Review: Bank of Queensland Q Rewards Platinum Visa credit card (2024)

FAQs

What credit score do you need for Visa Platinum credit card? ›

Visa Platinum Requirements

Applicants with a credit score of at least 760 or higher are more likely to get the lowest rate (subject to change). The minimum credit line is $1,000, and you can ask an SCCU Team Member for an increase.

With up to a $25,000 credit limit, the Visa Platinum card gives you room to do what you need and what you want. Your Visa Platinum card is accepted at over 22 million worldwide locations, including over 700,000 ATMs in the Visa Global ATM Network.

The credit score you need for the U.S. Bank Platinum card is 700 or better. That means people with at least good credit have a shot at getting approved for this card.

American Express generally requires a good to excellent credit score to qualify for The Platinum Card® from American Express. Terms apply. You'll want to have at least a 690 credit score before applying for the card.

What is the income required to avail of a Platinum Mastercard credit card? To apply for a Platinum Mastercard, the applicant must have a minimum gross annual income of at least PHP780,000.

It's generally recommended that you have two to three credit card accounts at a time, in addition to other types of credit. Remember that your total available credit and your debt to credit ratio can impact your credit scores. If you have more than three credit cards, it may be hard to keep track of monthly payments.

The maximum credit line for a Credit One credit card is not publicly disclosed by the issuer, though there are reports of cardholders receiving credit lines as high as $5,000 on some cards. If approved for a Credit One card, applicants can expect a minimum initial credit line of $300 to $500.

Is it hard to get the U.S. Bank Visa® Platinum Card? The U.S. Bank Visa® Platinum Card is designed for applicants with good to excellent credit, meaning a credit score of at least 670.

The U.S. Bank Visa Platinum doesn't have the lowest ongoing APR or best long-term value after settling your balance, but it's a solid option if you just need an above-average timeframe to finish paying off your credit card debt.

To apply, you must: Be aged between 18 to 65 years old. Have a minimum income of INR400,000 per year for salaried individuals.

Which U.S. Bank credit card is easiest to get? ›

The U.S. Bank Cash+® Visa® Secured Card is easy to get, even with poor credit or no credit, because it is a secured credit card and requires an upfront deposit. But unlike many other secured credit cards, it has a generous rewards structure.

What is the Credit One Bank Platinum Visa credit limit? The Credit One Platinum credit limit is $300 or more. Everyone who gets approved for Credit One Platinum is guaranteed a credit limit of at least $300, and particularly creditworthy applicants could get limits a lot higher than that.

A Platinum Visa card often comes with premium benefits, including higher credit limits, travel insurance, concierge services, and exclusive access to airport lounges. These perks enhance your overall cardholder experience, making it ideal for frequent travellers and those seeking additional privileges.

To qualify for the Amex Platinum Card^®, you'll typically need a good to excellent credit score (670+). However, your credit score isn't the only thing that matters. Your income, history with American Express and other factors are also taken into consideration.

Do you need a good credit score to get a platinum card? Yes, it's likely that you'll need a good credit score to get access to a platinum credit card. The eligibility criteria varies wildly between card issuers as there's no standard set of rules for what a platinum card is.

A credit score of about 700+ will likely qualify you for just about any credit card, including those with cash back rewards, lower annual percentage rates (APRs) and more. However, there are plenty of cards you can get with a score lower than this (more on that later).