Southwest Airlines Rapid Rewards Visa Credit Card (2024)

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* TERMS AND CONDITIONS

Tier Qualifying Points For Consumer Cards: Tier qualifying points (TQPs) are earned from revenue flights booked through Southwest Airlines® or when you, or an authorized user, use the eligible Southwest Rapid Rewards® Credit Card from Chase to make purchases of products and services, minus returns or refunds. (You’ll earn 1,500 for each $5,000 in purchases annually. “Annually” means the year beginning with your account open date through the first December statement date of that same year, and each 12 billing cycles starting after your December statement date through the following December statement date.) TQPs earned during a billing cycle on a eligible Southwest Rapid Rewards® Credit Card from Chase are not available for qualification for benefits such as A-List and A-List Preferred status until they are posted to your Rapid Rewards® account. The following will not count toward qualification for A-List or A-List Preferred status: Rapid Rewards program enrollment points; Rapid Rewards reward flights; Rapid Rewards Companion Pass® travel; Rapid Rewards partner points except for TQPs earned on the eligible Southwest Rapid Rewards® Credit Card from Chase; Rapid Rewards bonus points, unless specifically designated as such; non-revenue travel, unless specifically designated as eligible; stops at intermediate cities on connecting or through flights; and charter flights. TQPs are not redeemable for travel on Southwest® or through the “More Rewards” site. Eligible credit cards: Southwest Rapid Rewards® Premier Credit Card or Southwest Rapid Rewards® Priority Credit Card.

Tier Qualifying Points For Business Cards: Tier qualifying points (TQPs) are earned from revenue flights booked through Southwest Airlines® or when you, or an employee, use the eligible Southwest Rapid Rewards® Credit Card from Chase to make purchases of products and services, minus returns or refunds. (You’ll earn 1,500 for each $5,000 in purchases annually. “Annually” means the year beginning with your account open date through the first December statement date of that same year, and each 12 billing cycles starting after your December statement date through the following December statement date.) TQPs earned during a billing cycle on a eligible Southwest Rapid Rewards® Credit Card from Chase are not available for qualification for benefits such as A-List and A-List Preferred status until they are posted to your Rapid Rewards® account. The following will not count toward qualification for A-List or A-List Preferred status: Rapid Rewards program enrollment points; Rapid Rewards reward flights; Rapid Rewards Companion Pass® travel; Rapid Rewards partner points except for TQPs earned on the eligible Southwest Rapid Rewards® Credit Card from Chase; Rapid Rewards bonus points, unless specifically designated as such; non-revenue travel, unless specifically designated as eligible; stops at intermediate cities on connecting or through flights; and charter flights. TQPs are not redeemable for travel on Southwest® or through the “More Rewards” site. Eligible credit cards: Southwest Rapid Rewards® Premier Business Credit Card or Southwest Rapid Rewards® Performance Business Credit Card.

Account Alerts: Delivery of alerts may be delayed for various reasons including technology failures and capacity limitations.

Adding An Authorized User: All correspondence, including credit cards, statements, and notifications will be sent to the name and address on file for the primary cardmember. The primary cardmember is responsible for repaying all balances on this account. Authorized users will have the same account number and charging privileges as the primary cardmember but will not be financially responsible. Chase provides account information to the credit reporting agencies for all account users. This information could impact an authorized user’s credit score. When you tell us to add a user to your account, you’re confirming that you have a relationship with the person or people whose name(s), address(es), and date(s) of birth you’ve told us, that all their information is correct, and that you have their consent to add them. If Chase determines you’ve given us fraudulent name, address, or date of birth information or did not have such consent, Chase can close this account.

Adding An Employee Card: If any employees are allowed to use the account, they will be authorized users and will have equal charging privileges unless individual spending limits are established for them. You, as the Authorizing Officer, together with the business are responsible for any use of the account by you, an authorized user or anyone else permitted to use the account. You, together with the business, are responsible for repaying all balances on the account. All correspondence, including statements and notifications, will be sent to you as the Authorizing Officer. By requesting to add an employee cardholder to the account, you represent all information provided is accurate and is for persons with which the business has a relationship. You also represent that the business has permission to provide the employee information to Chase and to add the employee as a cardholder. If Chase determines any information provided is fraudulent, Chase has the right to close the account.

Companion Pass: Companion Pass® qualifying points are earned from revenue flights booked through Southwest®, points earned on Rapid Rewards® Credit Cards, and base points earned from Rapid Rewards partners. The following do not count as Companion Pass qualifying points: purchased points; points transferred between Members; points converted from hotel and car loyalty programs, e-Rewards®, Valued Opinions, and Diners Club®; points earned from Rapid Rewards program enrollment, tier bonus points; flight bonus points; and partner bonus points (with the exception of the Rapid Rewards Credit Cards from Chase). No points nor tier or Companion Pass qualifying points will be awarded for flights taken by the Companion when flying on a Companion Pass reservation. Points earned during a billing cycle on a Southwest Airlines Rapid Rewards Credit Card from Chase are not available for redemption or qualification for Companion Pass status until they are posted on your billing statement and posted to your Rapid Rewards account. Only points posted on your billing statements and posted to your Rapid Rewards account during the same calendar year are available for qualification for Companion Pass status. For example, if you make a purchase after your December billing statement cycle date, the points on those purchases will not count toward Companion Pass status in the year the purchase was made; they will appear on your January billing statement and post to your Rapid Rewards account in January. Companion Pass Qualifying Points Boost: As a Southwest Rapid Rewards Cardmember, you will earn one boost of 10,000 Companion Pass qualifying points each calendar year. The boost will be deposited into your eligible Rapid Rewards account by January 31st each calendar year or up to 30 days after account opening. To receive Companion Pass qualifying points boost your credit card account must be open and not in default at the time of fulfillment. Only one credit card account per Southwest Rapid Rewards Member (Rapid Rewards Member must be the primary Cardmember on that account), is eligible for one boost of 10,000 Companion Pass qualifying points per calendar year. JPMorgan Chase Bank, N.A. is not responsible for the provision of, or failure to provide, the stated benefits and services.

SOUTHWEST RAPID REWARDS® PROGRAM INFORMATION
The Southwest Rapid Rewards Credit Card is brought to you by Southwest Airlines® and Chase. Southwest Airlines is responsible for the redemption of Rapid Rewards points toward benefits and services. The number of points needed for a particular Southwest flight is set by Southwest® and will vary depending on destination, time, day of travel, demand, fare type, point redemption rate, and other factors, and are subject to change at any time until the booking is confirmed. Rapid Rewards points can only be transferred to the primary Cardmember’s Rapid Rewards account. All Rapid Rewards rules and regulations apply and can be found at opens overlaySouthwest.com/rrterms. Southwest reserves the right to amend, suspend, or change the program and/or program rules at any time without notice. Rapid Rewards Members do not acquire property rights in accrued points.

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Southwest Airlines Rapid Rewards Visa Credit Card (2024)

FAQs

How hard is it to get approved for a Southwest credit card? ›

You need a credit score of 700 or higher to get a Southwest Airlines credit card, as at least good credit is required for approval. If your credit score is below the threshold, it's best to wait and apply after you meet the credit score requirement. You can check your credit score for free, right here on WalletHub.

What is the minimum credit limit for Southwest Rapid Rewards credit card? ›

The Southwest Rapid Rewards® Plus Credit Card may give high credit limits to people with good-to-excellent credit, a lot of income, and relatively little debt. The minimum credit limit is $2,000, and some cardholders report having limits as high as $30,000.

How hard is it to get a Southwest business credit card? ›

The Southwest® Rapid Rewards® Performance Business Credit Card is not easy to get for the average person. The is available to business owners and authorized representatives who have Good credit or better, meaning a score of 700+. A sufficient credit score is not the only requirement for approval, either.

What credit bureau does Southwest credit card pull? ›

The Southwest Premier Card uses either Experian, Equifax or TransUnion for approval. The selection is done randomly, so there is no way to know beforehand. After you get approved, the card will report your activity to all three bureaus.

What is the easiest card to get approved? ›

NerdWallet's Easiest Credit Cards to Get of May 2024
  • OpenSky® Plus Secured Visa® Credit Card: Best for No credit check and no bank account required.
  • Chime Secured Credit Builder Visa® Credit Card: Best for No credit check + flexibility and guardrails.
  • Mission Lane Visa® Credit Card: Best for Unsecured card for bad credit.

How long does Southwest credit card approval take? ›

You can either wait about seven to 10 days for approval or check the status of your application by calling Chase at 1-800-935-9935. Sometimes the bank needs to verify information on your application. » Learn more: Is a Southwest credit card worth it?

Can I get a Southwest credit card with fair credit? ›

Before applying for a Southwest credit card, we recommend that you have Good to Excellent credit. This means having a credit score of at least 690.

What credit card can you get with a 600 credit score? ›

Compare the best cards you can get with a 600 credit score
Card nameReward highlightsFees
Mission Lane Cash Back Visa® Credit CardUnlimited 1 percent or 1.5 percent for all qualifying purchases$0 annual fee
Capital One Platinum Credit CardN/A$0 annual fee
3 more rows
Jan 3, 2024

What is an impressive credit limit? ›

A good credit limit is above $30,000, as that is the average credit card limit, according to Experian. To get a credit limit this high, you typically need an excellent credit score, a high income and little to no existing debt. What qualifies as a good credit limit differs from person to person, though.

What is Southwest credit card limit? ›

The starting credit limit for the Southwest Rapid Rewards® Premier Credit Card is $2,000 or more. Everyone who gets approved for the Southwest Premier Card is guaranteed a credit limit of at least $2,000, and particularly creditworthy applicants could get limits a lot higher than that.

How many Southwest points for a free flight? ›

You need at least 6,000 to 30,000 points for a free flight on Southwest Airlines. The exact number of points you need will depend on the distance, which airport you fly into, and the dates of your trip.

Does Southwest credit card make you a-list? ›

How to earn A-List status. A Member who flies 20 qualifying one-way flights booked through Southwest or earns 35,000 tier qualifying points per calendar year will qualify for A-List status. Eligible Rapid Rewards Credit Cards can earn 1,500 tier qualifying points for every $5,000 spent.

How do I find out if I was approved for a Southwest credit card? ›

Applicants can check their Southwest Priority Card application status online or by phone at 1 (888) 338-2586.

What credit score do I need for an airline credit card? ›

Know your FICO® Score

Airline cards often require good to excellent credit—at least 670.

What credit score do you need for a flight credit card? ›

While you typically need a FICO credit score of 700 or better to qualify for a travel card, several solid cards are within reach for consumers with limited credit histories.

What is the 60000 Southwest credit card offer? ›

Southwest® Rapid Rewards® Premier Business Credit Card: Offers 60,000 points after spending $3,000 in the first 3 months. Southwest® Rapid Rewards® Performance Business Credit Card: Offers 80,000 points for spending $5,000 in the first 3 months.

Which bank does Southwest credit card use? ›

The Southwest Rapid Rewards Credit Card is brought to you by Southwest Airlines® and Chase.

Does the 5 24 rule apply to the Southwest credit card? ›

See if you prequalify for special offers—with no impact to your credit score. The Chase 5/24 rule: You'll almost certainly be rejected for a Southwest credit card if you've opened five or more credit cards (from any bank) within the past 24 months — excluding most business cards.

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