Samsung Pay Frequently Asked Questions – Wells Fargo (2024)

How to use Samsung Pay

How do I get Samsung Pay?

Samsung Pay is automatically installed through a software update for eligible devices.

Where can I use Samsung Pay?

Samsung Pay is accepted in stores, in app and online. In stores, look for the Samsung Pay logo or Contactless Symbol at checkout.

Samsung Pay Frequently Asked Questions – Wells Fargo (1) Samsung Pay Frequently Asked Questions – Wells Fargo (2)

Samsung Pay on your Gear smartwatch can only be used for in-store payments currently.

Which devices are compatible with Samsung Pay?

You can use Samsung Pay on eligible Samsung devices.

Samsung Pay on Samsung Gear smartwatches must be set-up via the Gear app, installed on both your Samsung phone and smartwatch.

For a list of Samsung devices that support Samsung Pay, please visit Samsung Pay Support.

How to add your cards to Samsung Pay

How do I add my Wells Fargo cards to Samsung Pay?

There are two ways to add your Wells Fargo cards to Samsung Pay, through the Wells Fargo Mobile® app or directly through Samsung Pay. To learn how to add your eligible Wells Fargo cards directly through Samsung Pay, see the Samsung Pay instructions.

How to add your cards through the Wells Fargo Mobile app (AndroidTM)

  1. In your Wells Fargo Mobile app, tap Menu in the bottom bar, select Card Settings, then tap Digital Wallet.
  2. All eligible digital wallets will display, and then tap Samsung Pay.
  3. All eligible cards will display, tap the Add to Samsung Pay button next to the card you would like to add. Follow any additional instructions to verify and activate your card. Your card is now ready for use with Samsung Pay.

Which Wells Fargo cards can I add to Samsung Pay?

You can add most Visa® and Mastercard® branded Wells Fargo Debit and Credit Cards to Samsung Pay.

How do I set my Wells Fargo card as my default card in Samsung Pay?

You do not have the ability to set a default card in Samsung Pay. The last card you used or viewed in Samsung Pay will automatically appear as the card that would be used the next time you open the app. However, you can easily swipe between all the cards you have added and select a different card before making a purchase.

Can I add multiple Wells Fargo cards to Samsung Pay?

Yes, you can add up to 10 cards to Samsung Pay. You can easily switch between cards whenever you make a purchase. Devices, including the Gear smartwatch, do not share cards, so if you would like to use the same card on two different devices, you will need to add the card on each device separately.

Security

Is Samsung Pay safe and secure for making payments? How does Wells Fargo help protect me against fraud?

The safety and security of your account information is a top priority.

When you pay with Samsung Pay and your Wells Fargo card:

  • Your actual card number is replaced with a unique digital card number, which means businesses do not see or store your full card number.
  • All Wells Fargo transactions are monitored by our 24/7 risk and fraud detection systems.
  • Purchases made with your Wells Fargo card are protected by Zero Liability protection, so you won't be held responsible for promptly reported unauthorized card transactions.

Why am I being asked to verify my Wells Fargo card?

For security reasons, we may need you to provide additional verification to add your Wells Fargo card to Samsung Pay. If necessary, the Samsung Pay app will tell you how to verify your card.

What if I find unauthorized charges on the Wells Fargo card(s) I use with Samsung Pay?

Your Wells Fargo Debit and Credit Cards come with the built-in security of Wells Fargo’s fraud monitoring and Zero Liability protection. If your card or its number is ever lost or stolen, subject to certain conditions, you won't be held responsible for unauthorized card transactions when you report them promptly.

  • To dispute a debit card transaction on a personal account, call 1-800-TO-WELLS (1-800-869-3557).
  • To dispute a credit card transaction on a personal account, call 1-800-642-4720.
  • To dispute a transaction on a business card:
    • Business Elite credit cards, call 1-800-231-5511
    • All other business credit cards, call 1-833-441-0793

Visit the Security Center to learn more about how to help reduce your risk of fraud and identity theft.

What if my Wells Fargo card is lost or stolen?

Please call Wells Fargo immediately and mention that you added your card to Samsung Pay. We will close your card so that no more purchases can be made. If you are in possession of your device (your device is not also lost or stolen), we may be able to update Samsung Pay with your new card information so that you can continue using Samsung Pay while you wait for your new card to arrive.

For lost or stolen debit cards, call

  • Personal Accounts 1-800-869-3557
  • Business Accounts 1-800-225-5935

For lost or stolen credit cards, call

  • Personal Accounts 1-800-642-4720
  • Business Accounts:
    • Business Elite credit cards, call 1-800-231-5511
    • All other business credit cards, call 1-833-441-0793

What if my device is lost or stolen?

If your device is lost or stolen, you can use Samsung’s Find My Mobile service to try to find it. We recommend remotely disabling the cards from Samsung Pay.

We also recommend notifying your mobile carrier and calling the Wells Fargo number on the back of your card promptly. Mention that you added your card to Samsung Pay so we can disable your card for use with Samsung Pay. If you locate your device, you will need to add your card back to Samsung Pay before making any Samsung Pay purchases.

General

Does Wells Fargo charge anything to use Samsung Pay?

No. Wells Fargo does not charge a fee for customers to use Samsung Pay.

How is the Samsung Pay app different from the Samsung Gear app?

The Samsung Pay app controls the Samsung Pay service on the phone, which includes which cards are added, transactional history, etc. The Samsung Gear app is a separate app on the phone that controls the Samsung Pay service on the Gear smartwatch, which also includes what cards are added, transactional history, etc.

Where can I learn more about Samsung Pay?

To learn more about Samsung Pay, please visit the Samsung Pay site.

Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.

Samsung Pay is only compatible with select cards, carriers and Samsung devices. See the Samsung Support Page for compatibility information and merchant terminal limitations.

With Zero Liability protection, you won't be held responsible for promptly reported unauthorized card transactions, subject to certain conditions. For more information about liability for unauthorized transactions, review either your applicable Consumer Credit Card Customer Agreement and Disclosure Statementor your applicable Wells Fargo account agreement, debit and ATM card terms and conditions.

Samsung, Samsung Pay, Galaxy S (and other device names), and Samsung Knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Other company and product names mentioned may be trademarks of their respective owners.

Android, Chrome, Google Pay, Google Pixel, Google Play, Wear OS by Google, and the Google Logo are trademarks of Google LLC.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.

Wells Fargo Bank, N.A. Member FDIC.

QSR-03072025-5935350.1.1

LRC-0923

Samsung Pay Frequently Asked Questions – Wells Fargo (2024)

FAQs

Does Wells Fargo work with Samsung Pay? ›

To learn how to add your eligible Wells Fargo cards directly through Samsung Pay, see the Samsung Pay instructions. In your Wells Fargo Mobile app, tap Menu in the bottom bar, select Card Settings, then tap Digital Wallet. All eligible digital wallets will display, and then tap Samsung Pay.

How to verify Wells Fargo card for Samsung Pay? ›

Samsung Smartwatch
  1. Open the Samsung Wearables app on your phone and tap Samsung Pay. Then tap Add Card.
  2. To automatically enter your card information, position your card in the camera frame, or manually enter your card details. ...
  3. Follow any additional instructions to verify and activate your card in Samsung Pay.

Why is Samsung Pay getting declined? ›

Your card has been temporarily locked. Your card or the transaction account has insufficient funds for the transaction. You have reached your set daily payment limit. The terminal does not support contactless payments.

Is Samsung Pay linked to bank account? ›

With Samsung Pay Cash, it's even easier to send or receive money through Samsung Wallet! Simply set up the feature, and use the app from your phone. You can add funds from a bank account or from a credit card.

How does Wells Fargo digital wallet work? ›

It's easy to get started in your Wells Fargo Mobile® app. Add your eligible Wells Fargo cards to the digital wallet of your choice. Access your digital wallet and choose your Wells Fargo card when you check out at a participating business. View payment confirmation on your device.

How to pay with your phone with Wells Fargo? ›

Tap where you see the Contactless Symbol

Tap your mobile device or contactless card near the Contactless Symbol on merchant or public transit terminals. Plus, tap your contactless debit card or debit card in your digital wallet at Wells Fargo ATMs or branch PIN pads. If prompted, enter your PIN.

Why do I have to call my bank to verify my card for Samsung Pay? ›

When you add a payment card to Samsung Pay through your watch, you will need to verify your card. This is a safety precaution to make sure no one suspicious is trying to use your card in Samsung Pay.

How does Samsung Pay authenticate your payment? ›

Samsung Pay transactions are authorized with a PIN, fingerprint, or iris scan. After repeated failure to authenticate, Samsung Pay will erase all card data.

Does Samsung Pay show your card number? ›

You can also see your digital card number when you access your Favorite Cards in Samsung Pay. On the Favorite Cards screen, the digital card number will be displayed next to the card.

What are the cons of Samsung Pay? ›

Cons
  • Busy interface design.
  • Uses legacy magnetic stripe technology.
  • No paying friends.
  • Account privacy policy not the best.

Is Samsung discontinuing Samsung Pay? ›

In June 2022, Samsung Pay was renamed to Samsung Wallet in the US, UK, France, Germany, Italy, and Spain.

Did Samsung discontinue Samsung Pay? ›

The Samsung Pay app disappeared on 03.15. 2024 following an End-of-Support notice. It has been replaced with Samsung Wallet which I downloaded.

Is Samsung Pay safer than debit cards? ›

Your transactions and card information are secure.

Samsung Pay requires you to authenticate every transaction. In addition, Samsung doesn't keep your payment information on their servers and your account details are never stored on your phone or shared with merchants.

Is it safe to put your card on Samsung Pay? ›

When you add your payment card to Samsung Pay, the information is encrypted and sent to Samsung servers and, ultimately, to the card issuer's payment network (i.e., Visa®, MasterCard®, or American Express®) for approval. A one-time password (OTP) may be requested by the card issuer to verify you are the cardholder.

What is the difference between Samsung Pay and Samsung Wallet? ›

Samsung Pay is now part of Samsung Wallet. With Wallet, you get the features and benefits of Samsung Pay, plus Samsung Pass, digital home and car keys, digital asset management, and more. nnAll this comes in a simplified in-app experience, so you? ll get more and find it with ease.

Which banks work with Samsung Pay? ›

Here is a list of notable vendors, if you bank with any of these you're good to go!
  • American Express.
  • The Co-Operative Bank.
  • First Direct.
  • HSBC.
  • MBNA.
  • M&S Bank.
  • NAtionwide.
  • Santander.

What is Samsung Pay compatible with? ›

Samsung Pay is compatible with Galaxy Note9, Galaxy S9+, Galaxy S9, Galaxy Note8, Galaxy S8+, Galaxy S8, Galaxy S7 edge, Galaxy S7, Galaxy S6 edge+, Note 5, Galaxy A8+, Galaxy A7 (2017), Galaxy A5 (2017), A5 (2016), A7 (2016), Galaxy A9 Pro and Galaxy J7 Pro.

Does Wells Fargo use Google Pay? ›

There are two ways to add your Wells Fargo cards to Google Pay, through the Wells Fargo Mobile® app Footnote 2 2 or directly through Google Pay. To learn how to add your eligible Wells Fargo cards directly through Google Pay, see the Google Pay instructions.

Can I access Wells Fargo ATM without card? ›

Digital wallet access is available at Wells Fargo ATMs for Wells Fargo Debit Cards in Wells Fargo-supported digital wallets. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.

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