Travel Insurance for Extended or Open Ended Travel - World Travel Family (2024)

This post may contain affiliate links.

World Nomads is the insurance company we have used for extended, open-ended, long-term and adventure travel. Many travel insurance companies do not cover our style of travel. We needed to tailor our cover to our destination and ever-changing plans any time we needed to. Travel insurance for serious, long-term, flexible or nomadic travellers can be hard to find. This page is intended for those of us looking for nomadic travel insurance, open-ended travel insurance or travel insurance after you have left home (buying travel insurance abroad), including for adventure activities such as trekking and scuba diving, or sports and sporting equipment.

Get a quote here!

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We are a family, so for us, we needed family travel insurance to keep us all safe. This company is also popular with singles, couples, gap year travellers and digital nomads.

If you can’t afford travel insurance then you can’t afford to travel

We fully believe the above. My super fit, young, Ironman husband ended up in hospital in Thailand for emergencyhernia surgery. Without insurance, our trip would have ended right there and our bank balance would be cleared out.

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Things happen unexpectedly, don’t take chances, particularly not with insurance for families or kids.

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This post may contain affiliate links.

Contents hide

1. Nomadic Travel Insurance and Open-Ended Travel Insurance Can Be Hard to Find

2. Who are World Nomads?

4. 7 things to know about World Nomads travel insurance

5. Travel Insurance For Our Family

Nomadic Travel Insurance and Open-Ended Travel Insurance Can Be Hard to Find

We travelled nomadically for over 6 years and World Nomads was the company we used.

We are only affiliates for companies we believe in.

*World Nomads provides travel insurance for travellers in over 100 countries. As an affiliate, we receive a fee when you get a quote from World Nomads using this link. We do not represent World Nomads. This is information only and not a recommendation to buy travel insurance

You need travel insurance for:

  • Extended travel or travel that you need to keep extendable
  • Insurance if you are already abroad or after you have left home
  • Open-ended travel
  • RTW or gap year travel
  • Long term travel
  • Nomadic travel
  • Adventure travel or certain extreme sports ( always check terms and cover limitations particularly check altitude restrictions )
  • Flexible travel
  • Triathlon and Ironman international events and travel ( check terms, they vary)

Who are World Nomads?

Since 2002, World Nomads have been protecting, connecting and inspiring independent travelers.

They offer simple and flexible travel insurance and safety advice to help you travel.

Because they believe in giving back to the places we travel to, World Nomads also enables you to make a difference with a micro-donation when you buy a policy.

And they’ll help you plan your trip with free downloadable guides, travel tips, responsible travel insights and recommendations from their global community.

World Nomads provides travel insurance for travelers in over 100 countries. As an affiliate, we receive a fee when you get a quote from World Nomads using this link. We do not represent World Nomads. This is information only and not a recommendation to buy travel insurance.

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Travel insurance: simple, reliable & flexible

Travel Insurance for Extended or Open Ended Travel - World Travel Family (5)

You can normally buy, extend and claim online, even after you’ve left home. Travel insurance from WorldNomads.com is available to people from over 150 countries. It’s designed for adventurous travellers with cover for overseas medical, evacuation, baggage and a range of adventure sports and activities.

There are very few companies that will provide insurance cover after you have left home or open-ended travel insurance.

Please read the terms carefully, particularly with regard to what they will and won’t cover and any local restrictions unique to you. This open-ended travel insurance has served us well, just be sure it will work for you. If in doubt, ask them directly.

7 things to know about World Nomads travel insurance

Internationally recognised underwriters
World Nomads is backed by a suite of specialist travel insurers that provide 24/7 emergency assistance, customer service and claims support.

24/7 emergency assistance
If you need medical assistance or emergency medical evacuation, World Nomads’ multi-lingual team is available 24/7 to connect you with medical treatment and transportation during your trip.

Buy and claim on the road
Had a change of plans? You can extend your period of cover or claim online at any point in your journey. You can even buy a World Nomads policy if you’re already travelling.

Adventure activity coverage
Designed by travelers, for travelers, World Nomads covers over 150 adventure sports and activities so you can explore your boundaries.

Travel safety tips and alerts
World Nomads provides useful and up-to-date travel insurance information and global travel safety advice to help you plan for your journey and navigate the risks.

Donate and make a difference
When you buy travel insurance with World Nomads, you can make a micro-donation to a community development project to help change lives in the destinations that need it most.

Travel content to help inspire, educate and plan
Plan your trip with free destination guides, develop your travel storytelling skills and learn how you can be a more responsible traveler with World Nomads as your travel companion.

World Nomads provides travel insurance for travelers in over 100 countries. As an affiliate, we receive a fee when you get a quote from World Nomads using this link. We do not represent World Nomads. This is information only and not a recommendation to buy travel insurance.

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For you, for Pinterest

Travel Insurance for Extended or Open Ended Travel - World Travel Family (7)

Travel Insurance For Our Family

Thanks for being here. We wouldn’t even think of travelling without insurance. That’s just crazy.

So if you’re looking for travel insurance for extended travel, nomadic travel, open-ended travel, adventure travel or just family travel, get a quote using the links above. Getting travel insurance abroad or after you’ve left home is particularly hard. Safe and happy travels from us at World Travel Family travel blog. We hope you stay and explore more of our site. We’ve not been everywhere but it’s on our list.

If you'd like to hire a car during your stay, use this car rental comparison tool to find the best deal!

We also suggest you take a look at this company to get a quote for all kinds of the more tricky adventure or extended travel insurance.

Try Stayz / VRBO for an alternative way to find rentals on homes/apartments/condos in any country!

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  • Family Travel Blog, Travel With Kids (Tips)
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  • How to Travel the World for Free
Travel Insurance for Extended or Open Ended Travel - World Travel Family (2024)

FAQs

Does travel insurance cover whole family? ›

A family travel insurance policy covers up to two adults who live together and up to eight children aged under 18, though they could be included up to the age of 24 if they're in full-time education – the number of children permitted and age limits will depend on the policy.

Can you travel separately on family travel insurance? ›

Can you travel alone with family travel insurance? Yes, but it depends on what type of policy you purchase. If you buy annual multi trip family travel insurance, every adult on the policy over 18 is insured to travel independently.

What is immediate family for travel insurance? ›

To clarify, immediate family is defined as spouse, mother, father, son, daughter, mother-in-law, father-in-law, son-in-law, daughter-in-law, granddaughter or grandson.

What does worldwide travel insurance cover? ›

It covers you for unexpected events that could otherwise leave you out of pocket. Things like cancellation, medical expenses and theft of your belongings. Worldwide policies cover pretty much every destination on the globe, and you can take out single trip or annual cover.

What type of insurance covers the whole family? ›

Family life insurance looks different for each family. You can insure the entire household with one policy that bundles coverage, either as a joint policy or with riders that add coverage for other individuals. Another option is buying separate policies.

Is it better to buy travel insurance as a group or individual? ›

Group travel insurance might make sense if everyone in your group has the same itinerary and travels to the same destination. The main perk of group travel insurance versus separate policies for each person is that it streamlines the purchasing process.

Does travel insurance cover multiple countries in one trip? ›

A multi-destination trip insurance plan covers all your destinations under one policy so you don't have to concern yourself with purchasing multiple policies for one trip. You can also file claims through one policy, rather than having to worry about navigating multiple at a time.

Does travel insurance cover everyone on the trip? ›

There's a common misconception that if one person buys travel insurance, their travel companions are protected too. That's not the case — although travel insurance does provide some benefits that can affect companions.

Does single trip travel insurance cover multiple countries? ›

You can travel with a single trip policy to multiple destinations, as long as all the destinations you're visiting are listed on your Validation Certificate.

What are the two 2 basic types of travel insurance? ›

What type of travel insurance do I need? There are two main types of travel insurance: trip protection plans and travel medical plans.

Is Allianz travel insurance good? ›

Allianz Travel can be a solid choice if you're looking to purchase travel insurance. However, it's always a wise idea to compare multiple options to ensure you're getting a good deal. For instance, AXA Assistance USA travel insurance is also a good provider.

How many days before should you buy travel insurance? ›

If you're wondering when you should buy travel insurance, the simple answer is as soon as possible. Ideally, you'll buy coverage no later than 15 days prior to your trip.

What is not covered by Allianz travel insurance? ›

Claims due to known, foreseeable, or expected events, epidemics, government prohibitions, warnings, or travel advisories or fear of travel are generally not covered (coverage can vary by state.)

What is not covered by travel insurance? ›

Reasonably foreseeable events. Known storms, epidemics, acts of war. Travel restrictions imposed by government authorities. Pre-existing conditions, unless the Premium plan is bought within the window for coverage.

Does travel insurance cover relatives being sick? ›

Does travel insurance cover cancellation due to illness? Travel insurance with Trip Cancellation coverage will cover you if you, a traveling companion or family member come down with an illness before your trip and an in-person visit to a doctor certifies that you're too sick to travel.

Does travel insurance cover if a family member gets sick? ›

You will usually receive reimbursem*nt if your trip is cancelled for: unexpected illness or injury of you or a traveling companion that deems you unfit to travel; hospitalization or death of non-traveling family member; weather or common carrier issues; unforeseen natural disaster at home or the destination; a legal ...

Is travel insurance excess per person? ›

Who has to pay an excess? When making a claim the excess is generally per person unless stated otherwise in your policy wording. You may also find with some travel insurance policies the excess will need to be paid per section and per incident too.

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