Top 11 FinTech Books for Beginners You Must Read (2024)

Financial technology, also called FinTech, is growing very quickly all over the world. The financial system is changing fast because technology keeps getting better and better. Because of this, people need to keep up with new things in the world of fintech.

If you want to begin learning about FinTech, it is a good idea to start with the basics.

Reading books can be the best way to understand more about this topic.

This article will look at the top 11 books on FinTech that you must read if you are a beginner.

Top 11 FinTech for Beginners

Here are the top 11 FinTech books for beginners. Take a look:

1. FinTech For Dummies

Author(s): Steven O’Hanlon, Susanne Chishti, Brendan Bradley, and Dawn Patrick

Top 11 FinTech Books for Beginners You Must Read (1)

FinTech for Dummies is authored by several industry experts. This book will help you understand and navigate the rapidly evolving field of financial technology. It is your go-to source for everything you need to know. Additionally, it gives an explanation of the many uses of FinTech, including blockchain technology, online investment, and blockchain technology.

2. FinTech: The Financial Technology Handbook for Investors, Entrepreneurs and Visionaries

Author(s): Susanne Chishti and Janos Barberis

This guidebook navigates the financial technology revolution, shedding light on its changes, innovative concepts, and profitable openings. Primarily designed for businessmen, bankers, and investors, it informs you of strategies to leverage profitability in this ever-evolving market.

3. The Future of Finance: The Impact of FinTech, AI, and Crypto on Financial Services

Author(s): Henri Arslanian and Fabrice Fischer

Top 11 FinTech Books for Beginners You Must Read (2)

The Future of Finance gives much to think about, looking at how new technologies like fintech, artificial intelligence, and cryptocurrency change the finance service business. It talks about how these can make getting financial services easier, faster, and more open for everyone.

4. Fintech Business Models: Applied Canvas Method and Analysis of Venture Capital Rounds

Author(s): Fischer and Matthias

Top 11 FinTech Books for Beginners You Must Read (3)

Authored by Fischer and Matthias, the book gives useful information for knowing and making fintech business models. It also gives a deep insight into venture capital rounds in the fintech field.

5. The Ascent of Money

Author(s): Niall Ferguson

Top 11 FinTech Books for Beginners You Must Read (4)

Niall Ferguson, a former Harvard professor, published The Ascent of Money at the peak of the financial crisis. The book tackles a critical view of how modern history was shaped by significant financial events. It traces not only the development of money and credit but also identifies significant occurrences that continue to repeat within today’s banking system.

6. Bank 4.0: Banking Everywhere, Never at a Bank

Author(s): Brett King

Top 11 FinTech Books for Beginners You Must Read (5)

Brett King ventures into the exploration of the future in banking. The book explains how fintech, a blend between finance and technology, is not only reshaping the industry but also beginning it in a new era. It also discusses key aspects such as digital payments, which are revolutionizing transactions, and blockchain technology.

7. The Field Guide to Global Payments

Author(s): Sophia Goldberg

Top 11 FinTech Books for Beginners You Must Read (6)

Sophia Goldberg offers an in-depth exploration of the worldwide payment panorama in this book. It delves into various payment categories, scrutinizes key participants, and examines the regulatory environment in detail.

8. Fintech in a Flash: Financial Technology Made Easy, Third Edition

Author(s): Agustin Rubini

Top 11 FinTech Books for Beginners You Must Read (7)

This book is an easy read and provides a quick and concise overview of fintech. It delves into the industry’s fundamentals; at the same time, it explores pivotal trends and technologies, providing a thorough understanding of this lucrative industry.

9. DeFi and the Future of Finance

Author(s): Campbell R. Harvey

Top 11 FinTech Books for Beginners You Must Read (8)

Exploring the world of decentralized finance (DeFi), CR Harvey explores a new and rapidly growing sector within fintech. It highlights the potential revolution that DeFi offers in financial services and addresses its significant challenges.

10. FinTech for Finance Professionals (Global Fintech Institute, World Scientific Series On Fintech)

Author(s): Joseph Lim and David Kuo Chuen Lee

This book series by experts Joseph Lim and David Kuo Chuen Lee is specifically tailored for finance professionals interested in fintech. This book touches on a broad range of topics, like regulatory compliance, risk management, and innovation.

11. The Financial Diaries

Author(s): Jonathan Morduch and Rachel Schneider

Top 11 FinTech Books for Beginners You Must Read (9)

Jonathan Morduch and Rachel Schneider, in their work The Financial Diaries, provide detailed records to track the annual experiences of 235 low- and middle-income families. Using the data, the book challenges assumptions about earning-spending patterns, lending practices, and saving behavior.

The Bottom Line

FinTech has revolutionized the way we manage our money, from mobile banking apps to online payment platforms.

In this continuously changing financial landscape, it is important to have at least a basic understanding of the concept.

Whether it’s investing in digital currencies or using robo-advisors for financial planning, staying informed about FinTech is crucial for navigating the modern financial world.

Each book mentioned in the list above offers unique value; therefore, choose the one that aligns best with your educational journey in FinTech.

Top 10 Best Fintech Courses, Programs, and Certificates Online

Frequently Asked Questions (FAQs)

Question: What should I learn to get into fintech?

Answer: To get into fintech, you need to learn at least the basics of how financial markets run. The above-mentioned books are good for expanding your knowledge of the industry. You can also enroll yourself in a FinTech course for beginners.

Question: What is the best book for FinTech?

Answer: There are a number of books available on FinTech. You can choose the one that suits your learning needs, diction, and reading preferences.

Question: What are some popular books on FinTech for beginners?

Answer: Here are some of the most popular books on FinTech for beginners- FinTech For Dummies by Steven O’Hanlon, Susanne Chishti, and others; The Future of Finance by Henri Arslanian and Fabrice Fischer; Banking 4.0. by Brett King.

Top 11 FinTech Books for Beginners You Must Read (2024)

FAQs

Where to start with FinTech? ›

How Can You Become a Fintech Professional?
  • Acquire necessary fintech skills.
  • Create a stellar resume.
  • Make a list of your preferred fintech companies.
  • Network with fintech industry professionals.
  • Send cold emails.
  • Stay updated with the latest fintech trends.
  • Choose effective training courses and certifications.

What is FinTech for beginners? ›

It's often used to describe the use of technology in the financial sector, but it can also refer to digital versions of traditional financial services like banking, insurance, or brokerage. The goal of FinTech is to make these services more efficient and accessible for customers.

What should I learn for FinTech? ›

Computer Programming - Careers in FinTech vary, from Financial Analyst to Data Scientist. Most programmers need to learn Python, SQL, C++, or Java. Depending on the position, one may also need skills in Ruby, PHP, HTML, CSS, and JavaScript.

How can I learn all about FinTech? ›

Online fintech courses, such as fintech boot camps, or even bachelor's degrees, can provide practical business knowledge, allowing learners to develop a foundational understanding of topics including blockchain, cryptocurrency, distributed ledgers, and more.

How do I start fintech from scratch? ›

How to Get Started in Fintech?
  1. Step 1: Find the Right People. ...
  2. Step 2: Identify Your Target Niche. ...
  3. Step 3: Develop an Idea. ...
  4. Step 4: Define Your USPs. ...
  5. Step 5: Define Your MVP Scope. ...
  6. Step 6: Study Relevant Laws and Regulations. ...
  7. Step 7: Determine the Fintech Services You'll Provide. ...
  8. Step 8: Research Your Competitors.

Is fintech a high paying career? ›

Fintech merges technology with finance, creating high-paying job opportunities. Leadership and specialized roles are among the highest-paid in the industry. A mix of financial knowledge and technical skills is essential for success in fintech.

Why fintech is difficult? ›

Learning FinTech involves mastering industry-specific tools such as Python, as well as constantly staying ahead of technological innovation in the field. Professionals in FinTech need to combine both hard skills, such as data visualization and programming, with soft skills like communication and business acumen.

How to get a job in fintech with no experience? ›

To get a job in FinTech with no experience, the key lies in first getting to know the many layers of the industry and honing your chosen skills. This often includes applying for internships, jumping at opportunities that may come your way, and connecting with people in the field.

Is studying fintech hard? ›

The difficulty involved in learning FinTech depends significantly on how you study it and how much you'll need to apply your knowledge. You may need to master programming languages like Python and Java, data visualization tools like Power BI or Tableau, or learn about cryptocurrencies and blockchain technology.

Which certification is best for fintech? ›

Top Fintech Certifications and Courses
  • Wharton Fintech Foundations and Applications of Financial Technologies Specialization. ...
  • Introduction to FinTech – CFI. ...
  • Harvard's Office of the Vice Provost for Advances in Learning (VPAL) Fintech Online Course.

What knowledge do you need for fintech? ›

You should learn the basics of coding and data analytics

Obviously, the success of a fintech company ultimately rests on its technology and being able to code can give you a significant advantage when it comes to understanding how the systems work and troubleshooting any problems that may arise.

What do you need to start a fintech? ›

How to Start a FinTech Company: The Process
  1. Develop an idea.
  2. Validate your idea.
  3. Have a clear understanding of both the finance industry and technology regulations.
  4. Determine the FinTech services you'll provide.
  5. Get to know your audience.
  6. Research your competitors.
  7. Choose a web and app development company.
  8. Prioritize security.
May 14, 2024

How much money do I need to start a fintech company? ›

The cost of starting a fintech company can vary widely depending on factors such as the complexity of your product, regulatory requirements, and geographic location. On average, you can expect to spend anywhere from $100,000 to several million dollars.

How do I transition to fintech? ›

Bootcamps are an excellent option for people who are already working in the tech industry and want to transition into fintech. They're also a good choice for those with some coding or programming experience. Most bootcamps are either full-time or part-time.

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