Our policies include cover for Covid-19: See full details
Covid-19: Travel insurance cover details
Updated: 3rd January 2023
Our insurance will cover you to travel provided the Foreign, Commonwealth and Development Office (FCDO) is not advising against all, or all but essential travel to your destination.
Cover for Covid-19 is included on all policies, here are the details:
If you contract Covid-19 abroad our policies provide the following cover:
- Emergency medical treatment and repatriation, when medically necessary, if you contract Covid-19 whilst abroad.
- Cover for additional accommodation & transport costs (limits apply) if you are unable to return home due to contracting Covid-19 and being told to self-isolate abroad.
- Confined to your accommodation benefit (Platinum policies only)
We will pay a fixed benefit (limits apply) for every 24 hours that you are confined to your accommodation due to medical advice. - Cabin confinement (Cruise policies only)
We will pay a fixed benefit (limits apply) for every 24 hours that you are confined to your cabin due to medical advice.
If you contract Covid-19 before you travel, our Gold, Platinum and all levels of Cruise cover provide cancellation in the following circ*mstances:
- if you, anyone insured on the policy, or a travel companion catch Covid-19 within 14 days of your trip starting.
- if you, anyone insured on the policy, or a household member have to self-isolate at home due to Covid-19.
- if you, anyone insured on the policy, or a family member are hospitalised or die due to Covid-19.
Important: There is no cancellation cover on silver policies.
Our policies will not provide any cover if:
- You travel to a destination where the Foreign, Commonwealth and Development Office (FCDO) is advising against all, or all but essential travel.
Our policies do not provide cover for:
- Cancellation caused by a change to FCDO or government travel advice, other than as a result of fire, earthquake, storm, flood, riot or civil unrest.
- Cancellation if your travel provider cancels or postpones your trip.
- Denied entry to the country or territory you are travelling to.
Check the latest information:
Government COVID-19 travel advice
Check the latest advice for travel and Covid-19
https://www.gov.uk/guidance/travel-abroad-from-england-during-coronavirus-covid-19
FCDO advice for your destination
Find out whether the FCDO is advising against travel for your destination, as well as the rules and restrictions when you arrive, including entry requirements.
https://www.gov.uk/foreign-travel-advice
Medical Travel Insurance
- 24 hour emergency medical assistance
- Just a phone call away
All travel insurance policies from Goodtogoinsurance.com include access to our 24 Hour Emergency Medical Support, which means you can travel with the peace of mind that help is available if you need medical treatment whilst you are away.
Wherever you are in the world our Emergency Medical Assistance team are just a phone call away- 24 hours a day, 365 days a year.
- English speaking support
- 24 hours a day, 365 days a year
- Worldwide service
Goodtogoinsurance.com specialise in providing travel insurance cover for Pre-existing medical conditions, we can cover all types of medical conditions and have no age limits on our single trip or annual travel insurance policies.
Whether you are travelling with a pre existing medical condition or not, it is reassuring to know that help is at hand if you fall ill or have an accident in a foreign country.
What to do if you need medical treatment abroad
If you have an accident or fall ill whilst you are on holiday your priority should be to get to a local hospital or medical centre as soon as possible.
Remember, travel Insurance is not Private Medical Insurance, in that it only covers unavoidable, unexpected emergency treatment. You are not covered for private medical treatment if there are medically capable public facilities available.
In an emergency situation you should dial the local equivalent of 999 to get help straight away. (112 works throughout the EU).
For outpatient treatment you should ask your hotel reception or tour representative for details of the nearest public medical facility. If you are in doubt you can call our Emergency Medical Assistance Team for advice on where to seek treatment.
Once at a hospital or medical centre you should make contact with our Emergency Medical Assistance Team as soon you can. They will be able to confirm to the hospital that travel insurance cover is in place and liaise with doctors on your behalf to ensure that you get the most appropriate medical care.
The contact number for our Emergency Medical Assistance will be provided to you once you buy a travel insurance policy from us.
You should carry your travel insurance Emergency Medical Assistance number with you at all times whilst you are away.
Feedback from customers we've helped
February 2019
"I would just like to say a huge thank you for all the support you gave us whilst my husband was in Penang hospital. You supported us all the way through and arranged flights and a taxi from the airport to our door. We could not have had better treatment.
We will certainly recommend you to our friends."
February 2019
" My farther became ill and passed away in India. From the first phone call to last everyone whom I spoke to was brilliant, can not praise the company enough. Will always recommend and use goodtogo for all future travel. Medical expenses where paid out in full and the repatriation of dad's body was faultless. Will forever be in your debt. Thank you to everyone your doing a wonderful job. "
January 2019
" Ever since they repatriated my wife from an Italian hospital I have eccomended them to all I meet. Efficient and helpful at all times "
July 2018
" this company offers the best cover for my 86yr old mum, with no hassle medical forms, every thing is very straight forward. Have had to make a claim when she was in Australia but they paid out no problem. Would recommend this company to anyone. "
July 2018
" Great service. Certainly would recommend again. Brilliant service last year when hubby was in hospital. Kept in touch, they phoned me frequently. Very helpful even after we were back in the UK. Everything I would expect from a holiday insurance company, which is more than I could say for some other companies I've had to deal with."
March 2017
" I feel I must let you know about the exceptional care and support that Anna has shown to me during a most traumatic and distressing time involving the repatriation of my mother who passed away while we were on board a flight to Australia.
I do not know how I would have coped without hearing Anna's kind words of comfort and practical support. She has gone out of her way to assist me and she has made me feel that I am her number one priority when I know that in reality I am one of a number of people that she helps on a daily basis. She is even chasing-up a request to locate my lost luggage which speaks volumes for her commitment to help her clients."
January 2017
" Unfortunately my father passed away on holiday on Christmas day in Tenerife. As you can imagine at this very difficult time, your company was astounding with the service, help and advice given.
I made one phone call and from that point the repatriation service went smoothly and efficiently. Your company rang me back at the appointed time, every time, and made everything very easy for mum and myself.
It just goes to show that taking out good travel insurance is a must particularly in these circ*mstances.
Well done and once again THANK YOU"
