Pet Insurance Quotes | Direct Line (2024)

FAQs

Who underwrites direct line pet insurance? ›

This booklet tells you everything you need to know about your pet insurance which is underwritten by U K Insurance Limited.

A direct claim is when your insurance company pays us directly for the cost of your pet's treatment. Under certain circ*mstances, we may arrange to claim the treatment costs of your pet directly from your insurance company.

Alternatively, you can download the pet insurance claim form and email it back to us at petclaimreturn@ukipartnerships.com or call us on 0345 246 8496 (lines open Monday to Friday 8am - 6pm, Saturday 9am - 5pm).

Auto renewal

If you're set up for automatic renewal and you're happy with the cover outlined, we'll automatically renew your policy and send you the new documents. Payment will be taken within seven days after renewal using your existing details.

Direct Line's competitors and similar companies include Admiral Group, The Zebra, Asuransi SinarMas and McGriff Insurance Services.

Direct Line Group is one of the largest insurance companies in the UK and home to leading insurance brands. Our mission is to be brilliant for customers every day. We have some of the strongest and most recognisable insurance brands in the UK including Direct Line, Churchill, Green Flag and Darwin.

Background: Pet insurance companies typically divide their products into 3 main categories: accident-only, accident and illness, and wellness coverages. Each level offers specific services that are covered and excluded and will vary by price. Insurance policies are usually broken down by the type of pet being insured.

It's usually not too difficult to know when you should claim, and you can always check your policy documents or speak to your insurance provider if you're not sure. The only time it might not be worth claiming is if your policy excess – that's the amount you pay to make a claim – is more than the cost of the treatment.

As a general rule, cover less than £5000 is likely to leave you with problems if your dog gets in a serious accident, and £7000 is the minimum most vets would consider to be fairly comprehensive.

Founded in 1989, as one of the country's first direct to customer car insurance companies, the company has expanded to offer a range of general insurance products. Since February 2012, Churchill is part of the Direct Line Group; policies are underwritten by the parent United Kingdom Insurance Limited.

Who owns direct line? ›

Direct Line Group

Direct Line / Parent organization

Your claim form will be sent to your vet to review and complete, so we won't have your claim straight away. Once your vet has completed the required information we will let you know that we have received your completed claim form. We pay 90% of claims within 5 working days once we receive the claim form from your vet.

If you cancel within 14 days of cover starting or you receiving your documents (whichever is later) we will return any premium paid less a charge for the number of days for which cover has been given for your Car Insurance and give you a full refund* for Breakdown Cover, where selected.

It's true that you can generally expect your pet's insurance coverage cost to increase each year, along with their ever-increasing age. However, this doesn't mean that there aren't things you could—and sometimes should—consider changing about that coverage as time goes on.

Fees: Some pet insurance providers charge a cancellation fee. If you are canceling due to the death of your pet, some providers will stop coverage immediately and waive any cancellation fee. You may have to send a copy of your pet's death certificate during this process.

Direct Auto is part of the Direct General Group, which is owned by National General Holdings Corp., a property and casualty insurance company headquartered in New York City. National General has owned Direct Auto since 2016. For more information, check out WalletHub's full Direct Auto review.

Founded in 1989, as one of the country's first direct to customer car insurance companies, the company has expanded to offer a range of general insurance products. Since February 2012, Churchill is part of the Direct Line Group; policies are underwritten by the parent United Kingdom Insurance Limited.

Key Takeaways. An underwriter is a profession within the pet insurance industry who evaluates the risk of taking on new members.

An insurance underwriter determines whether an insurer can provide coverage to a specific client by assessing the potential risks of insuring them. Underwriters often work closely with other industry professionals, including risk managers, actuaries, and insurance agents and brokers.