RentalCover.com — Save On Your Rental Car Insurance (2024)

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EU Resident policies are sold by Cover Genius Europe B.V which is authorised and regulated by the Dutch Authority for the Financial Markets [Autoriteit Financiële Markten] as an insurance intermediary, licence number 12046177. KvK number 73237426. Policies are underwritten by Collinson Insurance Europe Limited which is authorised by the Malta Financial Services Authority. Cover Genius acts in its capacity as an agent of the Insurer and not the Policyholder. If you purchase a policy from Cover Genius, the company receives a commission which is a percentage of your premium - ask us for details.

UK Resident policies are sold by Cover Genius Ltd which is authorised and regulated by the Financial Conduct Authority - Firm No. 750711. Policies are underwritten by Astrenska Insurance Ltd which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority - registration number 202846. Cover Genius acts in its capacity as an agent of the Insurer and not the Policyholder. If you purchase a policy from Cover Genius, the company receives a commission which is a percentage of your premium - ask us for details.

Protection to Australian and New Zealand Resident is sold by Cover Genius Pty Ltd (Australian Business Number 43 159 983 598) in its capacity as an AFS Licensee, No 490058. Asservo Mutual (ABN 664 040 975 / NZBN 9429051103644) is the issuer of the mutual risk products. Cover Genius does not act as your agent: this advice is general and does not take into account your objectives, financial situation or needs. You should consider whether the advice is suitable for you and your personal circ*mstances. Before you make any decision about whether to acquire the product, please read the PDS, FSG & TMD contained in your quote. If you purchase protection from Cover Genius, the company receives a commission which is a percentage of your contribution – ask us for details.

For United States residents: Rental Car Damage (CDP) coverage is included as part of a travel protection plan. In our plans, this insurance benefit is referred to as Rental Car Damage and Theft Rental Car Damage or Rental Car Damage. This advertisem*nt contains highlights of a travel protection plan, developed by Cover Genius Insurance Services, LLC (“Cover Genius”), a Delaware limited liability company, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et. al., T210 et. al. and TP-401 et. al., and non-insurance Travel Assistance Services provided by On Call International via Cover Genius. The terms of insurance coverages in the plans may vary by jurisdiction and not all coverage is available in all jurisdictions. Insurance coverages in these plans are subject to the terms, limitations and exclusions including an exclusion for pre-existing medical conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions, and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number: 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Cover Genius. Address: 11 West 42nd Street, 2nd Floor, New York, NY 10036, license and contact information available here.

While Cover Genius markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by Cover Genius, and Cover Genius does not receive compensation from USF for providing the non-insurance components of the plans.

Collision Damage Protection (CDP) covers all or a portion of the amount payable to the rental company in the event of loss of or damage to a rental car. In our plans, this coverage is an insurance benefit referred to as Rental Car Damage and Theft Coverage or Rental Car Damage coverage.

Canadian Residents policies are sold by Cover Genius Canada Inc. (BC1079759) carrying on business as RentalCover.com, an authorized provider of Intact Insurance. Insurance is underwritten by Intact Insurance Company. If you purchase a policy from Cover Genius, the company receives a commission which is a percentage of your premium - ask us for details. RentalCover policies are currently not available to residents of Québec or any non-residents of Québec purchasing a policy while in Québec.

Singapore residents policies are sold by Cover Genius Ltd which is authorized and regulated by the Financial Conduct Authority - Firm No. 750711, underwritten by certain underwriters at Lloyds of London. Cover Genius acts in its capacity as an agent of the Insurer and not the Policyholder. Before you make any decision about whether to acquire the product, please read the Policy Wording contained in your quote. If you purchase a policy from Cover Genius, the company receives a commission which is a percentage of your premium - ask us for details.

Hong Kong residents policies are sold by Cover Genius Ltd which is authorized and regulated by the Financial Conduct Authority - Firm No. 750711, underwritten by certain underwriters at Lloyds of London. Cover Genius acts in its capacity as an agent of the Insurer and not the Policyholder. Before you make any decision about whether to acquire the product, please read the Policy Wording contained in your quote. If you purchase a policy from Cover Genius, the company receives a commission which is a percentage of your premium - ask us for details.

For Japanese residents the Plan is sold by Cover Genius Japan 株式会社.

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† We compared the costs of collision damage protection via RentalCover.com to the average cost of collision or loss damage waivers (including taxes and fees) for a one week rental (August 2 - 8, 2021). Cost comparison is in U.S. dollars and is based on online quotes provided by Alamo, Avis, and Hertz for an airport pickup and drop-off of a compact car in Boston, Dallas, Las Vegas, Orlando, and Portland for a U.S resident over age 25. No discounts applied. The average daily rate for Collision Damage Waiver coverage for the selected dates is $29, with an average deductible of $1,150.

We compared the costs of coverage via RentalCover.com to the average cost of collision damage waivers (where they are sold separately) and super collision damage waivers (or equivalent excess waivers), including taxes and fees, for a one week domestic rental for drivers over age 25 with no discounts applied. Cost comparison is based on quotes provided by 3 suppliers for airport pickup and drop-off of a standard SUV in London, Berlin, Tokyo, Seoul, Sao Paulo, Tel Aviv, Dubai. For Sydney and Auckland we compared standard SUVs and 6 berth motorhomes under the same conditions. The average daily rate for SCDW coverage for the selected dates is $24 for standard SUVs and $36 for motorhomes.

* Check your RentalCover wording for restrictions on travel in sanctioned regions/countries, rentals from restricted companies and restricted vehicle types.

‡ Exotic cars includes: Alfa Romeo, Aston Martin, Auburn, Avanti, Bentley, Bertone, BMC/Leyland, BMW M Series, Bradley, Bricklin, Clenet, Corvette, Cosworth, De Lorean, Excalibre, Ferrari, Iso, Jaguar, Jensen Healy, Lamborghini, Lancia, Lotus, Maserati, MG, Morgan, Pantera, Panther, Pininfarina, Porsche, Rolls Royce, Rover, Stutz, Sterling, Triumph, and TVR.

RentalCover.com — Save On Your Rental Car Insurance (2024)

FAQs

Why is rental car insurance unnecessary? ›

You also technically don't need to purchase insurance since rental cars are automatically covered for the minimum requirements in their state. However, it can still be worth it in some situations.

How do I file a claim with Rentalcover com? ›

Submitting a claim

Just enter your Reference Number (this ends with "INS" and can be found on your confirmation email). After the policy is completed and the damage charge has been settled with the rental company, please submit your online claim and attach any supporting documents.

Why do rental car companies ask for insurance? ›

Without an insurance policy, you would be responsible for paying any of those costs out of pocket. Consider purchasing both liability coverage and a damage waiver from the car rental company before getting behind the wheel of a rental vehicle.

What is the rental car insurance? ›

It provides coverage if your belongings are lost, stolen, or damaged while in the rental vehicle. This could include clothing, electronics, equipment, and luggage. PEC policies typically come with a set limit, meaning they'll only cover up to a certain amount.

Do you need extra insurance when renting a car in the USA? ›

It would be very unusual for anyone to need to buy extra insurance from a rental car company. For most people, their personal auto insurance policy will take care of anything that might happen while they're renting. It's smarter to keep your personal policy up to date and save money by skipping the extra coverage.

Is budget LDW worth it? ›

An LDW is optional, but it does have some pretty important benefits you should consider before you write it off entirely. Some of those benefits include: Peace of mind: Accidents happen, but with a rental car loss damage waiver, you won't have to stress about potential accidents because you'll be covered.

What does RentalCover cover? ›

At RentalCover.com, we provide insurance and full protection products for your rental car which includes full damage protection against costly damages, theft and supplementary protection such as lost keys, headlight repairs, flat tires and more depending on what country you reside in.

Can I add insurance after booking a rental car? ›

RAP can be added to online bookings at the branch or can be added to a rental ticket at any time. Please note: If added mid-rental, the renter must return to a designated renting location to have the vehicle inspected before adding RAP.

Is rental insurance refundable? ›

If you cancel your renters insurance policy before its term expires, you'll typically receive a refund for the unused portion of the policy, especially if you've paid the premium in full for the entire term. This means you'll receive a prorated refund for the months you won't be covered.

What does a loss damage waiver cover? ›

Loss Damage Waiver covers loss or damage due to theft, collision, vandalism, or any other cause.

Does Visa cover rental car insurance? ›

The Visa car rental coverage provides reimbursem*nt of up to the full cost of a repair or replacement of a rental vehicle in the event of: damage due to collision or theft of the vehicle; • Malicious vandalism against auto; documented valid loss-of-use charges imposed by your company to the renter of the car.

What is the meaning of deductible in car insurance? ›

An auto insurance deductible is what you pay “out of pocket” on a claim before your insurance covers the rest. Collision, comprehensive, uninsured motorist, and personal injury protection coverages all typically have a car insurance deductible. You typically have a choice between a low and high deductible.

Does Allianz cover accidental damage? ›

Allianz Trip Insurance comes in a variety of plans to fit your specific needs. Single-trip plans can protect one trip, annual plans can protect all your trips for an entire year, and rental car protection plans can keep your budget safe from accidental collision and damage to a rental vehicle.

Does my car insurance cover rental cars internationally? ›

Most U.S. auto insurers won't cover you while driving abroad, except for driving in Canada and driving in Mexico. Unless you have a credit card offering rental car insurance, you'll probably need to purchase your insurance from the rental company. Learn more about international car insurance and rental car insurance.

Does Allianz cover rental cars? ›

It's smart to buy a collision damage waiver before renting a car, because you can save money and avoid aggressive upsells. The OneTrip Rental Car Protector from Allianz Global Assistance provides up to $50,000 in coverage for just $11 per calendar day — and, with few exceptions, covers you anywhere in the world.

What does CDW mean? ›

Collision damage waiver (CDW), also called car rental insurance, removes a car renter's liability for all or some damage to a rental vehicle in an accident, similarly to collision insurance. CDW also may cover instances of theft or vandalism.

Does USAA cover you in a rental car? ›

In most cases, yes. Your policy offers limited coverage for rental car damage with a few exceptions, such as moving vans or vehicles made available for regular use. For overseas rentals, you can buy coverage directly from the rental company.

What does Allianz rental car insurance cover? ›

Our car rental insurance product is called OneTrip Rental Car Protector and provides primary coverage for covered collision, loss and damage up to $50,000, along with 24-hour emergency assistance.

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