The $20 Grocery Budget (2024)

Use these tips for what to buy when your finances are tight, so you can stretch a $20 grocery budget for the week.

The $20 Grocery Budget (1)

The $20 Grocery Budget (2)

There have been many times in my life, especially when I was living paycheck to paycheck when I was younger, that I found myself with a very small grocery budget. Even as low as $20 at times. This feeling of food insecurity is incredibly stressful. If you find yourself in it, you may be wondering what you should buy when you only have $20 for food to feed your family for the week. Here are some ways to stretch The $20 Grocery Budget as far as possible and what you should get at the store to provide good meals.

The $20 Grocery Budget

You don’t need to buy everything on this list at onceas it exceeds $20, but the items here will help you get the most out of your budget.

Beans – Beans provide a great source of protein and are filling. And they can be used in so many ways from rice and beans to wrapped in tortillas for a bean burrito. If you happen to have any meat in your freezer, you can add beans to any dish to stretch the meat out further as well. To get more for your money, opt for dry beans and the skip cans.

Rice in Bulk– Rice is another good filler that provides a great source of grain. Rice can be added to other things to create casseroles, soups, and wraps. You can buy several pounds of rice for less than $2 in the bulk section of most stores and a little goes a long way.

Bananas– Bananas are almost always the cheapest fruit no matter what season it is and they are a great source of potassium. You can also use bananas to create sandwiches with a little peanut butter for a good filling lunch.

Potatoes – Like rice, potatoes are good for fillers in casserole dishes. Potatoes also can be made so many ways because they are versatile.

Tofu- This is not a common thing you see on many lists like this. Many people think it’s expensive or they are afraid to try it. The truth is, tofu is an excellent source of protein and it is usually very low cost. I can get an entire brick of it to feed a whole family for less than $2. Compared to meat, this is a big money saver.

Frozen Vegetables- If you stick with the basics like peas, green beans, and corn, frozen vegetables are usually cheaper than fresh and have more nutrients and less sodium than a can vegetable for often the same price. They work well in casseroles, soups and as a side dish.

Canned Tomato Puree- I buy this all the time for many things and at places like Costco, you can get a gallon can of it for around $3. You can make a huge pot of spaghetti sauce or chili and use the leftovers for another meal.

Eggs- Eggs have gotten reasonable in price again and they are an excellent way to fill up and do it for cheap. Eggs only cost around 20 cents each or less, so they can be a great option when you are broke.

Green Onions– If you can afford to throw these in there, they are great for adding some flavoring to things for a low cost. They are only about 50 cents a bunch most of the year and you can also regrow them a second time with no garden at all! All you do is cut the onions down to just above the white roots and place the roots in water in a semi-sunny spot. No dirt necessary! In a couple of days, you will have regrown green onions!

Oats in Bulk – Buying quick oats in bulk is a great way to have a filling breakfast every morning and it is super low cost as well. Jazz it up with some maple syrup, brown sugar, raisins, or fresh fruit if you have any.

The $20 Grocery Budget (3)

The $20 Grocery Budget (4)

Tips to Help Your Stretch a Small Grocery Budget

If you want fresh fruit or vegetables, make sure you shop in season. You will find that the produce that is in-season will be much more inexpensive than out of season produce.

Don’t be afraid to ask for help from a food bank. There were many times I would go ‘shopping’ at the food bank before going to the store so I could buy less at the store with what I got in my food box. If you have no way to get to a food bank and that is what is stopping you, consider asking if they deliver. Many small food banks do.

Coupon if you can. Look for coupons for the items you plan to buy. I have seen coupons for many of the things I listed above including eggs, tomato puree, tofu, and frozen vegetables. The less you have to spend, the more you may be able to get.

Supplement some meals with soup kitchens. Many people don’t realize that soup kitchens are not just for the homeless. Anyone can go eat at them and often, it’s some great homemade eats. If you get lunch taken care of there, you only have to worry about dinner.

PrepareHomemade Foods- Making bread is much cheaper than buying it (as is a lot of meals). Make what you can at home rather than buying convenience foods. You will stretch your dollar a lot further.

More Ways to Stretch your Grocery Budget

Extreme Grocery Savings without Extreme Couponing

How to Buy Whole Foods on a Limited Budget

How to Build a Depression Era Pantry

How to Eat Healthy on Food Stamps

Couponing on Food Stamps

How to Stretch Your Food Stamp and WIC Budget

Frugal Recipes

Frugal and Filling Depression Era Breakfasts

Frugal and Flavorful Depression Era Recipes

Depression Era Tips to Stretch Your Food Budget

The $20 Grocery Budget (2024)

FAQs

How to spend $20 on groceries? ›

WHAT TO BUY WITH A $20 GROCERY BUDGET
  1. 1 loaf of bread, $1.
  2. 1 (16-slice) pack cheese, $1.
  3. 1 (16-oz) pack spaghetti noodles, $1.
  4. 1 head Iceberg lettuce, $1.
  5. 2 Roma tomatoes, $1.
  6. 1 lb ground beef, $3.
  7. 1/4 lb thin-sliced deli ham, $2.
  8. 1 box mashed potato flakes, $1.

What is a realistic grocery budget for one person? ›

The average food budget for a single person is between $250 and $300 a month, but that's just a guideline. If you can buy meals at a discount or visit family and eat with them, you might be able to spend less. Figure out the budget that works for you.

Is $50 a week enough for groceries? ›

Planning out your meals so you use all of the ingredients, both raw and cooked, plus pantry staples and frozen goods means you can make a week's worth of dinners for around $50 in groceries.

How much does a 25 year old spend on groceries? ›

Average American Spending per Day: 25-34 Years Old (Millennials)
Average Daily Spending by Americans 25-34 Years Old
Groceries$10.89
Eating Out$9.36
Alcohol$1.57
Entertainment$7.24
11 more rows

Is $200 a month enough for groceries for one person? ›

* YES! It is possible to eat healthy for $200 a month. 30 Days on $200 shopping list is intended for one person.

What food to buy to last a month? ›

Here's what we're stocking up on right now:
  • Pasta! All shapes—linguine, fettuccine, spaghetti, penne, and rigatoni are our faves. ...
  • Other grains. ...
  • Canned goods. ...
  • Dry goods! ...
  • Eggs. ...
  • Dairy! ...
  • Fresh vegetables that last: cabbage, cauliflower, potatoes and sweet potatoes last and last, so we're loading up. ...
  • Frozen veggies.

How much should a 2 person household spend on groceries? ›

According to the most recent data released from the Household Pulse Survey, American households spend an average of $270 on groceries a week. Broken down by household size: One person - $156.02. Two people - $220.82.

What is the average grocery bill per month? ›

Considering the Thrifty and Liberal plan averages, the monthly grocery cost for an adult male falls between $275.63 and $434.33, while the average for an adult female ranges from $238.46 to $384.93.

Is it cheaper to eat out or buy groceries for a single person? ›

Cooking at home is typically cheaper for a single person compared to eating out. Home-cooked meals allow you to purchase ingredients in larger quantities, control portion sizes, and take advantage of leftovers, reducing overall food costs.

What are cheap meals to make? ›

68 Easy And Cheap Dinner Ideas That You'll Want To Make On Repeat
  • Buffalo Chickpea Wraps. ...
  • 3-Ingredient Teriyaki Chicken. ...
  • Garlic Veggie Rotini Pasta. ...
  • Sweet Potato And Black Bean Burritos. ...
  • Chili Lime Baked Tilapia With Avocado Crema. ...
  • Barbecue Beer Can Chicken. ...
  • Energy-Boosting Buddha Bowl. ...
  • Zucchini Noodles with Kale Pesto.
May 3, 2024

How to survive on $30 dollars a week of food? ›

Here's how I keep my grocery bill under $30 a week
  1. Breakfast: Cheerios with milk and a banana, plus the free coffee I get from my office.
  2. Mid-morning snack: Granola bar or orange.
  3. Lunch: Whole wheat pasta dressed up with butter and salt.
  4. Dinner: Fried eggs, a side of rice, and a glass of milk.
Jan 13, 2017

What is a normal weekly grocery budget? ›

The average family spends about $270 at the grocery store per week, but that number increases when children are taken into account. Families with kids spend an average of $331 a week on groceries or 41% more than families without kids.

What do Americans spend the most money on? ›

The average annual expenditures for 2022 were broken down into 14 major components (table B). Overall, housing accounted for the largest share (33.3 percent), followed by transportation (16.8 percent), food (12.8 percent), personal insurance and pensions (12.0 percent), and healthcare (8.0 percent).

What are the biggest expenses in life? ›

Taxes are likely the biggest expense you will have throughout your entire life, and the key to properly managing them is to balance your income and your investments. The second biggest expense is probably what you spend on yourself and your significant other in order to maintain your current lifestyle.

What age group spends the most money? ›

Baby Boomers (ages 55-75 years old) spend a total of $548.1 billion annually. Gen X (ages 36-54 years old) follow Boomers with $357 billion annual spend. Millennials (25-35) are next with $322.5 billion in annual spend. The Silent generation (ages 76 years and older) spend $162.9 billion annually.

How to shop with 20? ›

6 ways to shop on a £20 a week food budget
  1. Use a recipe book or videos. ...
  2. Plan your meals ahead of time. ...
  3. Buy own-brand food. ...
  4. Shop seasonally for fresh fruit and veg. ...
  5. Buy frozen fruit and vegetables. ...
  6. Get a supermarket loyalty card.
Dec 21, 2023

What is a reasonable amount of money for groceries? ›

What's a reasonable food budget? Many financial advisors and gurus recommend spending no more than 10%-15% of take-home pay on food, a figure that includes restaurant dining and takeout.

How can I spend the least amount of money on groceries? ›

17 ways to save money on groceries
  1. Make a meal plan.
  2. Shop alone if you can.
  3. Shop during the quietest days of the week.
  4. Swap expensive cuts of meat for cheaper options.
  5. Buy generic products.
  6. Avoid buying hygiene products at the grocery store.
  7. Stick to the store's perimeter.
  8. Pay with a grocery rewards card.
Oct 23, 2023

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