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Full terms and conditions available on the CommBank app. The CommBank app is free to download however your mobile network provider charges you for accessing data on your phone. Find out about the minimum operating system requirements on theCommBank app page.NetBank access with NetCode SMS is required.
Tap & Pay allows you to use your compatible Android mobile phone with the CommBank app to make contactless purchases. Tap & Pay is available for compatible NFC enabled phones running Android 4.4 or above.
1Youcan add your CommBank Debit Mastercard, personal and business credit cards (except for additional cardholders on a Visa credit card), corporate credit and charge cards, Visa Business Debit card and Mastercard Business Debit Card. Some CommBank cards are ineligible including Keycard and Travel Money Card.
The advice on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the advice, consider its appropriateness to your circ*mstances. Full terms and conditions for Electronic Bankingare available here or from any branch of the Commonwealth Bank. Please view our Financial Services Guide.
BPAY is a registered trademark of BPAY Pty Limited ABN 69 079 137 518. Apple, the Apple logo & iPhone are trademarks of Apple Inc, registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and Android are trademarks of Google Inc. Windows is a registered trademark of Microsoft Corporation in the United States and other countries. Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit licence 234945.
FAQs
Is there a limit on tap and pay CommBank? ›
Pay on the go in store, without cash or cards. Use your phone to tap for purchases under $100. Over $100? Tap, you may need to enter your PIN depending on the terminal.
Why is my tap and pay not working? ›Make sure your phone is awake and unlocked. Hold your phone in a different way. Your NFC antenna could be near the top or middle of your device. Hold your phone closer to the payment reader.
Is CommBank tap and pay safe? ›It's secure and easy to use your phone to make payments. Use the CommBank app to Tap & Pay, or choose from our range of digital wallets - like Apple Pay or Samsung Pay. Simply link your eligible CommBank debit or credit card to the app to get started.
What is the max tap and pay limit? ›Payment through the contactless mode is allowed for a limit of maximum Rs. 5000/- for a single transaction in India. For any transaction amount more than Rs. 5000/- you will be asked to provide your Debit Card PIN.
Can you tap more than $100? ›It's important to note that not all merchants allow tap purchases over $100, which means you may still be required to insert your card and enter your PIN. Also, a single TD Visa contactless tap transaction cannot exceed $250.
Is it cheaper to tap or insert card? ›Are there any hidden charges to tap and go? Waving the card next to a terminal instead of inserting generally won't cost you anything extra. However that's only what you see as a customer. On the other end, choosing to tap-and-go can result in different costs for the retailer.
Why does my card declined when I tap? ›“Insufficient funds” is the most likely reason for a debit card decline.
How do I know if tap and Pay is working? ›- On your mobile device, open the Google Pay app .
- Under “Pay with credit or debit cards,” add cards.
- Turn on NFC. Open Settings . In the “Search settings” bar, type NFC . Ensure NFC is turned on. ...
- Set your default card for Google Pay.
- Ensure a screen lock is set up.
Your card might have hit its spending limit. The amount you can spend depends on the type of payment you're making. You can check or up spending limits here and here, or directly in the app under the fee section in your profile settings.
Is tap to pay safer than swiping? ›Benefits of Contactless Credit Cards
In comparison, tapping to pay using a contactless chip can take only seconds. Contactless payments are much faster than inserting a credit card and safer than paying with cash or by means of magnetic stripe swipe.
Is tap to pay insecure? ›
The transmission is secure, and since contactless cards are also typically EMV cards, they share the same encryption technology, making it difficult for a thief to create a counterfeit card.
How many times can you use a contactless card in a day? ›How many times can you use a contactless card in a day? You can use your contactless credit card as often as you would any other debit or credit card. There isn't a limit on how many times you can use a card because it's contactless.
How many times can you tap a debit card? ›The cards use the same secure technology as any other Visa Chip and PIN card and include the latest security features set by the payment card industry. Also, as a security measure, you can only make a maximum of 5 Contactless transactions in a row.
Can you increase your tap limit? ›Unfortunately, you cannot adjust your card's tap limit.
Is there a daily limit on tap and go? ›Is there a limit per contactless transaction? Yes there is. You can use the contactless 'tap and go' function on Westpac Mastercard cards for purchases up to $100* transaction. Simply, follow the prompts at each terminal to determine whether a PIN is required.
Is there a limit on tap and pay on Iphone? ›There is no upper limit, so you are not restricted to the current contactless payment limit (transactions over €50 may not be supported by some merchant terminals). If you lose your card you can still use your device for payment.
Does CommBank have a daily transfer limit? ›You can increase your daily limits up to: $20,000 for unlinked accounts. $100,000 for BPAY. $5,000 for International money transfers.