While all efforts are made to maintain the accuracy of information presented on the LA Financial Credit Union web site, we cannot guarantee that all information is current.Please contact the Credit Union call center directly for the most current information at 800.894.1200. LA Financial Credit Union Routing Number: 322077562

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