Are credit cards widely accepted in Poland?

Using credit cards and debit cards in Poland Credit cards are widely accepted in Poland, especially around tourist attractions. The most commonly used cards are Europay International, MasterCard, Visa, and American Express.

Can foreigners get a credit card in Poland?

A credit card is a very convenient payment tool for people who are disciplined and analyse and settle their obligations on a regular basis. Foreigners can also get a credit card in a Polish bank if they meet the requirements imposed by the bank.

Is Poland a cashless society?

in case of remote payments (online shopping), cashless payments were the prevailing payment method – about 98 % of the number and value of all transactions.

Does Poland accept US dollars?

The legal currency in Poland is the Polish zloty (PLN). In most places, it is not possible to pay in euros or U.S. dollars; only some hotels and/or shopping malls will accept euro. Money can be exchanged in banks or exchange offices (kantors) that are widely present in Poland, both in large and small cities.

How do I prove sufficient funds in Poland?

Documents confirming that you have sufficient funds are: traveller's cheque, certificate on the limit on the credit card issued by the bank that issued the credit card, issued not earlier than one month before the date of submitting the application for temporary residence permit, certificate of having means of payment ...

Can a US citizen open a bank account in Poland?

Residency and Identification: Non-residents can open a bank account in Poland with proper identification (passport) and, in some cases, proof of residency or a Polish address.

What is the credit rating of Poland?

On 22 March 2024 rating agency Moody's announced a decision about keeping Poland's credit rating unchanged at the level of A2/P1 for long and short term liabilities, respectively. Rating's outlook remained at a stable level.

Should I bring cash or card to Poland?

Cash or Card? Krakow is Poland's most tourist-friendly city, and one of the largest and most international in the country. Athough it's always a good idea to have some cash to hand, you can also pay by card in the majority of establishments, bars, and restaurants, or even on public transport.

Is it best to take cash or card to Poland?

Therefore, while it's convenient to use a card in places like Warsaw, Krakow, or Gdansk, especially in hotels, restaurants, or larger shops, it's always a good idea to carry some cash with you. This is particularly important if you plan to explore areas outside of the main tourist hubs.

Is it better to pay by card or cash in Poland?

Yes you can use cards, but many small services providers and retailers would prefer cash. Yes, you can definitely get by with card only. Any restaurants you go to that ask for a small cash payment (which is now rare in larger towns/cities) for use of the toilet waive the charge for paying guests.

Is cash necessary in Poland?

You'll usually find you can use a card to make payments in Poland, but carrying some cash in PLN is also reassuring. It's often easier for tipping and making smaller purchases, plus you've got a nice backup if your card is ever out of action for some reason.

Poland: Distribution of the value of credit cards granted 2023 | Statista (2024)

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Distribution of the value of credit cards granted in Poland in 2023, by loan value Statistics on " Consumer lending in the United Kingdom (UK) " Other statistics that may interest you Consumer lending in the United Kingdom (UK) Topics FAQs

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Published by

Adriana Sas,

Mar 7, 2024

The highest share of credit cards granted in Poland in 2023 were those worth between 10,000 and 20,000 zloty.

Distribution of the value of credit cards granted in Poland in 2023, by loan value

Characteristic	Share
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Release date

January 2024