Explore Capital One credit card benefits. 5
No Foreign Transaction Fees
You won’t pay a transaction fee when making a purchase outside of the United States.
Complimentary Concierge Service
Enjoy comprehensive, personalized assistance in dining, entertainment and travel—24 hours a day, 365 days a year.
Extended Warranty
You’ll get additional warranty protection at no charge on eligible items that are purchased with your credit card.
24-hour Travel Assistance Services
If your credit card is lost or stolen, you can get an emergency replacement card and a cash advance.
Travel Accident Insurance
Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.
Instant Purchase Notifications
Stay on top of your spending by receiving a push notification each time a new purchase is approved on your account.
Capital One Shopping
Capital One Shopping is an online shopping tool that automatically applies available coupon codes to your order. Learn more about Capital One Shopping.*
Shop With Your Rewards
Now you can pay for Amazon.com purchases using your Capital One rewards.Learn more about how to use your rewards at Amazon.
Redeem Your Rewards with PayPal
Use your Capital One rewards on eligible purchases at millions of online stores. Learn more about using rewards with PayPal.
Capital One Travel
Get our best prices on thousands of trip options—even after you book. Plus, pay flexibly with your rewards, a card or both. Explore Capital One Travel.
50% off Handcrafted Beverages
Capital One cardholders enjoy 50% off all handcrafted beverages everyday at any Capital One Café nationwide. Find your Café.**
Some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See your respective Guide to Benefits for details, as terms and exclusions apply.
*Capital One Shopping is free for everyone whether or not you have a Capital One credit card.
** Cafés do not provide the same services as bank branches, but all Cafés have ATMs and Ambassadors who can help you. Visit a Café for details. Food and beverages provided by a third party provider. The 50% off handcrafted beverage discount is applicable with the use of any Capital One credit card, debit card, or co-branded card that displays the Visa or MasterCard logo. Limit one per person (if applicable), while supplies last. Banking products and services offered by Capital One, N.A., Member FDIC. © 2023 Capital One.
Capital One Dining
Make your next meal even more memorable with access to cardholder-only reservations at award-winning restaurants and tickets to curated culinary events. Explore dining benefits.
Capital One Entertainment
Enjoy access to can't-miss events while earning 8% cash back on Capital One Entertainment purchases with your Savor Card. 4 Explore entertainment.
Security Alerts
Get notified via text, email, and phone if Capital One notices potential suspicious transactions on your account.
$0 Fraud Liability
If your card is lost or stolen, you will not be responsible for unauthorized charges.
Virtual Card Numbers from Eno
Pay for online purchases with virtual card numbers and keep your actual card number to yourself. Learn more about virtual card numbers.
Card Lock
Lock your card in the Capital One Mobile app if it’s misplaced, lost, or stolen.
Account Alerts from Eno
Receive an alert if Capital One detects a potential mistake or unexpected charge like a potential duplicate purchase or a sudden recurring bill increase.Learn more about Eno.
CreditWise
Get alerts when your TransUnion® or Experian® credit report changes. Learn more about CreditWise.
$0 fraud liability claims are subject to investigation and verification.
With Card Lock, some activity may continue, including returns, credits, payments, interest, dispute adjustments, other account fees, purchase transactions during system downtime and certain other exempted transactions.
CreditWise availability will vary depending on ability to obtain your credit history from TransUnion® and is free for everyone whether or not you have a Capital One credit card.
See Recurring Merchants
See recurring merchants and other frequently used merchants where your card is stored online.
Authorized User
Add an authorized user to your account and track spending by user.Learn more about authorized users.
Balance Transfer
Transfer your higher-rate balances onto a Capital One card.Learn more about balance transfers.
24/7 Customer Service
Helpful customer service representatives are available to assist you 24 hours a day. Contact Capital One Customer Service.
Autopay
Set up Autopay for your account and your payments will be made automatically every month.
Capital One Mobile App
Manage your account anywhere, anytime. Pay your bill, view your balance and transactions—even stay on top of your credit for free withCreditWise.Download the Capital One Mobile app.
Chat with Eno
Text Eno, the Capital One Assistant, to manage your account on the go. Check your card balance or pay a bill with just a text.Learn more about Eno.
Balance transfer offers are subject to availability.
CreditWise availability will vary depending on ability to obtain your credit history from TransUnion® and is free for everyone whether or not you have a Capital One credit card.
See All Card Benefits
The frequently asked, answered
How does Capital One determine which purchases qualify for cash back?
Every time you buy something, the merchant assigns your purchase a category code. We use these codes to figure out how much cash back you earn. Please note, Capital One is not responsible for codes used by merchants.
Some merchants that sell food and drinks that are located within larger establishments (such as hotel restaurants or grocery store food counters) as well as some food trucks or food carts may not categorize themselves as dining merchants.
Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology may not receive a higher percentage reward, depending on how the technology is set up to process the purchase.
What counts as dining?
Purchases at restaurants, cafes, bars, lounges, fast-food chains and bakeries.
What counts as entertainment?
Ticket purchases made at movie theaters, sports promoters (professional and semi-professional live events), theatrical promoters, amusem*nt parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls or bowling alleys. This excludes golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services.
What counts as streaming?
Streaming purchases made from eligible music and video streaming services, including Netflix ® , Hulu ® and Disney +. Some services, such as Prime Video, AT&T TV and Verizon FIOS On Demand, are excluded, as well as audiobook subscription services and fitness programming.
What counts as a grocery store?
A supermarket, meat locker, freezer, dairy product store and specialty market. Excludes superstores like Walmart® and Target®.
Customer Reviews
- 5 Star 78%
- 4 Star 13%
- 3 Star 4%
- 2 Star 2%
- 1 Star 3%
4.6
based on 1588 reviews
90 %
of reviewers recommend Savor Rewards
4.6
based on 1588 reviews
90 %
of reviewers recommend Savor Rewards
- 5 Star 78%
- 4 Star 13%
- 3 Star 4%
- 2 Star 2%
- 1 Star 3%
Reviews managed by Bazaarvoice — Learn more about the Bazaarvoice Authenticity Policy
Yes, I recommend this product
Great reward system
B0b27 - February 27, 2024
Simple to use rewards only downside is a two piece card after a while it starts separating otherwise great card
Yes, I recommend this product
Yes, I recommend this product
Love this card!
JonahD - February 23, 2024
I am a huge fan of this card. I use it for almost everything because of how broad and generous the benefits are. The app makes everything easy to monitor, pay off, see benefits, and more. If you ever eat at a restaurant ...
Yes, I recommend this product
Yes, I recommend this product
Great card but high interest
Savory - February 23, 2024
Great rewards if you eat out and entertain regularly. You can rack up cash back fairly quickly.
Yes, I recommend this product
Yes, I recommend this product
Cash back !
Cs217133 - February 22, 2024
We’re avid foodies who like to eat out often. Card works great for us.
Yes, I recommend this product
Yes, I recommend this product
Capitol One Savor card
Foodie15 - February 22, 2024
Love my savor card. We earn so much cash back! It is our primary card.
Yes, I recommend this product
Yes, I recommend this product
Features, Credit Limit
bruinsteve - February 22, 2024
Things I like: World Elite status, no foreign transaction fees, 4% cashback on restaurants. What I don't like: low credit limit (I've tried to get it increased, by updating my income, to no avail.
Yes, I recommend this product
Yes, I recommend this product
Great Entertainment Card
JD P - February 22, 2024
The is better than my previous dining cards since it covers all restaurants including fast food, breweries and wineries. The added bonus for sports, concerts, and theme parks makes it a slam dunk. I've made use of a fair...
Yes, I recommend this product
Yes, I recommend this product
Great card and features
Wknight - January 26, 2024
This card is my favorite because of all the benefits only
Yes, I recommend this product
Yes, I recommend this product
No problems with anything capital one
Piledirvers 56 - January 22, 2024
I like everything capital one. Travel is easy with theses cards.
Yes, I recommend this product
Yes, I recommend this product
Great rewards
EPMike - January 22, 2024
This card fits me and my spending well. They offer free Uber One membership and extra purchase discounts which i take full advantage. They also offer a really great travel planning service. And of course the 4% cash back...
Yes, I recommend this product
1588 matching reviews found
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With Savor and SavorOne, the 3% earn rate excludes superstores like Walmart® and Target®.
2
This one-time bonus is available by clicking the “Apply Now” button on this page, and may not be available if you navigate away from or close this page. Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.
3
Now through November 14, 2024, eligible Capital One Savor, SavorOne, SavorOne Student and Quicksilver Student cardholders will earn 10% cash back on qualifying purchases made through the Uber and Uber Eats apps (or dedicated websites) with their eligible card. Additionally, these cardholders will receive a monthly statement credit for each Uber One monthly membership fee fully paid for with their eligible card through November 14, 2024. Qualifying purchases and Uber One monthly membership fees must post to an eligible Capital One account between 12:00 a.m. ET, November 15, 2022, and 11:59 p.m. ET, November 14, 2024. Offer valid in the U.S. only; Uber One monthly membership and purchases through Uber and Uber Eats within the U.S. territories may be excluded. Purchases that post outside of this offer period, purchases made outside of the U.S., Uber gift cards, and Uber One membership fees are not qualifying purchases and are not eligible for the enhanced cash back rewards under this offer; however, these purchases will earn the base rewards earn rate previously disclosed under the terms and conditions of your rewards program. Rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments.
Your account must be open and in good standing to be eligible for these offers. Rewards and each Uber One monthly membership credit, as applicable, will be applied to your account within 1-2 billing cycles. Your eligible card must be open and in good standing at the time of statement credit fulfillment. If you upgrade or change your account to another card, you will not be eligible for this offer. One Uber One membership offer per cardholder. Offer valid for consumer, non-commercial use only; not eligible for Uber Freight or Uber for Business. We reserve the right to disqualify any cardholder from participation in this offer in the event of fraud, abuse, or a violation of the terms as determined at our discretion. Such termination may result in the forfeiture of any benefits or accumulated rewards.
Once the credited membership period expires, your Uber One membership will auto-renew every month and your card on file will be charged, unless you cancel your membership prior to November 15, 2024. Uber Terms of Use and Uber Terms and Conditions for Renewable Membership apply.
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The 8% cash back on Capital One Entertainment purchases includes tickets purchased on the Capital One Entertainment ticketing platform only, paid for with an eligible Capital One Savor or SavorOne card. The 8% excludes:tickets purchased through the Capital One cardholder exclusive pre-sales page (www.capitalone.com/pre-sales); (ii) tickets purchased directly through the Capital One Hall or Capital One Arena ticketing services; and (iii) dining reservations or purchases through Capital One Dining. Your account must be open and in good standing to earn cash back and cash back earned will post to your account within 1-2 billing cycles. Cash back earned will be reclaimed if you cancel or return an eligible purchase, and the offer is valid for consumer, non-commercial use only. Cash back rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments. Online account required. Please see the Capital One Entertainment ticketing platform’s Terms of Use for more information about ticketing policies and terms and conditions.
Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.
5
Some cardholder benefits are only available to the primary cardholder and not authorized users.
6
Services such as price prediction, price watch, price drop protection, and price match guarantee are subject to terms and conditions. The availability of these services varies by account and they may not be available on all bookings.See Capital One Travel Terms and Conditions for details.
