The $20 Grocery Budget (2024)

Use these tips for what to buy when your finances are tight, so you can stretch a $20 grocery budget for the week.

The $20 Grocery Budget (1)

The $20 Grocery Budget (2)

There have been many times in my life, especially when I was living paycheck to paycheck when I was younger, that I found myself with a very small grocery budget. Even as low as $20 at times. This feeling of food insecurity is incredibly stressful. If you find yourself in it, you may be wondering what you should buy when you only have $20 for food to feed your family for the week. Here are some ways to stretch The $20 Grocery Budget as far as possible and what you should get at the store to provide good meals.

The $20 Grocery Budget

You don’t need to buy everything on this list at onceas it exceeds $20, but the items here will help you get the most out of your budget.

Beans – Beans provide a great source of protein and are filling. And they can be used in so many ways from rice and beans to wrapped in tortillas for a bean burrito. If you happen to have any meat in your freezer, you can add beans to any dish to stretch the meat out further as well. To get more for your money, opt for dry beans and the skip cans.

Rice in Bulk– Rice is another good filler that provides a great source of grain. Rice can be added to other things to create casseroles, soups, and wraps. You can buy several pounds of rice for less than $2 in the bulk section of most stores and a little goes a long way.

Bananas– Bananas are almost always the cheapest fruit no matter what season it is and they are a great source of potassium. You can also use bananas to create sandwiches with a little peanut butter for a good filling lunch.

Potatoes – Like rice, potatoes are good for fillers in casserole dishes. Potatoes also can be made so many ways because they are versatile.

Tofu- This is not a common thing you see on many lists like this. Many people think it’s expensive or they are afraid to try it. The truth is, tofu is an excellent source of protein and it is usually very low cost. I can get an entire brick of it to feed a whole family for less than $2. Compared to meat, this is a big money saver.

Frozen Vegetables- If you stick with the basics like peas, green beans, and corn, frozen vegetables are usually cheaper than fresh and have more nutrients and less sodium than a can vegetable for often the same price. They work well in casseroles, soups and as a side dish.

Canned Tomato Puree- I buy this all the time for many things and at places like Costco, you can get a gallon can of it for around $3. You can make a huge pot of spaghetti sauce or chili and use the leftovers for another meal.

Eggs- Eggs have gotten reasonable in price again and they are an excellent way to fill up and do it for cheap. Eggs only cost around 20 cents each or less, so they can be a great option when you are broke.

Green Onions– If you can afford to throw these in there, they are great for adding some flavoring to things for a low cost. They are only about 50 cents a bunch most of the year and you can also regrow them a second time with no garden at all! All you do is cut the onions down to just above the white roots and place the roots in water in a semi-sunny spot. No dirt necessary! In a couple of days, you will have regrown green onions!

Oats in Bulk – Buying quick oats in bulk is a great way to have a filling breakfast every morning and it is super low cost as well. Jazz it up with some maple syrup, brown sugar, raisins, or fresh fruit if you have any.

The $20 Grocery Budget (3)

The $20 Grocery Budget (4)

Tips to Help Your Stretch a Small Grocery Budget

If you want fresh fruit or vegetables, make sure you shop in season. You will find that the produce that is in-season will be much more inexpensive than out of season produce.

Don’t be afraid to ask for help from a food bank. There were many times I would go ‘shopping’ at the food bank before going to the store so I could buy less at the store with what I got in my food box. If you have no way to get to a food bank and that is what is stopping you, consider asking if they deliver. Many small food banks do.

Coupon if you can. Look for coupons for the items you plan to buy. I have seen coupons for many of the things I listed above including eggs, tomato puree, tofu, and frozen vegetables. The less you have to spend, the more you may be able to get.

Supplement some meals with soup kitchens. Many people don’t realize that soup kitchens are not just for the homeless. Anyone can go eat at them and often, it’s some great homemade eats. If you get lunch taken care of there, you only have to worry about dinner.

PrepareHomemade Foods- Making bread is much cheaper than buying it (as is a lot of meals). Make what you can at home rather than buying convenience foods. You will stretch your dollar a lot further.

More Ways to Stretch your Grocery Budget

Extreme Grocery Savings without Extreme Couponing

How to Buy Whole Foods on a Limited Budget

How to Build a Depression Era Pantry

How to Eat Healthy on Food Stamps

Couponing on Food Stamps

How to Stretch Your Food Stamp and WIC Budget

Frugal Recipes

Frugal and Filling Depression Era Breakfasts

Frugal and Flavorful Depression Era Recipes

Depression Era Tips to Stretch Your Food Budget

The $20 Grocery Budget (2024)

FAQs

Is $20 a day too much for food? ›

When money is tight, it can be challenging to eat well and maintain a balanced diet. However, with some careful planning and smart shopping, it is possible to enjoy nutritious and satisfying meals on a budget of just $20 a day.

What is a reasonable grocery budget? ›

By Household Size

According to the USDA guidelines, you might spend $979 a month on a thrifty plan, $1,028 on a low-cost plan, $1,252 on a moderate-cost plan and $1,604 on a liberal plan. The USDA guidelines can provide a starting point for a food budget, but they don't consider all the variables that can affect cost.

Is $200 a month enough for groceries for one person? ›

* YES! It is possible to eat healthy for $200 a month. 30 Days on $200 shopping list is intended for one person.

What is a realistic food budget for one person? ›

The average food budget for a single person is between $250 and $300 a month, but that's just a guideline. If you can buy meals at a discount or visit family and eat with them, you might be able to spend less. Figure out the budget that works for you.

How much should a single person spend on groceries? ›

According to the USDA, a single man living alone could spend as little as $223 per month for groceries on its “Thrifty” food plan, and still get all the nutrition needed for a healthy diet. A single woman living alone would need to spend $198 on groceries for good nutrition.

Is $20 for lunch expensive? ›

Nearly half of Americans (42%) spend between $11 and $20 per person per meal, and 24% spend between $21 and $30. Additionally, 8% spend $10 or less, 11% spend between $31 and $40, 7% spend between $41 and $50, and 8% spend more than $50 per person per meal on average.

What is the 50 30 20 rule? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals. Let's take a closer look at each category.

What's the average grocery bill? ›

The average family spends about $270 at the grocery store per week, but that number increases when children are taken into account. Families with kids spend an average of $331 a week on groceries or 41% more than families without kids.

How much does 1 person spend on groceries? ›

On average, groceries cost between $290 and $548 per month for one person. However, expenses can vary depending on location, dietary choices and personal spending habits. If you don't budget for groceries and instead just buy what you need — and want — at intervals throughout the month, you could be overspending.

Is $50 a week enough for groceries? ›

Planning out your meals so you use all of the ingredients, both raw and cooked, plus pantry staples and frozen goods means you can make a week's worth of dinners for around $50 in groceries.

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