SBI Credit Card Bill Payment Online & Offline (2024)

You can quickly and easily pay your SBI credit card online using methods like NEFT, Bill Desk, PayNet, UPI, and the SBI Card Mobile App. Below are the details on how to make SBI credit card payments through each of these methods.

SBI Credit Card Online Payment through NEFT

To pay your SBI credit card bill through NEFT, follow these simple steps:

1. Log in to the netbanking portal of the bank from which you want to make the payment.

2. Add SBI Card as a third-party beneficiary and proceed to pay your credit card bill.

3. Instead of the account number, enter your 16-digit SBI Card number.

4. In the Bank Name section, write "SBI CREDIT CARD – NEFT."

5. Use the SBI Card Bill Payment IFSC code: SBIN00CARDS to initiate the payment.

6. Enter the bank address as follows: Payment Systems Group, State Bank GITC, CBD Belapur, Navi Mumbai.

7. Submit the details and verify to complete the payment.

How to Pay SBI Credit Card Bill through RTGS

Making SBI Card online payments via RTGS is a convenient process. To get started, you need to register your SBI Card as a beneficiary at your bank. Here are the details required for the registration:

  • Beneficiary Name: SBI Card
  • Beneficiary Bank Name: SBI Credit Card – NEFT
  • Beneficiary Branch Address: Payment Systems Group, State Bank GITC, CBD Belapur, Navi Mumbai
  • Beneficiary Account Number: Your Credit Card Number
  • SBI Card Credit Card Bill Payment IFSC Code: SBIN00CARDS

After adding your credit card to the list of beneficiaries, follow these steps to make the payment:

1. Login to your net banking portal.

2. Go to the fund transfer section and click on RTGS.

3. Select your credit card from the list of beneficiaries.

4. Enter the amount you want to pay. (Please note that this method is applicable only if your SBI credit card bill is over Rs. 2 Lakh)

5. Confirm the transaction.

SBI Card Bill Payment Online through PayNet

To make an SBI credit card payment using PayNet-Pay, similar to SBI credit card payment bill desk, follow these simplified steps:

1. Log in to www.sbicard.com using your SBI Card user ID and password.

2. Click on 'Pay Now' to access the SBI Card Bill Desk portal with pre-filled card details.

3. Choose to pay the total outstanding amount, minimum amount due, or enter any amount you wish.

4. Select your preferred payment mode – Debit Card or Internet Banking.

5. Enter the necessary details, verify using the OTP received on your registered mobile number, and complete the payment.

By following these simple steps, you can easily make your SBI credit card payment through PayNet-Pay.

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SBI Credit Card Bill Payment by Visa Credit Card Pay

This method for paying your SBI credit card bills allows you to do it anytime and anywhere. Just follow these simple steps:

1. Log in to your net banking page and look for "Third Party Funds Transfer."

2. Choose "VISA Credit Card Pay" and fill in the sender and receiver details to start the fund transfer.

3. Submit the request and authorize the payment.

4. The transferred amount will show up in your SBI Card account within 3 working days.

That's it! You can easily use this service to pay your SBI credit card bills.

SBI Credit Card Payment Using SBI Mobile Banking

To make SBI credit card bill payments through the SBI mobile banking app, follow these simple steps:

1. Register for SBI Mobile Banking on the SBI Anywhere app or SBI Yono app. (Registration is a one-time process only.)

2. Login using your username and MPIN.

3. Initiate the payment process by going to the bill pay section.

4. Add your SBI credit card in the "Add Biller" section.

5. Click on "View and Pay Bills" to proceed with the payment.

SBI Credit Card Payment UsingNational Automated Clearing House (NACH)

You can use the National Automated Clearing House (NACH) to set up standing instructions for paying your SBI credit card bill. Follow these simple steps:

1. Download the online form from SBI Forms Centre to avail the NACH service.

2. Fill out the form with the necessary details.

3. Send the filled form along with a cancelled cheque to the following address:SBI Card Payment Services Pvt. Ltd., P.O. Bag No. 28, GPO, New Delhi – 110001

4. Choose one of the three SBI credit card bill payment options: Total Amount Due (TAD), Minimum Amount Due (MAD), or Fixed Amount.

5. Submit the form along with the cancelled cheque.

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SBI Credit Card Bill Payment through Debit Card

You can securely and quickly pay your credit card bills using any of the mentioned debit cards. The accepted debit cards for bill payments are:

1. Citibank Debit Card

2. State Bank of India ATM-cum-Debit Card

3. Bank of India ATM-cum-Debit card

4. Indian Overseas ATM-cum-Debit Card

5. Canara Bank ATM-cum-Debit Card

6. Bank of Maharashtra Debit Card

How to make SBI Credit Card Bill Payment through Debit Card

To make a payment through your debit card on www.sbicard.com, follow these steps:

1. Select the "Pay through Debit Card" option on the website.

2. Enter your debit card details, including the card number, amount, and email ID.

3. Provide the required authentication information and confirm the payment.

4. The amount will be deducted from your bank account.

SBI Credit Card Bill Payment through SBI Card App

Using the SBI app is a popular and easy way to pay your SBI credit card bills. The app, available on Android, iOS, and Windows, deducts the amount from your bank account based on your instructions.

Steps to Make SBI Credit Card Bill Payment using SBI Card App

1. Download the SBI Card Mobile Banking App and register/login (Registration is a one-time process).

2. Click on the “Pay Now” button in the app.

3. Choose the amount you want to pay – total outstanding, minimum, or another amount.

4. Select a payment method and pick your bank. You'll be redirected to the bank’s payment interface.

5. Confirm your details and proceed with the payment.

SBI Credit Card Bill Payment through UPI (BHIM SBI Pay)

To pay your SBI credit card bill through BHIM UPI, follow these steps:

Registration:

1. Download the BHIM SBI Pay from the App Store or Google Play store.

2. Register using your mobile number.

3. Create a Virtual Payment Address (VPA) of your choice using the SBI handle and link your account to it.

4. Set your UPI PIN.

5. Initiate transactions using the BHIM SBI Pay, sharing only the Virtual Address.

Bill Payment:

1. Select "Pay by VPA" and enter 'Sbicard.' followed by your '16-digit SBI Card number' and ending with '@SBI'. Example: Sbicard.4726420123456789@SBI.

2. Enter the amount and click on Go.

3. Verify your bank account MPIN and click on Submit.

SBI Credit Card Bill Payment Online & Offline (2024)

FAQs

Why my SBI card is not working for online payment? ›

In case you have not been using your SBI debit card for e-commerce transactions through websites for a long time, the facility might have been disabled. You can activate online transactions on your SBI Debit Card via the YONO SBI App or via the SMS Banking facility.

How can I pay my credit card bill offline? ›

If your credit card issuer is a bank with a physical office, you can walk into the nearest branch and make your credit card payment by depositing cash. Simply walk into the respective bank branch, fill-in the deposit slip with your credit card details and the bill amount and submit it at the counter.

How to pay credit card bill through SBI online banking? ›

How to make the payment through YONO by SBI Portal
  1. Login to YONO by SBI portal using your SBI internet banking credentials.
  2. Go to the “My Credit Cards” section under “My Relationships” to select the card you wish to make payment for.
  3. Click on “Pay” for the selected credit card to go to the payment page.

Why is my SBI credit card payment declined? ›

What should I do if my credit card is declined during online transaction? Please check if you have entered the correct one time password (OTP) sent on your registered mobile no. for that particular online transaction. If the card is declined despite all the requisite checks, please call our helpline immediately.

Why my credit card is not working for online payment? ›

You entered your card information incorrectly. You have an old address or phone number still on file. You reached your credit limit. Your card has expired.

Why is my card not working online but I have money? ›

If your debit card is declined, double-check the entered information (if transacting online) and retry the transaction to see whether it was a soft decline. In case you suspect it is a hard decline, check if: The card has expired or is inactive. You have met your daily purchase limit.

What does payment method offline mean? ›

What is offline payment? Offline payment means a payment made without the instantaneous use of the Internet. Offline payment methods include cash payments, check payments, and bank transfers. It also includes postal orders, money order payments, wire transfer payments, or any other offline means.

How to pay the credit card bill of SBI? ›

Paynet-Pay Online
  1. Step 1 : Log in to sbicard.com using your SBI Card online user ID and password.
  2. Step 2 : Click on 'Pay now' on the Dashboard page.
  3. Step 3 : Select the amount you wish to make the payment.
  4. Step 4 : Select the mode of payment and the Bank name from the drop down menu.

What is offline card payment? ›

An offline debit card is not connected to an online system when used. Funds are therefore withdrawn from an account 24 to 72 hours later. An offline debit card does not require a PIN for use, only a signature, and can be compared to writing a check.

How can I pay my SBI credit card bill through debit card? ›

Steps to pay SBI Credit Card bill at SBI ATM
  1. Insert your SBI debit card into the machine.
  2. Enter your PIN.
  3. From the 'Banking' options, choose 'Services'
  4. Select 'Bill Pay' and 'SBI Credit Card Bill'
  5. Enter your SBI Credit Card number and the bill amount and click 'Pay'

Can I pay my SBI credit card bill by cash? ›

The Cardholders can pay SBI credit card dues at select branches of State Bank of India (SBI) by mentioning their credit card number & amount in pay-in slip and depositing the same at the branch counter. An instant payment acknowledgement receipt will be provided to the cardholder.

What is the time limit for SBI credit card payment? ›

You will get around 18 days to pay your bill after generation of the credit card bill. e.g My SBI credit card bill generate on 05th of every month and my payment due date is 24 of every month. If i make a purchase after the generation of the bill then i have to pay for that purchase on next month 24th date.

How can I solve my SBI credit card problem? ›

For raising a complaint or clarifying any queries about your SBI credit card, you can refer to the following details. For general inquiries and assistance, you can dial our toll-free numbers: 1800 180 1290. 1800 1234.

What is the limit of SBI online transaction per day? ›

State Bank of India has set daily UPI transaction limit of 10 transactions and Rs.1,00,000 per transaction. Customers can personalize this limit through SBI Yono app but not exceed Rs.1,00,000. Changes may occur, so staying informed is crucial. No yearly transaction limit specified.

Why is my credit card payment declined when I have money? ›

The three main reasons credit card transactions are declined are 1) the funds are unavailable, 2) incorrect security code, or 3) billing address does not match. Please contact your credit card vendor to see why the transaction was declined.

How can I make my SBI Card eligible for online transaction? ›

Enable your Debit Card for Online/PoS/Contactless Transactions using YONO / YONOLITE/ Internet Banking / ATM, Call to 18001234/18002100 or by visiting a branch.

How can I activate my SBI debit card for online payment? ›

How to activate my SBI debit card? If you are an SBI customer, and are searching for 'how to enable debit card for online transaction', the answer is straightforward. You can simply send to 09223966666. You can also login to the official SBI website and do it through internet banking.

How I can activate my SBI credit card for online transaction? ›

How can I activate my new SBI Credit Card ? You can login to your SBI Card account at sbicard.com to activate your card or write us at sbicard.com/Email You may also call us on our helpline number to activate your card.

Why is my bank card being declined online? ›

Debit and credit card users must ensure their bank or lender has their up-to-date contact details as new rules take force today that see card providers forced to check if it's really you making transactions. If your card firm can't reach you, your payment could be declined.

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