The Best Pet Insurance for German Shepherds (2024)

Shepherds are some of the best working and herding dogs because of their size, speed, and intelligence.

German Shepherds are often selected for working with the military or police due to their obedience and agility.

With a shepherd’s outgoing and active personality, it is a great idea to buy medical insurance in case of emergencies arising while working or during their life.

Additionally, breed-specific health concerns can lead to increased veterinary treatment, especially as your dog ages.

A German Shepherd is more prone to experience genetic health issues than mixed breed dogs, as are other purebred dogs.

We always want the best for our four-legged friends, from feeding them the best foods to buying the most comfortable beds; it just makes sense that we would want to purchase medical insurance if your furry family member feels sick and requires treatment.

Access to medical care is critical, and veterinarians have agreed that purchasing pet insurance can allow for more robust and immediate medical treatment without being dependent on saving or borrowing money.

The best pet insurance for dogs is Pet First, and in this article, an explanation of benefits and a pet insurance comparison will help you reach that conclusion for yourself.

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The Best Pet Insurance for German Shepherds (1)

Why Is PetFirst the Best Pet Insurance?

Pet insurance offers peace of mind by allowing you to access regular or emergency treatment for your pet. MetLife Pet Insurance, or PetFirst, is a great pet insurance provider.

Offering dog insurance, cat insurance, and other insurance for pets, PetFirst, operated by MetLife, is an excellent option for everyone seeking coverage. Metlife understands that pets are family members.

PetFirst coverage works with your budget and factors in all of your pet’s needs; plans are customizable.

MetLife extends coverage to all breeds and ages, and the company does not require an initial exam for coverage.

Purchasing an insurance plan is an easy way to budget for pet care and withstand emergency expenses if and when they arise.

MetLife has provided coverage to pets for more than 15 years, so the company has gained a trusted reputation and copious experience helping families.

How does PetFirst Compare to other insurers?

After a pet insurance comparison, PetFirst reigns as the best option for coverage because the insurance is accepted at any licensed vet in the country, and plans can cover multiple pets in one policy.

PetFirst’s waiting periods are short, and the enrollment process is simple.

From ASPCA to Healthy Paws to Embrace, many companies are selling pet insurance. Unlike other companies, PetFirst offers years of experience offering customizable plans via its parent company MetLife.

Rather than incur credit card debt to pay for vet bills, consider purchasing insurance from a trusted company to help cover medication and medical visits for your cat or dog.

If you are still asking, is pet insurance worth it? Then maybe one of PetFirst’s specials for new clients will help you decide. Learn how you can save $10 off Your First Month’s Premium!

Is PetFirst offering specials for new customers?

Like automobile, renters, or homeowners insurance, pet insurance can be challenging to decipher.

Selecting the best plan for your pet entails some research and study, but after coverage begins, you will have peace of mind that your pet can receive high-quality veterinary care.

PetFirst Pet Insurance has reimbursem*nt rate options from 65% to 100% and offers three annual limit options of $2,000, $5,000, or $10,000 for both dogs and cats.

If you want to build a customizable plan that fits your monthly budget, check out some of PetFirst’s sign-on specials for new clients.

What’s great is that you can save up to ninety percent on your pet’s vet bills with PetFirst Pet Insurance. Shop the latest deals now!

The Best Pet Insurance for German Shepherds (2)

How does pet insurance coverage cover vet bills?

PetFirst allows you to get your dog or cat proper care without worrying about the expense.

PetFirst reimburses expenses based on a veterinarian’s bill, not what the insurance company believes a particular treatment for specific conditions should be.

All breeds are covered, and PetFirst’s Lifetime Accident and Illness plan options cover any congenital or hereditary conditions. PetFirst offers Senior Pet Insurance options on various plan options.

Additionally, pet owners have the option of adding routine care coverage to their pet’s insurance plan. Insurance coverage can begin at eight weeks old for puppies and kittens.

Types of Coverage

Pet insurance offers three general levels of coverage. Basic coverage is the most affordable and includes a portion of expense reimbursem*nts for surgical procedures or illnesses.

Basic coverage usually includes reimbursem*nt caps.

Comprehensive coverage offers more benefits for a higher price and covers accidents, emergencies, and diagnostic tests.

Comprehensive coverage features lower annual deductibles, but caps are still in place for reimbursem*nts.

Finally, the last option covers preventive care, like annual physical exams, flea and heartworm prevention, and vaccinations. A small deductible is sometimes assessed for some veterinarian visits.

Final Thoughts

You can rest easy knowing your dogs and puppies have protection with PetFirst Pet Insurance.

In December 2019, MetLife merged with PetFirst, an industry leader in providing quality pet insurance since 2004.

MetLife intends to allow pet insurance to be added via employer-provided health insurance plans.

PetFirst’s comprehensive coverage is unprecedented in the insurance industry, providing uncomplicated policies for hereditary, chronic, and breed-specific conditions.

If you are in an emergency medical situation with your pet, you do not want money to be a consideration or initial thought; your pet deserves the best care.

Sadly, fifty-six percent of pet owners reported the financial inability to pay for emergency vet services.

With PetFirst, your cat, dog, or bunny can benefit from high-quality veterinarian treatment. Notably, PetFirst deductibles usually decrease by $25 every year that you do not need to file a claim.

Additionally, unlike other pet insurers, PetFirst allows clients to register for full coverage at any point in their dog or pet’s life.

Finally, PetFirst extends discounts to customers when insuring multiple pets. Buy pet insurance today!

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The Best Pet Insurance for German Shepherds (2024)

FAQs

The Best Pet Insurance for German Shepherds? ›

The most commonly excluded dog breeds are rottweilers, pit bulls, German shepherds, chow chows, and many wolf breeds. Stephanie Nieves. Her work has also appeared in Business Insider, Money, HerMoney, PayScale, and The Muse. &Kara McGinley.

Are German shepherds covered by insurance? ›

The most commonly excluded dog breeds are rottweilers, pit bulls, German shepherds, chow chows, and many wolf breeds. Stephanie Nieves. Her work has also appeared in Business Insider, Money, HerMoney, PayScale, and The Muse. &Kara McGinley.

How much does it cost to take care of a German Shepherd per year? ›

If you plan on adopting instead, you'll pay anywhere from $250 to $350 in adoption fees. During the first year, you'll spend nearly $3,500 to get your new friend vaccinations, grooming appointments, pet food, and a pet insurance policy. This price drops to around $500-$1,500 for each year following.

How much does AKC insurance cost? ›

Cat insurance plans average $27 monthly, while dog insurance plans are higher at $49 per month. Premium costs for AKC's accident and illness plan vary depending on your deductible, annual limit and reimbursem*nt rate as well as your pet's age, breed and location.

What is the cheapest and best pet insurance? ›

Based on the evaluation of over a dozen pet insurance providers, Lemonade and ManyPets are the cheapest pet insurance companies. ManyPets is the most affordable pet insurance with an average monthly cost of $23, and the cheapest option for cats at $16.

How much is pet insurance for a German Shepherd? ›

Compare Top German Shepherd Pet Insurance Companies
CompanyMonthly CostStar Rating
Spot Pet Insurance EXPLORE PLANS$34-$754.5
Healthy Paws EXPLORE PLANS$24-$544.0
Embrace EXPLORE PLANS$39-$734.7
ASPCA Pet Health Insurance EXPLORE PLANS$18-$444.8
2 more rows
Apr 8, 2024

How much is a German Shepherd dog worth? ›

The price of a German Shepherd puppy varies depending on several factors, which we'll discuss shortly. Here's a general price range to keep in mind: Breeder Cost: $2000-$3500 and up for puppies with championship bloodlines. Adoption Cost: Significantly less expensive, ranging from $100-$300.

What is the lifespan of a German Shepherd? ›

The German Shepherd dog (GSD) is one of the larger dog breeds with multiple excellent qualities. Its average lifespan is 9-13 years, which concurs with the timeline for most dogs. However, a range of factors may affect its livelihood, and it is essential to pay attention to these concerns to prolong their lives.

What is the best age to buy German Shepherd? ›

Color is not a major consideration in choosing a good German Shepherd, as long as the pigment is good. White is an undesirable color and is a disqualification in the AKC conformation ring. Most companion puppies are sold at 8 to 16 weeks of age. Puppies generally are not ready to go to a new home under 8 weeks of age.

What is the most expensive German Shepherd? ›

“Julia,” German shepherd ($230,000)

"Julia," a German Shepherd trained by a trainer who also supplies dogs for Seal Team 6, was sold as a protection dog for $230,000, according to The New York Times.

How much should you spend on pet insurance dog? ›

We found that, on average, pet insurance costs $66 a month for dogs and $32 a month for cats. However, pet insurance premiums typically range from $15 to $90 a month. Pet insurance is an affordable alternative to paying vet bills out of pocket and can offer financial protection against high-cost emergency vet visits.

Does it cost more to insure a purebred dog? ›

Since mixed-breed dogs have a diverse mix of genes, some may be less likely to encounter health problems than purebreds. For this reason, you could end up paying more to insure a purebred dog. Shop around with different insurers to get the best rate based on your dog's breed and age.

Does AKC insurance cover shots? ›

We offer two wellness coverage options—Defender and DefenderPlus. Both will reimburse for routine and preventative care like vaccines, flea and tick prevention, heartworm prevention and annual wellness exams.

How do I get the best out of my pet insurance? ›

Apply early to get the best rates and terms

If you want to pay as little as possible for as much coverage as possible, you should apply when your pet is still young. Every birthday that passes will make a pet insurance plan more expensive. It will also reduce your chances of securing comprehensive coverage.

What are the three types of pet insurance? ›

Background: Pet insurance companies typically divide their products into 3 main categories: accident-only, accident and illness, and wellness coverages. Each level offers specific services that are covered and excluded and will vary by price. Insurance policies are usually broken down by the type of pet being insured.

What makes pet insurance cheaper? ›

Your deductible and reimbursem*nt level

Choosing a higher pet insurance deductible lowers the cost of your plan but increases your out-of-pocket costs at the vet. A lower deductible increases your plan's price, but you'll be reimbursed more on your claim.

What breed of dog is uninsurable? ›

Dog breeds banned by home insurance companies often include Doberman Pinschers, pit bulls and Rottweilers. Consider shopping around for insurance companies without breed restrictions or buying a canine liability or umbrella insurance policy if you own a restricted breed.

Does my homeowners insurance cover my dog? ›

Pets may be covered under the liability limits of the owner's home insurance policy, typically between $100,000 and $500,000. Some pet owners choose to supplement their coverage with an additional umbrella policy. Pro tip: Your home insurance won't cover damages or injuries you suffer due to another person's pet.

Does having a pet increase home insurance? ›

Dogs are the worst offenders, but they're not the only pet that can raise your insurance rates. If your pet causes property damage or bodily harm, you could face a personal injury lawsuit. That's the liability risk your insurance company takes on when they include your pet on your homeowner's policy.

Does house insurance cover dogs? ›

Some insurers will cover pet damage – but others won't, and home insurance that does include pet damage only includes certain kinds of damage, or even certain animals. However, it's still possible to find some insurers that will offer pet damage cover.

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